Summary
BILZEN CENTRUM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €425,439 and a net result of €68,573. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 8091 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
51 d early
2023
2 d early
2022
27 d early
2021
11 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€425,439▼ 16.1%
2024 · €506,865
Net result
€68,573▲ 25.8%
2024 · €54,528
Total assets
€425,439▼ 16.2%
2024 · €507,410
Solvency
100.0%▲ 0.1pp
2024 · 99.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€58,444▲ 3.5%€65,417▲ 11.9%€51,289▼ 21.6%€82,428▲ 60.7%€102,519▲ 24.4%
Net result€40,345within the sector's middle half▼ 23.1%€43,270within the sector's middle half▲ 7.2%€33,832within the sector's middle half▼ 21.8%€54,528within the sector's middle half▲ 61.2%€68,573within the sector's middle half▲ 25.8%
Equity€775,236above the sector's middle half▲ 5.5%€518,506above the sector's middle half▼ 33.1%€452,338above the sector's middle half▼ 12.8%€506,865above the sector's middle half▲ 12.1%€425,439above the sector's middle half▼ 16.1%
Total assets€777,317within the sector's middle half▼ 10.2%€821,506within the sector's middle half▲ 5.7%€553,447within the sector's middle half▼ 32.6%€507,410within the sector's middle half▼ 8.3%€425,439within the sector's middle half▼ 16.2%
Debt€2,081▼ 98.4%€303,000▲ 14,463%€101,109▼ 66.6%€545▼ 99.5%€0▼ 100%
Working capital€472,987above the sector's middle half▲ 17.8%€243,659above the sector's middle half▼ 48.5%€208,598above the sector's middle half▼ 14.4%€288,316above the sector's middle half▲ 38.2%€232,429above the sector's middle half▼ 19.4%
Solvency99.7%above the sector's middle half▲ 14.8pp63.1%within the sector's middle half▼ 36.6pp81.7%above the sector's middle half▲ 18.6pp99.9%above the sector's middle half▲ 18.2pp100.0%above the sector's middle half▲ 0.1pp
Current ratio1.80within the sector's middle half3.07within the sector's middle half▲ 1.27
Return on assets (ROA)5.2%within the sector's middle half▼ 0.9pp5.3%within the sector's middle half▲ 0.1pp6.1%within the sector's middle half▲ 0.8pp10.7%within the sector's middle half▲ 4.6pp16.1%within the sector's middle half▲ 5.4pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €425,439
Fixed assets
€193,010 ▼ 11.7%
Current assets
€232,429 ▼ 19.5%
Key figures and ratios
ROE
16.1%▲
2024 · 10.8%
Debt ≤ 1 year
€0▼
2024 · €545
Income taxes
€34,970▲
2024 · €28,257
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,073 | €30,999 | €30,994 | €25,539 | €25,539 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €3,200 | €0 | - | - | - |
| Other operating charges640/8 | €3,513 | €3,571 | €3,113 | €3,215 | €3,307 | ▲ 2.9% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €93,030 | €103,187 | €85,397 | €111,182 | €131,365 | ▲ 18.2% |
| Operating profit (loss)9901 | €58,444 | €65,417 | €51,289 | €82,428 | €102,519 | ▲ 24.4% |
| Financial income75/76B | €142 | €0 | €858 | €552 | €1,410 | ▲ 156% |
| Recurring financial income75 | €142 | €0 | €858 | €552 | €1,410 | ▲ 156% |
| Financial charges65/66B | €294 | €255 | €248 | €195 | €385 | ▲ 97.2% |
| Recurring financial charges65 | €294 | €255 | €248 | €195 | €385 | ▲ 97.2% |
| Profit (loss) for the period before taxes9903 | €58,291 | €65,162 | €51,899 | €82,785 | €103,544 | ▲ 25.1% |
| Income taxes67/77 | €17,946 | €21,892 | €18,068 | €28,257 | €34,970 | ▲ 23.8% |
| Profit (loss) for the period9904 | €40,345 | €43,270 | €33,832 | €54,528 | €68,573 | ▲ 25.8% |
| Profit (loss) for the period to be appropriated9905 | €40,345 | €43,270 | €33,832 | €54,528 | €68,573 | ▲ 25.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €777,317 | €821,506 | €553,447 | €507,410 | €425,439 | ▼ 16.2% |
| Fixed assets21/28 | €302,451 | €275,083 | €244,088 | €218,549 | €193,010 | ▼ 11.7% |
| Tangible fixed assets22/27 | €302,134 | €274,765 | €243,771 | €218,232 | €192,692 | ▼ 11.7% |
| Land and buildings22 | €302,134 | €274,765 | €243,771 | €218,232 | €192,692 | ▼ 11.7% |
| Financial fixed assets28 | €317 | €317 | €317 | €317 | €317 | = |
| Current assets29/58 | €474,865 | €546,423 | €309,359 | €288,861 | €232,429 | ▼ 19.5% |
| Amounts receivable within one year40/41 | €48,763 | €46,803 | €58,290 | €51,141 | €51,787 | ▲ 1.3% |
| Trade receivables40 | €46,700 | €43,500 | €53,500 | €43,500 | €43,880 | ▲ 0.9% |
| Other amounts receivable41 | €2,063 | €3,303 | €4,790 | €7,641 | €7,907 | ▲ 3.5% |
| Cash at bank and in hand54/58 | €425,009 | €499,126 | €250,552 | €237,032 | €180,076 | ▼ 24.0% |
| Deferred charges and accrued income490/1 | €1,094 | €494 | €517 | €687 | €566 | ▼ 17.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €777,317 | €821,506 | €553,447 | €507,410 | €425,439 | ▼ 16.2% |
| Equity10/15 | €775,236 | €518,506 | €452,338 | €506,865 | €425,439 | ▼ 16.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €832,752 | €576,022 | €509,853 | €564,381 | €482,954 | ▼ 14.4% |
| Non-distributable reserves130/1 | €37,765 | €37,765 | €0 | - | - | - |
| Reserves not available under the articles1311 | €37,765 | €37,765 | €0 | - | - | - |
| Distributable reserves133 | €794,987 | €538,257 | €509,853 | €564,381 | €482,954 | ▼ 14.4% |
| Profit (loss) carried forward14 | -€76,116 | -€76,116 | -€76,116 | -€76,116 | -€76,116 | = |
| Amounts payable17/49 | €2,081 | €303,000 | €101,109 | €545 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €1,878 | €302,764 | €100,761 | €545 | €0 | ▼ 100% |
| Trade debts44 | €0 | €2,764 | €761 | €545 | €0 | ▼ 100% |
| Suppliers440/4 | €0 | €2,764 | €761 | €545 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €0 | €15,000 | €5,000 | €0 | - | - |
| Taxes450/3 | €0 | €15,000 | €5,000 | €0 | - | - |
| Other amounts payable47/48 | €1,878 | €285,000 | €95,000 | €0 | - | - |
| Accrued charges and deferred income492/3 | €203 | €236 | €349 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,345 | €43,270 | €33,832 | €54,528 | €68,573 | ▲ 25.8% |
| + Depreciation and write-downs630 | €31,073 | €30,999 | €30,994 | €25,539 | €25,539 | = |
| Operating cash flow (approximation) | €71,419 | €74,269 | €64,826 | €80,067 | €94,113 | ▲ 17.5% |
| Investment in fixed assets (approximation) | - | -€3,630 | €0 | €0 | €0 | - |
| Change in cash | - | €74,118 | -€248,575 | -€13,520 | -€56,956 | ▼ 321% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €68,573 ▲25.8%
Operating result €102,519, net result €68,573, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 173current ratio 530.51
Current ratio from 3.07 to 530.51; short-term debt falls from €100,761 to €545.
31-12
Financial
Equity above €500,000Eq €506,865 ▲12.1%
5 profitable years in a row build equity to €506,865.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 62current ratio 252.85
Current ratio from 4.08 to 252.85; short-term debt falls from €130,576 to €1,878.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €52,479
Net result €52,479 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1994
Ground area
952 m²
Building footprint
147 m²
Volume, LiDAR
725 m³
Parcel 73006G0919/00B000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BILZEN CENTRUM
since 19942.066.938.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006G0919/00B000 | Flanders | 952 m² | 1 · 147 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 186 companies in sector 64910 we hold annual accounts for 138. 83 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-1994
Fiscal year end31-12
Activities, NACEBEL 2025
64910Financial service activities, except insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0452682667
Registered
16-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.