CNOPSOFT
ActiveSummary
CNOPSOFT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,926 and a net result of €65,301. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 35% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+2
Solvency67▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 3.83 against 3.06 in 2024; short-term debt: 16.1% and cash: 20.1% of total assets), but 58.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
16.7%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €162,926
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
11 d late
2023
8 d late
2022
2 d late
2021
6 d early
2020
4 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Sint-Martens-Latem, Telecoms and IT sector
Equity
€162,926▲ 55.8%
2024 · €104,593
Total assets
€392,034▲ 16.0%
2024 · €337,901
Net result
€65,301▲ 25.6%
2024 · €51,981
Working capital
€177,959▲ 65.9%
2024 · €107,298
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,532▼ 12.4%-€2,334-€5,446▼ 133%€72,333€88,114▲ 21.8%
Net result€9,064within the sector's middle half▼ 20.3%-€2,842below the sector's middle half-€7,189below the sector's middle half▼ 153%€51,981within the sector's middle half€65,301above the sector's middle half▲ 25.6%
Equity€102,432within the sector's middle half▼ 2.5%€72,990within the sector's middle half▼ 28.7%€53,412within the sector's middle half▼ 26.8%€104,593within the sector's middle half▲ 95.8%€162,926above the sector's middle half▲ 55.8%
Total assets€223,865within the sector's middle half▼ 4.9%€186,684within the sector's middle half▼ 16.6%€254,610within the sector's middle half▲ 36.4%€337,901above the sector's middle half▲ 32.7%€392,034above the sector's middle half▲ 16.0%
Debt€31,433▼ 22.0%€23,694▼ 24.6%€111,198▲ 369%€143,308▲ 28.9%€139,108▼ 2.9%
Working capital€144,185above the sector's middle half▲ 10.7%€117,798within the sector's middle half▼ 18.3%€80,759within the sector's middle half▼ 31.4%€107,298within the sector's middle half▲ 32.9%€177,959above the sector's middle half▲ 65.9%
Solvency45.8%within the sector's middle half▲ 1.1pp39.1%within the sector's middle half▼ 6.7pp21.0%below the sector's middle half▼ 18.1pp31.0%below the sector's middle half▲ 10.0pp41.6%within the sector's middle half▲ 10.6pp
Current ratio6.95above the sector's middle half▲ 1.026.05above the sector's middle half▼ 0.904.00within the sector's middle half▼ 2.053.06within the sector's middle half▼ 0.943.83within the sector's middle half▲ 0.76
Return on assets (ROA)4.0%within the sector's middle half▼ 0.8pp-1.5%below the sector's middle half▼ 5.6pp-2.8%below the sector's middle half▼ 1.3pp15.4%within the sector's middle half▲ 18.2pp16.7%within the sector's middle half▲ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392,034
Fixed assets
€151,153 ▼ 15.4%
Current assets
€240,881 ▲ 51.2%
Equity and liabilities €392,034
Equity
€162,926 ▲ 55.8%
Provisions
€90,000 =
Debt
€139,108 ▼ 2.9%
Debt's share of the balance-sheet total falls from 42.4% to 35.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€117,470▲
2024 · €100,245
Cash flow
€94,657▲
2024 · €79,894
Debt to equity
0.85▼
2024 · 1.37
ROE
40.1%▼
2024 · 49.7%
Interest coverage
24.72▲
2024 · 21.97
Debt ≤ 1 year
€62,922▲
2024 · €51,972
Debt > 1 year
€76,186▼
2024 · €91,336
Income taxes
€22,616▲
2024 · €17,745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €39,043 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,959 | €23,264 | €13,499 | €27,912 | €29,356 | ▲ 5.2% |
| Other operating charges640/8 | - | €3,417 | €8,060 | €3,487 | €2,577 | ▼ 26.1% |
| Gross operating margin9900 | €41,752 | €24,347 | €16,114 | €103,732 | €120,047 | ▲ 15.7% |
| Operating profit (loss)9901 | €13,532 | -€2,334 | -€5,446 | €72,333 | €88,114 | ▲ 21.8% |
| Financial income75/76B | - | €2,414 | €1,952 | €1,955 | €4,556 | ▲ 133% |
| Recurring financial income75 | €3,253 | €2,414 | €1,952 | €1,955 | €4,556 | ▲ 133% |
| Financial charges65/66B | - | €874 | €3,182 | €4,562 | €4,753 | ▲ 4.2% |
| Recurring financial charges65 | €1,055 | €812 | €3,182 | €4,562 | €4,753 | ▲ 4.2% |
| Non-recurring financial charges66B | - | €62 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €15,730 | -€794 | -€6,676 | €69,726 | €87,917 | ▲ 26.1% |
| Income taxes67/77 | €6,666 | €2,048 | €513 | €17,745 | €22,616 | ▲ 27.5% |
| Profit (loss) for the period9904 | €9,064 | -€2,842 | -€7,189 | €51,981 | €65,301 | ▲ 25.6% |
| Profit (loss) for the period to be appropriated9905 | €9,064 | -€2,842 | -€7,189 | €51,981 | €65,301 | ▲ 25.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €223,865 | €186,684 | €254,610 | €337,901 | €392,034 | ▲ 16.0% |
| Fixed assets21/28 | €55,433 | €45,540 | €146,934 | €178,631 | €151,153 | ▼ 15.4% |
| Tangible fixed assets22/27 | €55,266 | €45,373 | €146,766 | €178,464 | €151,153 | ▼ 15.3% |
| Land and buildings22 | - | €40,659 | €125,158 | €113,378 | €102,038 | ▼ 10.0% |
| Plant, machinery and equipment23 | - | €1,579 | €6,062 | €4,693 | €3,769 | ▼ 19.7% |
| Furniture and vehicles24 | - | €3,135 | €15,546 | €60,392 | €45,346 | ▼ 24.9% |
| Financial fixed assets28 | €167 | €167 | €167 | €167 | €0 | ▼ 100% |
| Current assets29/58 | €168,432 | €141,144 | €107,676 | €159,270 | €240,881 | ▲ 51.2% |
| Amounts receivable after more than one year29 | - | €65,500 | €64,500 | €88,500 | €82,500 | ▼ 6.8% |
| Other amounts receivable291 | - | €65,500 | €64,500 | €88,500 | €82,500 | ▼ 6.8% |
| Amounts receivable within one year40/41 | €9,444 | €20,020 | €17,784 | €0 | €71,048 | - |
| Trade receivables40 | - | €16,597 | €15,639 | €0 | €1,521 | - |
| Other amounts receivable41 | - | €3,423 | €2,144 | €0 | €69,528 | - |
| Cash at bank and in hand54/58 | €63,630 | €45,802 | €15,068 | €63,818 | €78,794 | ▲ 23.5% |
| Deferred charges and accrued income490/1 | - | €9,822 | €10,325 | €6,952 | €8,539 | ▲ 22.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €223,865 | €186,684 | €254,610 | €337,901 | €392,034 | ▲ 16.0% |
| Equity10/15 | €102,432 | €72,990 | €53,412 | €104,593 | €162,926 | ▲ 55.8% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | - | €18,592 | - | - | - | - |
| Share premium1100/10 | - | €18,592 | - | - | - | - |
| Reserves13 | €76,608 | €50,808 | €39,219 | €90,369 | €148,699 | ▲ 64.5% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | €12,474 | €12,475 | €12,475 | €12,475 | = |
| Distributable reserves133 | - | €36,475 | €24,885 | €76,035 | €134,365 | ▲ 76.7% |
| Profit (loss) carried forward14 | €7,232 | €3,590 | -€4,399 | -€4,368 | -€4,365 | ▲ 0.1% |
| Provisions and deferred taxes16 | €90,000 | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Provisions for liabilities and charges160/5 | - | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Pensions and similar obligations160 | - | - | €90,000 | €90,000 | €90,000 | = |
| Other liabilities and charges164/5 | - | €90,000 | - | - | - | - |
| Amounts payable17/49 | €31,433 | €23,694 | €111,198 | €143,308 | €139,108 | ▼ 2.9% |
| Amounts payable after more than one year17 | €6,838 | - | €83,933 | €91,336 | €76,186 | ▼ 16.6% |
| Financial debts170/4 | - | - | €83,933 | €91,336 | €76,186 | ▼ 16.6% |
| Amounts payable within one year42/48 | €24,247 | €23,346 | €26,917 | €51,972 | €62,922 | ▲ 21.1% |
| Current portion of amounts payable after more than one year42 | - | €6,838 | €10,000 | €14,976 | €15,150 | ▲ 1.2% |
| Trade debts44 | €2,380 | €4,237 | €2,234 | €6,214 | €3,662 | ▼ 41.1% |
| Suppliers440/4 | - | €4,237 | €2,234 | €6,214 | €3,662 | ▼ 41.1% |
| Taxes, remuneration and social security45 | - | €11,471 | €14,275 | €29,839 | €43,278 | ▲ 45.0% |
| Taxes450/3 | - | €11,471 | €14,275 | €29,839 | €43,278 | ▲ 45.0% |
| Other amounts payable47/48 | - | €800 | €409 | €943 | €833 | ▼ 11.7% |
| Accrued charges and deferred income492/3 | - | €348 | €348 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,064 | -€2,842 | -€7,189 | €51,981 | €65,301 | ▲ 25.6% |
| + Depreciation and write-downs630 | €24,959 | €23,264 | €13,499 | €27,912 | €29,356 | ▲ 5.2% |
| Operating cash flow (approximation) | €34,023 | €20,422 | €6,310 | €79,894 | €94,657 | ▲ 18.5% |
| Investment in fixed assets (approximation) | - | -€13,371 | -€114,893 | -€59,609 | -€1,878 | ▲ 96.8% |
| Change in cash | - | -€17,828 | -€30,734 | €48,751 | €14,975 | ▼ 69.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €65,301 ▲25.6%
Operating result €88,114, net result €65,301, both a record.
30-06
Financial
Equity above €150,000Eq €162,926 ▲55.8%
2 profitable years in a row build equity to €162,926.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-06
Financial
Back to profitnet €51,981
Net result €51,981 after 2 loss-making years.
30-06
Financial
Equity above €100,000Eq €104,593 ▲95.8%
Equity rises from €53,412 to €104,593.
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
30-06
Financial
Weakest financial yearnet -€7,189
Net result drops to -€7,189, the lowest in the series; recovery starts the following year.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100,000Eq €105,077 ▲11.2%
2 profitable years in a row build equity to €105,077.
Show earlier events
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1989
Ground area
2,189 m²
Building footprint
225 m²
Volume, LiDAR
1,548 m³
Parcel 44064B0421/00C000, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CNOPSOFT BVBA
since 19892.043.569.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0421/00C000 | Flanders | 2,189 m² | 1 · 225 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,814 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-1989
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0437433079
Registered
28-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.