CNJ Consulting
ActiveCNJ Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80k and a net result of €71k. Its solvency ranks better than 50% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency76▲+17
Growth78
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.43 in 2023; short-term debt: 48.2% and cash: 59.7% of total assets), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-08-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
3 d late
2023
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€71k▲ 803%
2023 · €8k
2023: €8k
2023 → 2024
Working capital
€67k▲ 757%
2023 · €8k
2023: €8k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€9k-€80k▲ 758%
Operating result€10k-€95k▲ 824%
Net result€8k-€71k▲ 803%
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 824% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €158k
Fixed assets
€15k▲ 900%
Current assets
€144k▲ 449%
Equity and liabilities €158k
Equity
€80k▲ 758%
Debt
€78k▲ 328%
The debt ratio falls from 66.2% to 49.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€96k▲
2023 · €10k
Cash flow
€73k▲
2023 · €8k
Solvency
50.6%▲
2023 · 33.8%
Current ratio
1.88▲
2023 · 1.43
Quick ratio
1.88▲
2023 · 1.43
Debt / equity
0.98▼
2023 · 1.96
ROE
88.3%▲
2023 · 83.9%
ROA
44.7%▲
2023 · 28.4%
Interest coverage
32.10▲
2023 · 8.84
Debt
€78k▲
2023 · €18k
Debt ≤ 1 year
€76k▲
2023 · €18k
Debt > 1 year
€2k
Income taxes
€21k▲
2023 · €1k
Staff costs
€105k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€28k€158k▲
Fixed assets21/28€1k€15k▲
Tangible fixed assets22/27€1k€15k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24-€13k
Current assets29/58€26k€144k▲
Amounts receivable within one year40/41€23k€45k▲
Trade receivables40€23k€45k▲
Cash at bank and in hand54/58€3k€95k▲
Deferred charges and accrued income490/1€279€4k▲
Equity and liabilities
Total equity and liabilities10/49€28k€158k▲
Equity10/15€9k€80k▲
Contributions10/11€2k€2k=
Reserves13-€79k
Distributable reserves133-€79k
Profit (loss) carried forward14€8k-
Amounts payable17/49€18k€78k▲
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€18k€76k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€3k€24k▲
Suppliers440/4€3k€24k▲
Taxes, remuneration and social security45€9k€47k▲
Taxes450/3€3k€31k▲
Remuneration and social security454/9€7k€16k▲
Other amounts payable47/48€7k€566▼
Income statement
Code20232024
Remuneration, social security and pensions62€11k€105k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44€2k▲
Other operating charges640/8€4k€745▼
Gross operating margin9900€25k€202k▲
Operating profit (loss)9901€10k€95k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€9k€92k▲
Income taxes67/77€1k€21k▲
Profit (loss) for the period9904€8k€71k▲
Profit (loss) for the period to be appropriated9905€8k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€71k▲
Transfer to equity691/2-€71k
To other reserves6921-€71k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Levant (C.) 167033 MonsGround area
236 m²
Building footprint
42 m²
Volume, LiDAR
340 m³
Parcel 53019C0137/00F003, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CNJ Consulting
since 20232.343.251.467
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019C0137/00F003 | Wallonia | 235 m² | 1 · 42 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:consultingcnj@gmail.com