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B-DM ADVISORY

Active
Private limited companyfounded 20233 yrs activeCanadezenlaan(Heide) 88, 2920 Kalmthout, BelgiumKBO/BCE: BE 0804.559.372
Summary

B-DM ADVISORY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50,171 and a net result of €47,171. Its solvency ranks better than 41% of 9527 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency65
Growth-
Track record79
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.53; short-term debt: 22.1% and cash: 5.8% of total assets), but 59.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
40.1%
Return on assets
37.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-05-2025, 70 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
70 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 70 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B-DM ADVISORY was incorporated on 4 August 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€50,171
Total assets
€125,006
Net result
€47,171
Working capital
€14,725

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €125,006
Fixed assets €82,613
Current assets €42,393
Equity and liabilities €125,006
Equity €50,171
Debt €74,835
Debt finances 59.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€67,941
Cash flow
€49,048
Current ratio
1.53
Debt to equity
1.49
ROE
94.0%
ROA
37.7%
Interest coverage
11.37
Debt ≤ 1 year
€27,667
Debt > 1 year
€45,768
Income taxes
€12,949

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 45 lines
Balance sheet Code2024
Assets
Total assets20/58€125,006
Fixed assets21/28€82,613
Tangible fixed assets22/27€82,613
Plant, machinery and equipment23€860
Furniture and vehicles24€78,598
Other tangible fixed assets26€3,156
Current assets29/58€42,393
Amounts receivable within one year40/41€31,834
Trade receivables40€19,384
Other amounts receivable41€12,450
Cash at bank and in hand54/58€7,300
Deferred charges and accrued income490/1€3,258
Equity and liabilities
Total equity and liabilities10/49€125,006
Equity10/15€50,171
Contributions10/11€3,000
Reserves13€47,000
Distributable reserves133€47,000
Profit (loss) carried forward14€171
Amounts payable17/49€74,835
Amounts payable after more than one year17€45,768
Financial debts170/4€45,768
Amounts payable within one year42/48€27,667
Current portion of amounts payable after more than one year42€14,232
Financial debts43€6,803
Credit institutions430/8€6,803
Trade debts44€2,032
Suppliers440/4€2,032
Taxes, remuneration and social security45€4,600
Remuneration and social security454/9€4,600
Accrued charges and deferred income492/3€1,400
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,877
Other operating charges640/8€942
Gross operating margin9900€68,883
Operating profit (loss)9901€66,064
Financial income75/76B€30
Recurring financial income75€30
Financial charges65/66B€5,974
Recurring financial charges65€5,974
Profit (loss) for the period before taxes9903€60,120
Income taxes67/77€12,949
Profit (loss) for the period9904€47,171
Profit (loss) for the period to be appropriated9905€47,171
Appropriation of the result
Profit (loss) to be appropriated9906€47,171
Transfer to equity691/2€47,000
To other reserves6921€47,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,877
Other operating charges640/8€942
Gross operating margin9900€68,883
Operating profit (loss)9901€66,064
Financial income75/76B€30
Recurring financial income75€30
Financial charges65/66B€5,974
Recurring financial charges65€5,974
Profit (loss) for the period before taxes9903€60,120
Income taxes67/77€12,949
Profit (loss) for the period9904€47,171
Profit (loss) for the period to be appropriated9905€47,171
Line2024
Assets
Total assets20/58€125,006
Fixed assets21/28€82,613
Tangible fixed assets22/27€82,613
Plant, machinery and equipment23€860
Furniture and vehicles24€78,598
Other tangible fixed assets26€3,156
Current assets29/58€42,393
Amounts receivable within one year40/41€31,834
Trade receivables40€19,384
Other amounts receivable41€12,450
Cash at bank and in hand54/58€7,300
Deferred charges and accrued income490/1€3,258
Equity and liabilities
Total equity and liabilities10/49€125,006
Equity10/15€50,171
Contributions10/11€3,000
Reserves13€47,000
Distributable reserves133€47,000
Profit (loss) carried forward14€171
Amounts payable17/49€74,835
Amounts payable after more than one year17€45,768
Financial debts170/4€45,768
Amounts payable within one year42/48€27,667
Current portion of amounts payable after more than one year42€14,232
Financial debts43€6,803
Credit institutions430/8€6,803
Trade debts44€2,032
Suppliers440/4€2,032
Taxes, remuneration and social security45€4,600
Remuneration and social security454/9€4,600
Accrued charges and deferred income492/3€1,400
Line2024
Profit (loss) for the period9904€47,171
+ Depreciation and write-downs630€1,877
Operating cash flow (approximation)€49,048

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,594 m²
Building footprint
242 m²
Volume, LiDAR
1,588 m³
Parcel 11022F0032/00F002, Flanders · tallest building 20.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B-DM ADVISORY
Canadezenlaan(Heide) 88, 2920 KalmthoutIT consultancy
since 20232.347.922.414
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11022F0032/00F002 Flanders 2,594 m² 1 · 242 m² 20.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 6,907 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
47120Other non-specialised retail sale
47762Retail sale of pets, pet food and pet supplies
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804559372
Also 9925:BE0804559372
Registered 18-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.