CMT Aarschot
ActiveSummary
CMT Aarschot has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €220k and a net result of €62k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 2152 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+32
Solvency97▲+31
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 3.15 in 2023; short-term debt: 20.4% and cash: 40.9% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
15 d early
2022
31 d late
2021
82 d late
2020
26 d late
2019
105 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€220k▲ 38.9%
2023 · €159k
2018: €98k
2019: €89k
2020: €91k
2021: €118k
2022: €180k
2023: €159k
2018 → 2024
Total assets
€307k▼ 21.0%
2023 · €389k
2018: €791k
2019: €659k
2020: €583k
2021: €461k
2022: €406k
2023: €389k
2018 → 2024
Net result
€62k
2023 · €-21k
2018: €29k
2019: €-10k
2020: €3k
2021: €27k
2022: €62k
2023: €-21k
2018 → 2024
Working capital
€181k▼ 3.0%
2023 · €186k
2018: €18k
2019: €-17k
2020: €45k
2021: €6k
2022: €79k
2023: €186k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€91k-€118k▲ 29.6%€180k▲ 52.3%€159k▼ 11.9%€220k▲ 38.9%
Operating result€9k-€42k▲ 376%€91k▲ 114%€-17k€87k
Net result€3k-€27k▲ 898%€62k▲ 129%€-21k€62k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €87k after a loss of €17k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €307k
Fixed assets
€64k ▼ 44.7%
Current assets
€243k ▼ 10.9%
Equity and liabilities €307k
Equity
€220k ▲ 38.9%
Debt
€87k ▼ 62.3%
Debt's share of the balance-sheet total falls from 59.2% to 28.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€138k▲
2023 · €43k
Cash flow
€113k▲
2023 · €38k
Current ratio
3.89▲
2023 · 3.15
Quick ratio
3.49▲
2023 · 2.82
Debt to equity
0.39▼
2023 · 1.45
ROE
28.0%▲
2023 · -13.5%
ROA
20.1%▲
2023 · -5.5%
Interest coverage
30.79▲
2023 · 10.22
Debt ≤ 1 year
€63k▼
2023 · €87k
Debt > 1 year
€21k▼
2023 · €57k
Income taxes
€21k▲
2023 · €0
Staff costs
€447k▲
2023 · €404k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€389k€307k▼
Fixed assets21/28€115k€64k▼
Intangible fixed assets21€113k€63k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k€1k▼
Current assets29/58€273k€243k▼
Stocks and contracts in progress3€29k€25k▼
Stocks30/36€29k€25k▼
Amounts receivable within one year40/41€84k€91k▲
Trade receivables40€53k€57k▲
Other amounts receivable41€31k€34k▲
Cash at bank and in hand54/58€142k€125k▼
Deferred charges and accrued income490/1€19k€2k▼
Equity and liabilities
Total equity and liabilities10/49€389k€307k▼
Equity10/15€159k€220k▲
Contributions10/11€100k€100k=
Reserves13€59k€120k▲
Distributable reserves133€59k€120k▲
Amounts payable17/49€230k€87k▼
Amounts payable after more than one year17€57k€21k▼
Financial debts170/4€57k€21k▼
Amounts payable within one year42/48€87k€63k▼
Current portion of amounts payable after more than one year42€36k€36k▼
Trade debts44€26k€6k▼
Suppliers440/4€26k€6k▼
Taxes, remuneration and social security45€24k€21k▼
Taxes450/3€24k€21k▼
Other amounts payable47/48€354€0▼
Accrued charges and deferred income492/3€86k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€404k€447k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€52k▼
Other operating charges640/8€737€387▼
Gross operating margin9900€448k€586k▲
Operating profit (loss)9901€-17k€87k▲
Financial income75/76B€1€168▲
Recurring financial income75€1€168▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-21k€82k▲
Income taxes67/77€0€21k▲
Profit (loss) for the period9904€-21k€62k▲
Profit (loss) for the period to be appropriated9905€-21k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€62k▲
Transfer from equity791/2€21k€0▼
Transfer to equity691/2€0€62k▲
To other reserves6921€0€62k▲
Social balance
Average headcount (FTE)90878.38.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
31-12
Financial
Equity above €200kEq €220k ▲38.9%
Equity rises from €159k to €220k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-21k ▼135%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.15
Current ratio from 1.52 to 3.15; short-term debt falls from €151k to €87k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €62k ▲129%
Operating result €91k, net result €62k, both a record.
31-12
Financial
Equity above €150kEq €180k ▲52.3%
3 profitable years in a row build equity to €180k.
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 82 days late
2021
31-12
Financial
Equity above €100kEq €118k ▲29.6%
2 profitable years in a row build equity to €118k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
Show earlier events
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 105 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sasstraat 233200 AarschotGround area
1,017 m²
Building footprint
311 m²
Volume, LiDAR
7 m³
Parcel 24662G0207/00D004, Flanders · tallest building 0.9 m. Linked by address, not a title deed.
1 establishment unit
CMT Aarschot
since 20162.251.831.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662G0207/00D004 | Flanders | 1,017 m² | 1 · 311 m² | 0.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,747 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.cmt-tandheelkunde.be
Phone:016/560709