Active BE 0752.939.041Private limited companyOpen bankruptcy

CMJ Provoost

Klakkaertstraat 4 ·8433 Middelkerke, Belgium· 5 yrs active

Sector: Plumbing (43221)

Conclusion Checked

A bankruptcy procedure is open for CMJ Provoost according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €17k and a net result of €-31k.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€17k
Net result	€-31k
Better than sector	16%
Active	5 yrs

Snowflake analysis 5 axes · computed by Checked

9 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 0

Solvency 15

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 31-03-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	10.5%	39.5%	better than 16% of 2272 sector peers
Net result	€-31k	€11k	better than 5% of 2265 sector peers
Equity	€17k	€32k	better than 31% of 2273 sector peers
Gross operating margin	€-13k	€33k	better than 5% of 2264 sector peers
Total assets	€158k	€90k	better than 73% of 2272 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-14k

-7.4% 21–24

Net profit

€-31k

-8.7% 21–24

Cash flow

€-20k

+8.6% 21–24

Total assets

€158k

+5.7% 21–24

Equity

€17k

-65.3% 21–24

Working capital

€-11k

— 21–24

Employees (FTE)

2

— 21–24

Staff costs

€67k

— 21–24

Income taxes

€87

-95.7% 21–24

Debt

€141k

+39.1% 21–24

Debt ≤ 1y

€71k

-9.6% 21–24

Debt > 1y

€70k

+208.1% 21–24

Current ratio

0.85

-39.2% 21–24

Quick ratio

0.85

-23.0% 21–24

Solvency

10.5%

-67.1% 21–24

Debt / equity

8.50

+300.6% 21–24

ROE

-188.1%

-213.1% 21–24

ROA

-19.8%

-2.9% 21–24

Interest coverage

-2.30

-58.8% 21–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€-14k
Net profit	€-31k
Cash flow	€-20k
Staff costs	—
Income taxes	€87
Dividends	—
Total assets	€158k
Equity	€17k
Debt	€141k
of which ≤ 1y	€71k
of which > 1y	€70k
Working capital	€-11k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	0.85
Quick ratio	0.85
Working capital ratio	-6.9%
Solvency	10.5%
Debt / equity	8.50
Long-term debt ratio	4.21
Interest coverage	-2.30
Gross margin	—
Net margin	—
ROA	-19.8%
ROE	-188.1%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €97k · 61.7% Current assets €60k · 38.3%

Equity & liabilities

Equity €17k · 10.5% Debt €141k · 89.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€158k
Fixed assets	21/28	€97k
Tangible fixed assets	22/27	€97k
Current assets	29/58	€60k
Amounts receivable within one year	40/41	€60k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€158k
Equity	10/15	€17k
Contributions / capital	10/11	€2k
Reserves	13	€15k
Amounts payable	17/49	€141k
Amounts payable after one year	17	€70k
Amounts payable within one year	42/48	€71k
Trade debts payable within one year	44	€7k
Income statement
Gross operating margin	9900	€-13k
Operating result	9901	€-25k
Financial income	75	€26
Financial charges	65	€6k
Result before taxes	9903	€-31k
Income taxes	67/77	€87
Net result for the period	9904	€-31k
Result to be appropriated	9905	€-31k

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Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	BRECHT DAWYNDT KUIPWEG 6, 8400 OOSTENDE- ↔ Also on 36 other cases	26-01-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Plumbing(43221)
Legal form	Private limited company(610)
Incorporation	25-08-2020
Status	Active
Postal code	8433
First BS signal	30-01-2026
Latest BS signal	30-01-2026

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

CMJ Provoost

Klakkaertstraat 4, 8433 MiddelkerkeGrondverzet : graven, ophogen, egaliseren en nivelleren van bouwterreinen, graven van sleuven en geulen, verwijderen van rotsen, grondverzet met behulp van explosieven

since 20202.306.126.993

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35018B0258/00B002	Flanders	1,080 m²	1 · 290 m²	10.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-01-2026

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Oostende · CMJ PROVOOST BV KLAKKAE- RTSTRAAT 4, 8433 SLIJPE · event 26-01-2026

2025

31-03-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

30-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

30-01-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

28-01-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Lifecycle & Insolvency Signals 1 events

30-01-2026

Bankruptcy Opening

Date: 26-01-2026 · Ondernemingsrechtbank Gent, afdeling Oostende · CMJ PROVOOST BV KLAKKAE- RTSTRAAT 4, 8433 SLIJPE · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Loodgieterswerk43221Sanitaire werkzaamheden43221

Primary activity highlighted.

Names & trade names

Legal nameNL

CMJ Provoost

Registered office

Klakkaertstraat 4

8433 Middelkerke, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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