CMD Home
ActiveSummary
The computed 12-month bankruptcy probability of CMD Home is 2.2% (moderate). The 2024 annual accounts show equity of €124k and a net result of €62k. Its solvency ranks better than 79% of 2096 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency93
Growth-
Track record79
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.86; short-term debt: 32.2% and cash: 15.8% of total assets), and 32.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€124k
Total assets
€182k
Net result
€62k
Working capital
€109k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €182k
Fixed assets
€14k
Current assets
€168k
Equity and liabilities €182k
Equity
€124k
Debt
€59k
Debt finances 32.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€85k
Cash flow
€68k
Current ratio
2.86
Debt to equity
0.48
ROE
50.1%
ROA
34.0%
Interest coverage
69.58
Debt ≤ 1 year
€59k
Income taxes
€16k
Staff costs
€2k
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet
Code2024
Assets
Total assets20/58€182k
Fixed assets21/28€14k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€5k
Furniture and vehicles24€8k
Financial fixed assets28€887
Current assets29/58€168k
Amounts receivable after more than one year29€60k
Other amounts receivable291€60k
Amounts receivable within one year40/41€61k
Trade receivables40€61k
Cash at bank and in hand54/58€29k
Deferred charges and accrued income490/1€18k
Equity and liabilities
Total equity and liabilities10/49€182k
Equity10/15€124k
Contributions10/11€3k
Profit (loss) carried forward14€121k
Amounts payable17/49€59k
Amounts payable within one year42/48€59k
Trade debts44€20k
Suppliers440/4€20k
Taxes, remuneration and social security45€39k
Taxes450/3€39k
Income statement
Code2024
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€2k
Gross operating margin9900€90k
Operating profit (loss)9901€79k
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€78k
Income taxes67/77€16k
Profit (loss) for the period9904€62k
Profit (loss) for the period to be appropriated9905€62k
Appropriation of the result
Profit (loss) to be appropriated9906€121k
Profit (loss) brought forward from the previous period14P€59k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wellemeersenstraat 139473 DenderleeuwGround area
1,364 m²
Building footprint
250 m²
Volume, LiDAR
1,244 m³
Parcel 41076A0408/00Y003, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wellemeersenstraat 13, 9473 Denderleeuw
since 20222.329.964.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41076A0408/00Y003 | Flanders | 1,364 m² | 1 · 250 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANCOU HOUSES
BE 0737.988.866
Veurne · Eq €123,528
ARCON
BE 0540.790.242
Maarkedal · Eq €123,573
HSL-TE
BE 0873.061.267
Brussel · Eq €123,580
RETRAMEX
BE 0830.030.087
Theux · Eq €123,584
TEODOR CONSTRUCT
BE 0797.296.250
Grimbergen · Eq €123,455
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43341Painting of buildings
43410Roofing work
43422Screed work
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.