Payment terms
3 days to suppliers
CMconsulting pays its suppliers 1 day later than in 2024. Customers pay 26 days earlier.
CMconsulting
Lifetime
18 annual accounts with figures on one time axispeak €124,271 (2008)
€44,485▼ 21.8%
lowest -€13,525 (2021)
€36,120▲ 21.1%
peak €370,686 (2021)
€267,839▼ 4.9%
€40,036▲ 1.6%
Board2 names since 2021
2 directorsVERMER Pascal and 1 other
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Gross margin from €56,867 to €44,485Cash from €54,238 to €81,665
Key points
from the 2025 annual accountsFilings
18 annual accounts since 2008
Nine of the last ten came late. The 2019 accounts came latest: 144 days after the end of the period.
Position in the sector
€267,839
More equity than 87% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
95
Excellent
Financially stronger than 62% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 7.46, cash €81,665
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €267,839 (87.0% of total assets)
Figures for financial year 2025 (filed on 26-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 65% on liquidity, 50% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as CMconsulting has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CMconsulting itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for CMconsulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.46 (7.87 in 2024), above the usual 1.5. Short-term debt is 13% and cash 26.5% of total assets. 13% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
36 days early
2023
6 days late
2022
29 days late
2021
31 days late
2020
101 days late
2019
144 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 42 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Changes of role: VERMER Rodolphe (director) and VERMER Pascal (director)
Permanent representative: VERMER Rodolphe · Gazette deed
New establishment in Woluwe-Saint-Pierre
Luchtvaartlaan 81
First establishment
Rue Ramelot 8, Braine-l'Alleud
Incorporation
published on 04-01-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CMconsulting Woluwe-Saint-Pierre | €307,876 | €44,485 | 87.0% | - |
| THYRSIS Woluwe-Saint-Lambert | €341,171 | €46,787 | 88.6% | - |
| XADI Olen | €320,152 | €42,522 | 85.0% | - |
| KURO-Architecten Antwerp | €288,623 | €44,740 | 54.8% | - |
| ENKI Putte | €313,201 | €48,556 | 51.9% | - |
| AXINCO Schelle | €292,631 | €48,714 | 42.4% | - |
| Olmytech Jodoigne | €340,979 | €45,359 | 79.7% | - |
These companies have the same main activity as CMconsulting: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €289,000 and €341,000, founded between 2006 and 2008.
Official details
Source: KBO- Status
- Active since 21-12-2007Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment units
- 2.167.825.1851428 Braine-l'Alleud, since 01-01-2008
- 2.363.349.4711150 Woluwe-Saint-Pierre, since 08-11-2016
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on CMconsulting
CMconsulting files the micro format. That format states no turnover. The gross margin fell from €124,271 in 2008 to €44,485 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CMconsulting
- What is the company number of CMconsulting?
- The company number of CMconsulting is 0894.410.769. The VAT number is the same number with BE in front: BE 0894.410.769.
- Where is CMconsulting based?
- The registered office is at Luchtvaartlaan 81, 1150 Woluwe-Saint-Pierre.Company details
- What does CMconsulting do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CMconsulting?
- CMconsulting is a private limited company (BV).
- When was CMconsulting founded?
- CMconsulting was founded on 21-12-2007.
- Is CMconsulting still active?
- Yes, CMconsulting is an active enterprise in the KBO register.
- What is the turnover of CMconsulting?
- The turnover of CMconsulting was €230,583 in financial year 2025, according to the filed annual accounts.Financials
- Is CMconsulting profitable?
- In financial year 2025, CMconsulting made a profit of €36,120.
- Where can I find the annual accounts of CMconsulting?
- CMconsulting filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CMconsulting due?
- CMconsulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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