KURO-Architecten
ActiveKURO-Architecten has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €22k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-11
Solvency80▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.86 in 2024; short-term debt: 17.7% and cash: 9.9% of total assets), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
23 d late
2022
60 d late
2021
60 d late
2020
27 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 16.2%
2024 · €136k
2018: €59k
2019: €80k
2020: €113k
2021: €120k
2022: €126k
2023: €127k
2024: €136k
2018 → 2025
Total assets
€289k▼ 2.9%
2024 · €297k
2018: €96k
2019: €113k
2020: €134k
2021: €147k
2022: €252k
2023: €247k
2024: €297k
2018 → 2025
Net result
€22k▼ 55.2%
2024 · €49k
2018: €20k
2019: €23k
2020: €35k
2021: €9k
2022: €5k
2023: €3k
2024: €49k
2018 → 2025
Working capital
€81k▲ 23.3%
2024 · €66k
2018: €68k
2019: €81k
2020: €107k
2021: €118k
2022: €108k
2023: €61k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€126k▲ 4.6%€127k▲ 0.9%€136k▲ 7.2%€158k▲ 16.2%
Operating result€15k-€9k▼ 41.9%€1k▼ 87.6%€68k▲ 6,234%€30k▼ 56.5%
Net result€9k-€5k▼ 40.5%€3k▼ 50.1%€49k▲ 1,693%€22k▼ 55.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€156k▲ 0.9%
Current assets
€132k▼ 7.1%
Equity and liabilities €289k
Equity
€158k▲ 16.2%
Debt
€130k▼ 19.1%
The debt ratio falls from 54.2% to 45.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €79k
Cash flow
€35k▼
2024 · €60k
Solvency
54.8%▲
2024 · 45.8%
Current ratio
2.58▲
2024 · 1.86
Quick ratio
2.58▲
2024 · 1.86
Debt / equity
0.82▼
2024 · 1.18
ROE
13.9%▼
2024 · 36.2%
ROA
7.6%▼
2024 · 16.6%
Interest coverage
16.41▼
2024 · 28.31
Debt
€130k▼
2024 · €161k
Debt ≤ 1 year
€51k▼
2024 · €77k
Debt > 1 year
€73k▼
2024 · €80k
Income taxes
€10k▼
2024 · €19k
Staff costs
€690▲
2024 · €508
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€289k▼
Fixed assets21/28€155k€156k▲
Tangible fixed assets22/27€155k€156k▲
Land and buildings22€137k€129k▼
Plant, machinery and equipment23€8k€8k▲
Furniture and vehicles24€10k€20k▲
Financial fixed assets28€64€64=
Current assets29/58€142k€132k▼
Amounts receivable within one year40/41€47k€78k▲
Trade receivables40€43k€72k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€46k€29k▼
Deferred charges and accrued income490/1€50k€26k▼
Equity and liabilities
Total equity and liabilities10/49€297k€289k▼
Equity10/15€136k€158k▲
Contributions10/11€19k€19k=
Reserves13€118k€140k▲
Distributable reserves133€118k€140k▲
Amounts payable17/49€161k€130k▼
Amounts payable after more than one year17€80k€73k▼
Financial debts170/4€80k€73k▼
Amounts payable within one year42/48€77k€51k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€50k€23k▼
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€508€690▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€94
Gross operating margin9900€82k€45k▼
Operating profit (loss)9901€68k€30k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€2k▼
Non-recurring financial income76B€3k€3k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€69k€32k▼
Income taxes67/77€19k€10k▼
Profit (loss) for the period9904€49k€22k▼
Profit (loss) for the period to be appropriated9905€49k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€22k▼
Transfer from equity791/2€39k-
Transfer to equity691/2€48k€22k▼
To other reserves6921€48k€22k▼
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€40k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Equity above €150kEq €158k ▲16.2%
8 profitable years in a row build equity to €158k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €49k ▲1693%
Operating result €68k, net result €49k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼50.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €113k ▲41.3%
3 profitable years in a row build equity to €113k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornelei 162018 AntwerpenGround area
284 m²
Building footprint
113 m²
Parcel 11810K0009/00E004, Flanders. Linked by address, not a title deed.
1 establishment unit
KURO-ARCHITECTEN
since 20112.208.567.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K0009/00E004 | Flanders | 284 m² | 1 · 113 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M@RQUEE
BE 0475.699.876
Keerbergen · Eq €158k
Albrecht IT Consultancy
BE 0758.684.906
Bertem · Eq €158k
KVDB Consulting
BE 0843.924.645
Aalst · Eq €158k
CUBE SOFTWARE SOLUTIONS
BE 0524.882.935
Wuustwezel · Eq €158k
MATRAX
BE 0564.725.288
Ukkel · Eq €158k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,387. 15,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2008
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.