CMA Habitat
ActiveFrom the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CMA Habitat has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141,366 and a net result of €66,408. Equity has been growing by about 6.9% per year since 2018. Its solvency ranks better than 51% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
KBO- Status
- Active since 23-04-2012 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue des Squares 37, 7080 Frameries
- Activity
- General construction of residential buildings NACE 41001and 2 others
- Establishment unit
- 2.208.792.641 7080 Frameries, since 23-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €206,025
- ▲ 23.8%
- Turnover
- ≈ €730,000
- estimated
- Profit
- €66,408
- Equity
- €141,366
- ▲ 16.7%
- Total assets
- €358,953
- ▼ 15.4%
- Staff
- ≈ 1.3 FTE
- estimated
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €358,953lowers riskFounded in 2012Liquidity: current ratio 3.02, cash €62,563Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 47% of them on solvency, 74% on liquidity, 70% on profitability and 61% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Back in profit in 2025after a loss of €1,278 in 2024 €66,408 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 06-08-2026
- Annual accounts 2024filed on 28-08-2025
- Annual accounts 2024filed on 25-03-2025
- Annual accounts 2023filed on 14-11-2024
Acts in the Belgian Official Gazette
- Amendment of the articles · Legal-form change · Resignations & appointmentsact of 17-04-2024
- Resignations & appointmentsact of 23-03-2023
- Resignations & appointmentsact of 02-03-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0845.434.677
Key facts about CMA Habitat
- What is the company number of CMA Habitat?
- The company number of CMA Habitat is 0845.434.677. The VAT number is the same number with BE in front: BE 0845.434.677.
- Where is CMA Habitat based?
- The registered office is at Rue des Squares 37, 7080 Frameries.Company details
- What does CMA Habitat do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CMA Habitat?
- The legal form of CMA Habitat is Private limited company (BV).
- When was CMA Habitat founded?
- CMA Habitat was founded on 23-04-2012.
- Is CMA Habitat still active?
- Yes, CMA Habitat is an active enterprise in the KBO register.
- How many employees does CMA Habitat have?
- CMA Habitat had an average of 2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of CMA Habitat?
- The turnover in financial year 2025 is ≈ €730,000. This figure is estimated from the gross margin of €206,025 and 126 comparable companies (NACE 41001). It probably lies between €490,000 and €1.1m.
- Is CMA Habitat profitable?
- In financial year 2025, CMA Habitat made a profit of €66,408.
- Where can I find the annual accounts of CMA Habitat?
- CMA Habitat filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of CMA Habitat due?
- CMA Habitat must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Comparable companies
These companies have the same main activity as CMA Habitat: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €317,000 and €429,000, founded between 2011 and 2013.
| Company | Total assets | Gross margin |
|---|---|---|
| CMA Habitat Frameries | €358,953 | €206,025 |
| DANNOI Thuin | €317,343 | €191,214 |
| MANZI CONSTRUCTION Chapelle-lez-Herlaimont | €429,240 | €251,375 |
| E & I CONSTRUCT Antwerpen | €387,251 | €208,496 |
| RIVE GAUCHE VS Anderlecht | €379,596 | €183,915 |
| GESTICONSTRUCT Soumagne | €393,766 | €210,173 |
| Bouwgroep Hendriks Lanaken | €355,552 | €195,837 |
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