CM Realty
ActiveSummary
CM Realty has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,439 and a net result of €27,406. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+1
Solvency69▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 2.96 in 2024; short-term debt: 55.7% and cash: 1.4% of total assets), but 55.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
18.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
5 d early
2023
12 d early
2022
3 d early
2021
1 d early
2020
14 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€64,439▲ 9.3%
2024 · €58,939
Total assets
€145,594▲ 38.3%
2024 · €105,284
Net result
€27,406▲ 43.4%
2024 · €19,106
Working capital
€59,785▼ 8.6%
2024 · €65,386
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,722▼ 10.2%€7,422▼ 74.2%€8,015▲ 8.0%€25,490▲ 218%€40,360▲ 58.3%
Net result€18,868▼ 29.4%€4,722▼ 75.0%€4,854▲ 2.8%€19,106▲ 294%€27,406▲ 43.4%
Equity€30,256▲ 166%€34,978▲ 15.6%€39,832▲ 13.9%€58,939▲ 48.0%€64,439▲ 9.3%
Total assets€103,230▲ 191%€67,627▼ 34.5%€70,039▲ 3.6%€105,284▲ 50.3%€145,594▲ 38.3%
Debt€72,974▲ 203%€32,649▼ 55.3%€30,207▼ 7.5%€46,346▲ 53.4%€81,156▲ 75.1%
Working capital€20,703€34,902▲ 68.6%€41,961▲ 20.2%€65,386▲ 55.8%€59,785▼ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145,594
Fixed assets
€4,654 ▼ 29.0%
Current assets
€140,941 ▲ 42.8%
Equity and liabilities €145,594
Equity
€64,439 ▲ 9.3%
Debt
€81,156 ▲ 75.1%
Debt's share of the balance-sheet total rises from 44.0% to 55.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42,259▲
2024 · €28,308
Cash flow
€29,305▲
2024 · €21,924
Current ratio
1.74▼
2024 · 2.96
Debt to equity
1.26▲
2024 · 0.79
ROE
42.5%▲
2024 · 32.4%
ROA
18.8%▲
2024 · 18.1%
Interest coverage
106.41▲
2024 · 78.01
Debt ≤ 1 year
€81,156▲
2024 · €33,346
Income taxes
€15,582▲
2024 · €7,913
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,935 | €3,940 | €4,593 | €2,818 | €1,899 | ▼ 32.6% |
| Other operating charges640/8 | €503 | €607 | €3,121 | €713 | €555 | ▼ 22.1% |
| Gross operating margin9900 | €32,160 | €11,970 | €15,729 | €29,021 | €42,814 | ▲ 47.5% |
| Operating profit (loss)9901 | €28,722 | €7,422 | €8,015 | €25,490 | €40,360 | ▲ 58.3% |
| Financial income75/76B | €660 | €661 | €720 | €1,892 | €3,026 | ▲ 59.9% |
| Recurring financial income75 | €660 | €661 | €720 | €1,892 | €3,026 | ▲ 59.9% |
| Financial charges65/66B | €476 | €1,352 | €186 | €363 | €397 | ▲ 9.4% |
| Recurring financial charges65 | €476 | €1,352 | €186 | €363 | €397 | ▲ 9.4% |
| Profit (loss) for the period before taxes9903 | €28,906 | €6,731 | €8,549 | €27,019 | €42,988 | ▲ 59.1% |
| Income taxes67/77 | €10,038 | €2,009 | €3,695 | €7,913 | €15,582 | ▲ 96.9% |
| Profit (loss) for the period9904 | €18,868 | €4,722 | €4,854 | €19,106 | €27,406 | ▲ 43.4% |
| Profit (loss) for the period to be appropriated9905 | €18,868 | €4,722 | €4,854 | €19,106 | €27,406 | ▲ 43.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €103,230 | €67,627 | €70,039 | €105,284 | €145,594 | ▲ 38.3% |
| Fixed assets21/28 | €9,554 | €10,076 | €9,371 | €6,553 | €4,654 | ▼ 29.0% |
| Tangible fixed assets22/27 | €9,554 | €10,076 | €9,371 | €6,553 | €4,654 | ▼ 29.0% |
| Plant, machinery and equipment23 | €2,334 | €1,737 | €1,139 | €542 | - | - |
| Furniture and vehicles24 | €2,736 | €4,847 | €2,170 | €838 | €370 | ▼ 55.9% |
| Other tangible fixed assets26 | €4,484 | €3,492 | €6,061 | €5,173 | €4,284 | ▼ 17.2% |
| Current assets29/58 | €93,676 | €57,551 | €60,668 | €98,731 | €140,941 | ▲ 42.8% |
| Amounts receivable after more than one year29 | €50,000 | €51,500 | €52,500 | €90,000 | €90,000 | = |
| Other amounts receivable291 | €50,000 | €51,500 | €52,500 | €90,000 | €90,000 | = |
| Amounts receivable within one year40/41 | €33,121 | €1,359 | €1,359 | €2,966 | €48,472 | ▲ 1,534% |
| Trade receivables40 | €33,069 | €1,306 | €1,306 | €2,164 | €4,620 | ▲ 114% |
| Other amounts receivable41 | €53 | €53 | €53 | €803 | €43,852 | ▲ 5,363% |
| Cash at bank and in hand54/58 | €7,294 | €1,724 | €5,686 | €621 | €2,090 | ▲ 237% |
| Deferred charges and accrued income490/1 | €3,261 | €2,968 | €1,123 | €5,144 | €378 | ▼ 92.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €103,230 | €67,627 | €70,039 | €105,284 | €145,594 | ▲ 38.3% |
| Equity10/15 | €30,256 | €34,978 | €39,832 | €58,939 | €64,439 | ▲ 9.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €24,056 | €28,778 | €33,632 | €52,739 | €58,239 | ▲ 10.4% |
| Distributable reserves133 | €24,056 | €28,778 | €33,632 | €52,739 | €58,239 | ▲ 10.4% |
| Amounts payable17/49 | €72,974 | €32,649 | €30,207 | €46,346 | €81,156 | ▲ 75.1% |
| Amounts payable after more than one year17 | - | €10,000 | €11,500 | €11,500 | - | - |
| Financial debts170/4 | - | €10,000 | €11,500 | €11,500 | - | - |
| Amounts payable within one year42/48 | €72,974 | €22,649 | €18,707 | €33,346 | €81,156 | ▲ 143% |
| Trade debts44 | €20,947 | €7,804 | €6,139 | €15,075 | €4,719 | ▼ 68.7% |
| Suppliers440/4 | €20,947 | €7,804 | €6,139 | €15,075 | €4,719 | ▼ 68.7% |
| Taxes, remuneration and social security45 | €20,990 | €8,614 | €11,919 | €13,922 | €21,727 | ▲ 56.1% |
| Taxes450/3 | €20,990 | €8,614 | €11,919 | €13,922 | €21,727 | ▲ 56.1% |
| Other amounts payable47/48 | €31,037 | €6,230 | €649 | €4,349 | €54,710 | ▲ 1,158% |
| Accrued charges and deferred income492/3 | - | - | - | €1,500 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,868 | €4,722 | €4,854 | €19,106 | €27,406 | ▲ 43.4% |
| + Depreciation and write-downs630 | €2,935 | €3,940 | €4,593 | €2,818 | €1,899 | ▼ 32.6% |
| Operating cash flow (approximation) | €21,803 | €8,663 | €9,448 | €21,924 | €29,305 | ▲ 33.7% |
| Investment in fixed assets (approximation) | - | -€4,463 | -€3,889 | €0 | €0 | - |
| Change in cash | - | -€5,570 | €3,962 | -€5,065 | €1,470 | ▲ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €27,406 ▲43.4%
Operating result €40,360, net result €27,406, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €11,628
Net result €11,628 after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2000
Ground area
1,087 m²
Building footprint
186 m²
Volume, LiDAR
813 m³
Parcel 11322E0323/00C000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
SILVER MRS
since 20002.101.009.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0323/00C000 | Flanders | 1,087 m² | 1 · 186 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 593 EUR awarded · 580 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 216 EUR | 203 EUR |
| 2024 | 1 | 59 EUR | 59 EUR |
| 2023 | 1 | 318 EUR | 318 EUR |
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 39,311 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2000
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.