CHS Consult
ActiveCHS Consult has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €12k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-47
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.5 against 6.43 in 2024), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
6.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
30 d late
2023
on the day
2022
31 d late
2021
13 d early
2020
30 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€146k▼ 8.8%
2024 · €160k
2018: €62k
2019: €70k
2020: €77k
2021: €106k
2022: €138k
2023: €132k
2024: €160k
2018 → 2025
Total assets
€182k▼ 2.1%
2024 · €185k
2018: €75k
2019: €85k
2020: €92k
2021: €125k
2022: €167k
2023: €164k
2024: €185k
2018 → 2025
Net result
€12k▼ 58.8%
2024 · €28k
2018: €18k
2019: €18k
2020: €8k
2021: €29k
2022: €32k
2023: €27k
2024: €28k
2018 → 2025
Working capital
€124k▼ 9.0%
2024 · €137k
2018: €47k
2019: €62k
2020: €77k
2021: €105k
2022: €138k
2023: €132k
2024: €137k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€138k▲ 30.5%€132k▼ 4.2%€160k▲ 21.2%€146k▼ 8.8%
Operating result€42k-€47k▲ 10.1%€40k▼ 15.3%€45k▲ 12.5%€18k▼ 59.9%
Net result€29k-€32k▲ 12.3%€27k▼ 16.1%€28k▲ 3.5%€12k▼ 58.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€22k▼ 7.7%
Current assets
€160k▼ 1.3%
Equity and liabilities €182k
Equity
€146k▼ 8.8%
Debt
€36k▲ 41.0%
The debt ratio rises from 13.6% to 19.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€20k▼
2024 · €48k
Cash flow
€14k▼
2024 · €31k
Solvency
80.4%▼
2024 · 86.4%
Current ratio
4.50▼
2024 · 6.43
Quick ratio
4.50▼
2024 · 6.43
Debt / equity
0.24▲
2024 · 0.16
ROE
7.9%▼
2024 · 17.5%
ROA
6.4%▼
2024 · 15.1%
Interest coverage
156.51▼
2024 · 289.29
Debt
€36k▲
2024 · €25k
Debt ≤ 1 year
€36k▲
2024 · €25k
Income taxes
€6k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€182k▼
Fixed assets21/28€24k€22k▼
Tangible fixed assets22/27€24k€22k▼
Furniture and vehicles24€24k€22k▼
Current assets29/58€162k€160k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€15k€17k▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€97k€93k▼
Deferred charges and accrued income490/1€768€431▼
Equity and liabilities
Total equity and liabilities10/49€185k€182k▼
Equity10/15€160k€146k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€154k€140k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€152k€138k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€25k€36k▲
Amounts payable within one year42/48€25k€36k▲
Financial debts43-€970
Other loans439-€970
Trade debts44€565€5k▲
Suppliers440/4€565€5k▲
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€25k€18k▼
Taxes450/3€25k€18k▼
Other amounts payable47/48€70€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€700€23k▲
Gross operating margin9900€48k€43k▼
Operating profit (loss)9901€45k€18k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€165€127▼
Recurring financial charges65€165€127▼
Profit (loss) for the period before taxes9903€44k€18k▼
Income taxes67/77€16k€6k▼
Profit (loss) for the period9904€28k€12k▼
Profit (loss) for the period to be appropriated9905€28k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€12k▼
Transfer from equity791/2€0€26k▲
Transfer to equity691/2€28k€12k▼
To other reserves6921€28k€12k▼
Profit to be distributed694/7€0€26k▲
Return on contributions (dividend)694€0€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Equity above €150kEq €160k ▲21.2%
7 profitable years in a row build equity to €160k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €32k ▲12.3%
Operating result €47k, net result €32k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €106k ▲37.3%
4 profitable years in a row build equity to €106k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €8k ▼57.9%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Miksebaan 2502930 BrasschaatGround area
3,889 m²
Building footprint
1,108 m²
Volume, LiDAR
16,453 m³
Parcel 11324D0381/00L000, Flanders · tallest building 20.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Miksebaan 250, 2930 Brasschaat
since 20022.115.214.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0381/00L000 | Flanders | 3,889 m² | 1 · 1,108 m² | 20.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1007.864.840
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BE 0423.253.758
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PRINDI
BE 0755.857.850
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QRESCO
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Amager
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Arendonk · Eq €146k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded09-09-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62020IT consultancy
62200Computer consultancy and computer facilities management
68310Real estate agency activities
68311Real estate activities
70210Activities of head offices; management consultancy activities
72100
73300Public relations and communication consultancy
74141
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.