Equity
-€79,065
Debts exceed assets in financial year 2025.
CLT Construct
Overview
Lifetime
1 annual account with figurespeak -€124,279 (2025)
-€124,279
lowest -€129,065 (2025)
-€129,065
peak -€79,065 (2025)
-€79,065
€110,946
Board3 names since 2023
3 directors and 2 others
Documentsfilings and deeds
29-10-20252 days before the deadline
2025micro format
Loss of €129,065Resignation: (director) 23-12Registered office moved from Lille to Antwerp 29-07Appointment: (director) 22-07First year with figures
Key points
from the 2025 annual accountsDebts
€110,946 348% of the balance sheet
Position in the sector
-248.0%
Lower solvency than 95% of companies in construction of buildings. Sector median 43.1% · 10,159 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as CLT Construct has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for CLT Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 24-02-2025
- 10 sharesdeed of 31-07-2023
- 90 sharesdeed of 31-07-2023
Recent changes
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw of aanleggen, Slopen of verwijderen van een complex and 2 more · Olen
Resignation: (director)
Permanent representative: · Director discharge: (director (not named in the articles)) · General meeting of 01-10-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804348645
Registered office moved from Lille to Antwerp
New registered office: Frankrijklei 5, 2000 Antwerpen · Previous registered office: Vendelmansweg 60, 2275 Lille · Resignation: (director) · General meeting of 24-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLT Construct Antwerp | €31,881 | -€124,279 | -248.0% | - |
| EURO-BOUWPROJECT Antwerp | €32,351 | €1,183 | 34.4% | - |
| The Geekes Zoersel | €26,933 | -€1,449 | -85.9% | - |
| V.M.P. Building Lille | €27,226 | -€10,932 | -18.1% | - |
| Dova Woonrealisaties Niel | €27,428 | -€9,639 | -261.4% | - |
| TGV Verbouwingen Boom | €26,522 | €624 | 41.2% | - |
| RAYMAKERS Hove | €32,458 | €1,262 | 0.3% | - |
These companies have the same main activity as CLT Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €26,500 and €32,500, founded in 2023.
Official details
Source: KBO- Status
- Active since 27-07-2023Normal situation
- Registered office
- 232 active companies are registered at this address38 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.348.526.7822000 Antwerp, since 27-07-2023
- Financial year end
- 31 March
- Peppol
- Reachable since 31-07-2025
Annual accounts to 31-03-2025
- -€124,279
- €129,065
- -€79,065
- €31,881
- Filing
- Filed on 29-10-2025, 2 days before the end of the filing period
Insights on CLT Construct
The 2025 annual accounts show negative equity (-€79,065) and a net result of -€129,065. Its solvency ranks better than 5% of 10,159 sector peers (NACE 41, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-10-2025, 2 days before the deadline-€124,279
-€128,951
-€129,065
-€79,065
-248.0%
0.29
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €31,881 on 31-03-2025What the company ownsHow it is paid for
Position in the sector
-248.0%
Lower than 95% of 10,159 companies in 2025.
0.29
Lower than 95% of 9,870 companies in 2025.
-404.8%
Lower than 95% of 9,958 companies in 2025.
CLT Construct
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
31,881 | |
29/58 |
31,881 | |
40/41 |
21,586 | |
40 |
2,140 | |
41 |
19,447 | |
54/58 |
9,335 | |
490/1 |
960 | |
| Balance sheet: equity and liabilities | ||
10/49 |
31,881 | |
10/15 |
-79,065 | |
10/11 |
50,000 | |
14 |
-129,065 | |
17/49 |
110,946 | |
42/48 |
110,946 | |
44 |
60,946 | |
440/4 |
60,946 | |
47/48 |
50,000 | |
| Income statement | ||
9900 |
-124,279 | |
640/8 |
4,672 | |
9901 |
-128,951 | |
65/66B |
114 | |
65 |
114 | |
9903 |
-129,065 | |
9904 |
-129,065 | |
9905 |
-129,065 | |
| Appropriation of the result | ||
9906 |
-129,065 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 29-10-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2025 | micro format | 29-10-2025 | 2025-00552300 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -79,065 | ||
| -248.0% | ||
| 0.29 | ||
| -404.8% |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on CLT Construct
Equity is negative. Debt (€110,946) exceeds the balance-sheet total (€31,881).
Board & ownership
Board
1 director, no change since 2025Director (not named in the articles), permanent representative
since 24-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 29-10-2025
Permanent representatives 1
Mandates through the years
3 names, the dashed line is todayDirector (not named in the articles)
Director
Director
BoardEarlier
Mandates as a list
-
- Director (not named in the articles), from 24-02-2025 to date
-
- Director, from 27-07-2023 to 01-10-2025
-
- Director, appointed by deed of 31-07-2023, until 24-06-2025
Control
Founders
,
This company
CLT Construct
Equity -€79,065
Loss €129,065 in 2025
Capital
- Contribution
- €50,000
- Shares
- 100
- Contribution per share
- €500
- Equity per share
- -€791 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 31-07-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of September
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Vereffenaars, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen”
Shareholders
At incorporation
deed of 31-07-2023 ↗
- 10 shares (10%)
- 90 shares (90%)
Network & group
No group
CLT Construct has no parent and no holdings in its annual accounts. is the only director.
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Earlier ties
via , at CLT Construct until 2025 · Director (not named in the articles) · deed of 10-03-2023 founded in 2023 |
total assets €913,845 (2025) |
via (at CLT Construct until 2025) and (at CLT Construct until 2025) · deed of 21-06-2023 founded in 2023 |
total assets €311,190 (2025) |
via , at CLT Construct until 2025 · Director (not named in the articles) · deed of 16-09-2019 founded in 2019 |
total assets €79,492 (2025) |
via , at CLT Construct until 2025 · Manager (not named in the articles) · deed of 06-05-2024 |
founded in 2024 |
Connections & network
This company
Company
Director
Shareholding
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Timeline
Timeline
9 events since 2023Board
Filings
Permits
Establishments
Address
2023202420252026
2026
Environmental permit granted Bouwen of herbouwen, Nieuwbouw of aanleggen, Slopen of verwijderen van een complex and 2 more · Olen
2025
Resignation: (director)Permanent representative: · Director discharge: (director (not named in the articles)) · General meeting of 01-10-20254 points ▸
- General meeting, 01-10-2025
- Director resignation, (director (not named in the articles))
- Director discharge, (director (not named in the articles))
- Permanent representative,
Annual accounts 2025 filed PDFmicro format · 2 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804348645
Registered office moved from Lille to AntwerpNew registered office: Frankrijklei 5, 2000 Antwerpen · Previous registered office: Vendelmansweg 60, 2275 Lille · Resignation: (director) · General meeting of 24-06-20254 points ▸
- General meeting, 24-06-2025
- Director resignation, (director (not named in the articles))
- Director discharge, (director (not named in the articles))
- Registered-office move, Frankrijklei 5, 2000 Antwerpen
Appointment: (director)Permanent representative: · General meeting of 24-02-20253 points ▸
- General meeting, 24-02-2025
- Director appointment, (director (not named in the articles))
- Permanent representative,
- The deed holds 1 more point.
2024
Registered office moved from Herentals to LilleNew registered office: Vendelmansweg 60, 2275 Lille · Previous registered office: Ring 48 bus 101, 2200 Herentals · Board meeting of 20-12-20232 points ▸
- Board meeting, 20-12-2023
- Registered-office move, Vendelmansweg 60, 2275 Lille
2023
IncorporationFounders: and · 100 shares · Appointments: (director) and (director) · published on 31-07-20238 points ▸
- Registered office clause, Ring 48 bus 0101, 2200 Herentals
- Director appointment,
- Director appointment,
- Power of attorney,
- Power of attorney,
- Founder,
- Founder,
- 100 shares
- The deed holds 7 more points.
First establishment Frankrijklei 5, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0804.348.645
- VAT number
- BE 0804.348.645
- Peppol ID
- 0208:0804348645
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-07-2023
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of Septemberdeed of 31-07-2023 (in Dutch)
- Peppol
- Reachable since 31-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CLT Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-07-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- CLT Constructdeed of 31-07-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 31-07-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43320
Joinery installation
46832
Wholesale of timber
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43320
Joinery installation
46732
Wholesale trade
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Plaatsen en verwezenlijken van CLT gebouwen,CLT panelen,CLT wanden; Algemene bouw van gebouwen; Optrekken van de ruwbouw van gebouwen met…”deed of 31-07-2023 (in Dutch)
23 activities
- Plaatsen en verwezenlijken van CLT gebouwen,CLT panelen,CLT wanden;
- Algemene bouw van gebouwen;
- Optrekken van de ruwbouw van gebouwen met celstructuur (appartementsgebouwen);
- Bouw van appartementen volgens de formule 'sleutel op de deur';
- Ontwerpen,het maken en monteren van leidingsstelsel inclusief de verdere bewerking;
- Vervaardiging van constructiewerken of gebinten voor de bouw;
- Algemene coördinatiewerkzaamheden of gebinten voor de bouw;
- Grondverzet : graven,ophogen ,egaliseren en nivelleren van bouwterreinen,graven van sleuven en geulen;
- Overige gespecialiseerde bouwwerkzaamheden;
- Elektronische installatiewerken aan gebouwen;
- Installatie van verwarming (inclusief leidingen),klimaatregeling en ventilatie;
- Groothandel in elektrisch materiaal,inclusief installatiemateriaal;
- Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen,algemeen assortiment.
- Het plaatsen van buiten- of binnenschrijnwerk van hout of andere materialen zoals houten poorten,garagepoorten,hekken,luiken,tussenwanden,binnen- en buitendeuren,vensters en trappen;
- Het plaatsen van houten bijgebouwen,serre’s en veranda’s van hout,metaal of andere materialen;
- De verwezenlijking van algemene dak- en timmerwerken;
- Het oprichten van (residentiële) gebouwen in houtmassief- of -CLT-bouw;
- Het uitvoeren van algemene bouw- en renovatiewerken;
- De ontwikkeling van residentiële en niet-residentiële bouwprojecten;
- Het uitbaten van bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen;
- Het maken en herstellen,aan - en verkoop van alle soorten meubels;
- Het leggen van parketvloeren en plaatsen van alle houten vloerbedekkingen;
- Afbraakwerken.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Frankrijklei 5 registered office 2000 Antwerp | 27-07-2023 | 2.348.526.782 |
2 former offices
- Vendelmansweg 60, 2275 Lille until 24-06-2025 · deed of 29-07-2025
- Ring 48 bus 101, 2200 Herentals until 20-12-2023 · deed of 22-03-2024
Buildings and parcels at the address
- Ground area
- 2,975 m²
- Buildings
- 2,664 m²
- Volume, LiDAR
- 106,871 m³
- Tallest building
- 93.2 m
Buildings to scale, each on its own parcel
Environmental permits
2 applications in Flanders since 2025 · 1 granted| 29-01-2026 | Granted | Bouwen of herbouwen; Nieuwbouw of aanleggen; Slopen of verwijderen van een complex; Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 24-11-2025 · project 2025134536 | Olen |
| 17-11-2025 | Discontinued | Bouwen of herbouwen; Slopen of verwijderen van een complex; Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 31-03-2025 · project 2024124217 | Olen |
Source: Omgevingsloket Vlaanderen.
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11808H1294/00A000 ProtectedMonument · Townscape or village viewSite Vlaamse Opera, schermenmagazijn en hotel WagnerSource ↗ | 2,975 m² | 1 · 2,664 m² | 93.2 m · 7 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0804.348.645