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Complete company report
Generated 22-07-2026
Active BE 0454.640.186Public limited company

CLOVER

Afrikalaan 182 ·9000 Gent, Belgium· 31 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of CLOVER is 0.7% (low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 27-06-2025 2025-00190296
31-12-2023 verkort 10-06-2024 2024-00122487
31-12-2022 verkort 10-07-2023 2023-00220498
31-12-2021 verkort 13-07-2022 2022-20186914
31-12-2020 verkort 26-07-2021 2021-40400408
31-12-2019 verkort 15-07-2020 2020-30100276
31-12-2018 verkort 23-07-2019 2019-36900226
31-12-2017 verkort 10-07-2018 2018-31300278
31-12-2016 verkort 14-07-2017 2017-31600053
31-12-2015 verkort 29-07-2016 2016-38200318
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation23-02-1995
StatusActive
Postal code9000
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44807G0718/00R000 Flanders 3.8 ha 1 · 9,120 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
10-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
22-12-2023
State Gazette act Capital & shares
Virginie Bostoen
10-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
13-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
26-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
15-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
23-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
10-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
14-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
Capital history · 1
22-12-2023
Capital change
All acts · 1 updated 2 years ago
2023
22-12-2023 Transaction in capital or shares Capital & shares·Virginie Bostoen
Notary: Virginie Bostoen · Gent
Technical details 
{
  "events": [],
  "notary": {
    "name": "Virginie Bostoen",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-22",
    "filing_date": "2023-12-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-12-18",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-12-18"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0454.640.186",
    "name_full": "CLOVER",
    "legal_form": "Commanditaire vennootschap op aandelen",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Eensluidend afschrift",
    "geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL CLOVER
Registered office
Afrikalaan 182
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative