CloudWiz
ActiveCloudWiz has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €19k. Its solvency ranks better than 65% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 2.83 in 2024), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
25.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 46.7%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€73k▲ 33.2%
2024 · €55k
2024: €55k
2024 → 2025
Net result
€19k▼ 46.8%
2024 · €35k
2024: €35k
2024 → 2025
Working capital
€45k▲ 36.0%
2024 · €33k
2024: €33k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€54k▲ 46.7%
Operating result€64k-€50k▼ 21.5%
Net result€35k-€19k▼ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€8k▲ 157%
Current assets
€65k▲ 25.5%
Equity and liabilities €73k
Equity
€54k▲ 46.7%
Debt
€19k▲ 6.1%
The debt ratio falls from 33.3% to 26.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€53k▼
2024 · €65k
Cash flow
€21k▼
2024 · €36k
Solvency
73.5%▲
2024 · 66.7%
Current ratio
3.34▲
2024 · 2.83
Quick ratio
3.34▲
2024 · 2.83
Debt / equity
0.36▼
2024 · 0.50
ROE
34.9%▼
2024 · 96.3%
ROA
25.7%▼
2024 · 64.3%
Interest coverage
2.12▼
2024 · 3.36
Debt
€19k▲
2024 · €18k
Debt ≤ 1 year
€19k▲
2024 · €18k
Income taxes
€7k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€73k▲
Fixed assets21/28€3k€8k▲
Tangible fixed assets22/27€3k€8k▲
Furniture and vehicles24€3k€8k▲
Current assets29/58€52k€65k▲
Amounts receivable within one year40/41€39k€43k▲
Trade receivables40€38k€43k▲
Other amounts receivable41€374€441▲
Cash at bank and in hand54/58€13k€21k▲
Deferred charges and accrued income490/1-€389
Equity and liabilities
Total equity and liabilities10/49€55k€73k▲
Equity10/15€37k€54k▲
Contributions10/11€3k€3k=
Reserves13€34k€51k▲
Distributable reserves133€34k€51k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€18k€19k▲
Amounts payable within one year42/48€18k€19k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€597€3k▲
Other operating charges640/8€113€568▲
Gross operating margin9900€65k€53k▼
Operating profit (loss)9901€64k€50k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€19k€25k▲
Recurring financial charges65€19k€25k▲
Profit (loss) for the period before taxes9903€45k€25k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€35k€19k▼
Profit (loss) for the period to be appropriated9905€35k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€19k▼
Transfer to equity691/2€34k€17k▼
To other reserves6921€34k€17k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watersnipstraat 68400 OostendeGround area
382 m²
Building footprint
114 m²
Volume, LiDAR
2 m³
Parcel 35020B0567/00A004, Flanders · tallest building 1.9 m. Linked by address, not a title deed.
1 establishment unit
CloudWiz
since 20242.355.148.023
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0567/00A004 | Flanders | 382 m² | 1 · 114 m² | 1.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D8FAE008995113
Similar companies · same sector, comparable size
INFO-OCCASES
BE 0452.690.882
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VIJZELMAN IT CONSULTANCY
BE 0699.564.493
Brakel · Eq €54k
ALBA BLUE
BE 0800.443.703
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NXTGN
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ZUONET
BE 0823.591.564
Kapellen · Eq €54k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.