CloudVision Consult
ActiveSummary
CloudVision Consult has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,190 and a net result of €55,690. Its solvency ranks better than 60% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €58,190
- Profit
- €55,690
Why 97raises riskFounded in 2024lowers riskLiquidity: current ratio 3.24, cash €84,238Sector: Computer programming, consultancy and related activities (NACE 62)Equity €58,190 (69.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 62% on solvency, 72% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: SWARTELÉ Maarten (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,057 |
| Gross operating margin9900 | €73,382 |
| Operating profit (loss)9901 | €72,325 |
| Financial income75/76B | €62 |
| Recurring financial income75 | €62 |
| Financial charges65/66B | €1,814 |
| Recurring financial charges65 | €1,814 |
| Profit (loss) for the period before taxes9903 | €70,573 |
| Income taxes67/77 | €14,883 |
| Profit (loss) for the period9904 | €55,690 |
| Profit (loss) for the period to be appropriated9905 | €55,690 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €84,238 | |
| Current assets29/58 | €84,238 | |
| Cash at bank and in hand54/58 | €84,238 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €84,238 | |
| Equity10/15 | €58,190 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €55,690 | |
| Distributable reserves133 | €55,690 | |
| Amounts payable17/49 | €26,048 | |
| Amounts payable within one year42/48 | €26,022 | |
| Trade debts44 | €2,655 | |
| Suppliers440/4 | €2,655 | |
| Taxes, remuneration and social security45 | €23,337 | |
| Taxes450/3 | €23,337 | |
| Other amounts payable47/48 | €30 | |
| Accrued charges and deferred income492/3 | €26 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €55,690 |
| + Depreciation and write-downs630 | €1,057 |
| Operating cash flow (approximation) | €56,747 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00361106 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €539 awarded · €539 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €0 | €539 |
| 2024 | 1 | €539 | €0 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| SWARTELÉ Maarten |
|
Owners and capital
Capital and shareholders
- SWARTELÉ Maarten 100 shares (100%) · €2,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 15-07-2024 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
15-07
Gazette deed
IncorporationAppointment: SWARTELÉ Maarten (director) · Founder · Founding capital8 facts ▸
- Incorporation, “CloudVision Consult” (deed in Dutch)
- Founder, SWARTELÉ Maarten (comparant)
- Founding capital, €2,500
- Registered office clause, “9080 Lochristi,Ruilare 152A” (deed in Dutch)
- Director appointment, SWARTELÉ Maarten (director (not named in the articles))
- Other provision, “geen verbodsbepaling mandaat” (deed in Dutch)
- Other provision, “centraal register bestuursverboden, www.justonweb.be” (deed in Dutch)
- Pre-incorporation commitments, “takeover”, 01-06-2024 (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44077A0382/00E000 | Flanders | 1,186 m² | 1 · 178 m² | 8.3 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verrichten van computerconsultancy-activiteiten en aanverwante activiteiten; Het verlenen van gespecialiseerde IT diensten en adviezen…” (deed in Dutch)
42 activities (deed in Dutch)
- Het verrichten van computerconsultancy-activiteiten en aanverwante activiteiten;
- Het verlenen van gespecialiseerde IT diensten en adviezen aan de gebruikers over hardware en bijhorende configuratie alsmede de toepassing van bijbehorende software;
- Het ontwikkelen, verkopen en ondersteunen van software;
- Het ontwikkelen, herstellen, ondersteunen en verkopen van hardware en toebehoren;
- Het verlenen van diensten en adviezen op het gebied van business analyse, functionele analyse, systeemanalyse, ontwerp, programmatie en implementatie van hard- en softwaretoepassingen in de meest ruime zin;
- Het ontwikkelen van hardware en software, alsook totaalpakketten in kader van VR (Virtual Reality) Machine Learning en IoT (Internet of Things);
- Het ontwikkelen, aankopen en verkopen van zowel de hardware en software van drones, alsook de diensten als operator;
- Het aankopen, verkopen en ontwikkelen evenals consulting in alles wat betrekking heeft op domotica en smart houses;
- Het aan- en verkopen van video games, evenals de eventuele ontwikkeling van deze;
- Het beheren van computerfaciliteiten;
- Het onderhouden van computernetwerken;
- Het verrichten van de activiteiten van systeemintegrators;
- Het optreden als partner, solution provider en/of resources provider voor projecten van eender welke aard;
- Het aankopen en verkopen van consumer electronica;
- Het verstrekken van alle vormen van reparatie en installatie, eveneens de aankoop en verkoop van netwerken, computers, serveronderdelen en aanverwante goederen en diensten, dit zowel als groot- en kleinhandel;
- Het verlenen van overige diensten op het gebied van informatie(technologie) en computers.
- Het zagen, schaven en machinaal bewerken van hout;
- Het vervaardigen van kantoor- en winkelmeubelen;
- Het vervaardigen van keukenmeubelen alsook modulaire meubelelementen voor inbouwkeukens;
- Het vervaardigen van eetkamer- en zitkamermeubelen alsook zitmeubels en onderdeel daarvan voor woningen;
- Het vervaardigen van wandkasten, speciale TV-meubels, bijzetmeudels, enz.;
- Het vervaardigen van slaapkamer-, badkamermeubelen;
- Het vervaardigen van tuin- en terrasmeubelen;
- Het vervaardigen van andere meubelen;
- Het renoveren en restaureren van meubelen;
- Het vervaardigen van houten koffertjes en kistjes voor juwelen, couverts, enz.;
- Het vervaardigen van andere artikelen van hout, kurk, riet of vlechtwerk.
- Het installeren van al dan niet verplaatsbare tussenwanden, bekleding van wanden, plafonds, enz. in hout of kunststof;
- Het installeren van garagepoorten, luiken, zonneblinden, traliewerk, hekken, enz., in hout of kunststof;
- Het plaatsen van vloerbedekking en wandbekleding van hout;
- Het plaatsen in gebouwen en andere bouwwerken van parket en andere houten vloerbedekking, wandbekleding van hout;
- Het aan- en verkopen, het in- en uitvoeren zowel in het groot als in het klein, de handel in- en alle bewerkingen inbegrepen de ontwikkeling, de herstelling en de verandering, van juwelen en uurwerken, alle goud- en zilverwerken evenals van ruwe en geslepen diamant, al dan niet industrieel en alle edestelen en tentoonstellingsmateriaal;
- Het vervaardigen van edelsmeedwerk, juwelen en sieraden in goud en zilver met edelstenen, halfedelstenen, parels, chemisch samengestelde producten of andere bestaande grondstoffen;
- Het vervaardigen, de in- en uitvoer, aan- en verkoop zowel in het klein als in het groot van fantasiejuwelen;
- Het vervaardigen, de aan- en verkoop van kunstvoorwerpen in edele of niet edele metalen, met of zonder edelstenen, halfedelstenen, parels, chemisch samengestelde producten of andere bestaande grondstoffen;
- Het ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen;
- Het organiseren van, en deelnemen aan, evenementen, workshops, dagopleidingen en meerdaagse opleidingen.
- Markt- en straathandel in allerhande artikelen;
- Detailhandel via postorderbedrijven of via internet;
- Creatieve activiteiten, kunst en amusement.
- Het uitoefenen van bestuursmandaten en vereffeningsmandaten van vennootschappen.
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante immateriële en materiële activa.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CloudVision Consult
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bij enkel besluit van het bestuursorgaan binnen België verplaatsen voor zover geen wijziging taalregime” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering, natuurlijke personen of rechtspersonen” (deed in Dutch)“Nodig of nuttig voor verwezenlijking voorwerp, wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht, inbrengen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor