CloudVision Consult

Active

Private limited companyfounded 20242 yrs activeRuilare 152A, 9080 Lochristi, BelgiumKBO/BCE: BE 1011.470.072

Summary

CloudVision Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,190 and a net result of €55,690. Its solvency ranks better than 60% of 20884 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

CloudVision ConsultActiveChecked score 96/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€84,238total assets 2025

Equity: €58,190
Profit: €55,690

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 1 d early0 of 1 deed read

Why 96- Founded in 2024+ Liquidity: current ratio 3.24, cash €84,238+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €58,190 (69.1% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 72% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 94

equity 69.1% of total assets

Liquidity 87

short-term debt 30.9% · cash 100.0%

Profitability 100

return on assets 66.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,833 companies)

Last 24 months 08-2025: 0.4% 09-2025: 0.4%▲ +2.1% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%▲ +3.4% vs 10-2025 12-2025: 0.4%▲ +0.5% vs 11-2025 01-2026: 0.4%▲ +11.6% vs 12-2025 02-2026: 0.5%▲ +14.2% vs 01-2026 03-2026: 0.5%▲ +7.1% vs 02-2026 04-2026: 0.5%▼ -3.0% vs 03-2026 05-2026: 0.5%▲ +0.2% vs 04-2026 06-2026: 0.6%▲ +9.5% vs 05-2026 07-2026: 0.6%▲ +5.5% vs 06-2026highest value 08-2026: < 0.1%▼ -94.6% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 3.24, cash €84,238 lowers the probability
Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Founded in 2024 raises the probability for this profile
Equity €58,190 (69.1% of total assets) lowers the probability

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 3.24; short-term debt: 30.9% and cash: 100% of total assets), and 30.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 62%, liquidity 72%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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