CloudScratcher
ActiveSummary
CloudScratcher has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €23k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+2
Solvency75▼-7
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.29 in 2024; short-term debt: 49.7% and cash: 84.2% of total assets), and 49.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
13.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
37 d early
2023
34 d early
2022
45 d early
2021
40 d early
2020
35 d early
2019
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 30.1%
2024 · €125k
2018: €119k
2019: €137k▲ +14.7% vs 2018
2020: €145k▲ +6.0% vs 2019highest in 8 years
2021: €123k▼ -15.1% vs 2020
2022: €120k▼ -2.2% vs 2021
2023: €117k▼ -2.6% vs 2022
2024: €125k▲ +6.8% vs 2023
2025: €87k▼ -30.1% vs 2024lowest in 8 years
2018 → 2025
Total assets
€174k▼ 20.5%
2024 · €219k
2018: €142klowest in 8 years
2019: €186k▲ +30.9% vs 2018
2020: €207k▲ +10.9% vs 2019
2021: €210k▲ +1.9% vs 2020
2022: €237k▲ +12.8% vs 2021highest in 8 years
2023: €189k▼ -20.6% vs 2022
2024: €219k▲ +15.9% vs 2023
2025: €174k▼ -20.5% vs 2024
2018 → 2025
Net result
€23k▼ 9.2%
2024 · €25k
2018: €25k
2019: €18k▼ -31.2% vs 2018lowest in 8 years
2020: €21k▲ +21.5% vs 2019
2021: €20k▼ -7.9% vs 2020
2022: €20k▲ +2.3% vs 2021
2023: €22k▲ +11.5% vs 2022
2024: €25k▲ +14.1% vs 2023highest in 8 years
2025: €23k▼ -9.2% vs 2024
2018 → 2025
Working capital
€85k▼ 29.7%
2024 · €121k
2018: €117k
2019: €102k▼ -13.2% vs 2018
2020: €115k▲ +13.5% vs 2019
2021: €98k▼ -15.2% vs 2020
2022: €102k▲ +4.2% vs 2021
2023: €112k▲ +9.6% vs 2022
2024: €121k▲ +8.0% vs 2023highest in 8 years
2025: €85k▼ -29.7% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€120k▼ 2.2%€117k▼ 2.6%€125k▲ 6.8%€87k▼ 30.1%
2021: €123k
2022: €120k▼ -2.2% vs 2021
2023: €117k▼ -2.6% vs 2022
2024: €125k▲ +6.8% vs 2023highest in 5 years
2025: €87k▼ -30.1% vs 2024lowest in 5 years
Operating result€29k-€30k▲ 2.4%€34k▲ 12.7%€41k▲ 19.5%€36k▼ 10.9%
2021: €29klowest in 5 years
2022: €30k▲ +2.4% vs 2021
2023: €34k▲ +12.7% vs 2022
2024: €41k▲ +19.5% vs 2023highest in 5 years
2025: €36k▼ -10.9% vs 2024
Net result€20k-€20k▲ 2.3%€22k▲ 11.5%€25k▲ 14.1%€23k▼ 9.2%
2021: €20klowest in 5 years
2022: €20k▲ +2.3% vs 2021
2023: €22k▲ +11.5% vs 2022
2024: €25k▲ +14.1% vs 2023highest in 5 years
2025: €23k▼ -9.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€3k ▼ 42.4%
Current assets
€171k ▼ 20.0%
Equity and liabilities €174k
Equity
€87k ▼ 30.1%
Debt
€86k ▼ 7.5%
Debt's share of the balance-sheet total rises from 42.7% to 49.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €42k
Cash flow
€25k▼
2024 · €27k
Current ratio
1.98▼
2024 · 2.29
Debt to equity
0.99▲
2024 · 0.75
ROE
26.5%▲
2024 · 20.4%
ROA
13.3%▲
2024 · 11.7%
Interest coverage
13.73▲
2024 · 9.69
Debt ≤ 1 year
€86k▼
2024 · €93k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€219k€174k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€214k€171k▼
Amounts receivable within one year40/41€21k€25k▲
Trade receivables40€21k€24k▲
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€193k€146k▼
Equity and liabilities
Total equity and liabilities10/49€219k€174k▼
Equity10/15€125k€87k▼
Contributions10/11€12k€12k=
Reserves13€113k€75k▼
Distributable reserves133€113k€75k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€93k€86k▼
Amounts payable within one year42/48€93k€86k▼
Trade debts44€693€881▲
Suppliers440/4€693€881▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€90k€78k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€64€453▲
Gross operating margin9900€43k€38k▼
Operating profit (loss)9901€41k€36k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€36k€33k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€25k€23k▼
Profit (loss) for the period to be appropriated9905€25k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€23k▼
Transfer from equity791/2€18k€61k▲
Transfer to equity691/2€25k€23k▼
To other reserves6921€25k€23k▼
Profit to be distributed694/7€18k€61k▲
Return on contributions (dividend)694€18k€61k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €14k | €14k | €2k | €2k | ▼ 3.0% |
| Other operating charges640/8 | - | €423 | €695 | €64 | €453 | ▲ 610% |
| Gross operating margin9900 | €44k | €44k | €49k | €43k | €38k | ▼ 9.6% |
| Operating profit (loss)9901 | €29k | €30k | €34k | €41k | €36k | ▼ 10.9% |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | - | €2k | €2k | €4k | €3k | ▼ 36.9% |
| Recurring financial charges65 | €2k | €2k | €2k | €4k | €3k | ▼ 36.9% |
| Profit (loss) for the period before taxes9903 | €28k | €28k | €32k | €36k | €33k | ▼ 7.8% |
| Income taxes67/77 | €8k | €8k | €9k | €11k | €10k | ▼ 4.3% |
| Profit (loss) for the period9904 | €20k | €20k | €22k | €25k | €23k | ▼ 9.2% |
| Profit (loss) for the period to be appropriated9905 | €20k | €20k | €22k | €25k | €23k | ▼ 9.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €210k | €237k | €189k | €219k | €174k | ▼ 20.5% |
| Fixed assets21/28 | €29k | €18k | €5k | €5k | €3k | ▼ 42.4% |
| Tangible fixed assets22/27 | €29k | €18k | €5k | €5k | €3k | ▼ 42.4% |
| Furniture and vehicles24 | - | €15k | €3k | €3k | €1k | ▼ 55.7% |
| Other tangible fixed assets26 | - | €3k | €2k | €2k | €1k | ▼ 25.0% |
| Current assets29/58 | €181k | €219k | €183k | €214k | €171k | ▼ 20.0% |
| Amounts receivable within one year40/41 | €13k | €19k | €14k | €21k | €25k | ▲ 17.5% |
| Trade receivables40 | - | €14k | €13k | €21k | €24k | ▲ 12.1% |
| Other amounts receivable41 | - | €5k | €682 | €0 | €1k | - |
| Cash at bank and in hand54/58 | €168k | €200k | €169k | €193k | €146k | ▼ 24.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €210k | €237k | €189k | €219k | €174k | ▼ 20.5% |
| Equity10/15 | €123k | €120k | €117k | €125k | €87k | ▼ 30.1% |
| Contributions10/11 | - | €12k | €12k | €12k | €12k | = |
| Reserves13 | €111k | €108k | €105k | €113k | €75k | ▼ 33.5% |
| Non-distributable reserves130/1 | - | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €0 | - | - | - |
| Distributable reserves133 | - | €106k | €105k | €113k | €75k | ▼ 33.5% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €87k | €117k | €71k | €93k | €86k | ▼ 7.5% |
| Amounts payable after more than one year17 | €4k | €0 | - | - | - | - |
| Financial debts170/4 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €83k | €117k | €71k | €93k | €86k | ▼ 7.5% |
| Current portion of amounts payable after more than one year42 | - | €4k | €0 | - | - | - |
| Trade debts44 | €1k | €7k | €1k | €693 | €881 | ▲ 27.1% |
| Suppliers440/4 | - | €7k | €1k | €693 | €881 | ▲ 27.1% |
| Taxes, remuneration and social security45 | - | €8k | €995 | €2k | €8k | ▲ 267% |
| Taxes450/3 | - | €8k | €995 | €2k | €8k | ▲ 267% |
| Other amounts payable47/48 | - | €98k | €69k | €90k | €78k | ▼ 14.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €20k | €22k | €25k | €23k | ▼ 9.2% |
| + Depreciation and write-downs630 | €14k | €14k | €14k | €2k | €2k | ▼ 3.0% |
| Operating cash flow (approximation) | €34k | €34k | €36k | €27k | €25k | ▼ 8.8% |
| Investment in fixed assets (approximation) | - | €-3k | €-1k | €-1k | €0 | ▲ 100% |
| Change in cash | - | €32k | €-31k | €24k | €-47k | ▼ 294% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €25k ▲14.1%
Net result €25k, the highest in the series.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €18k ▼31.2%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2011
Ground area
246 m²
Building footprint
79 m²
Volume, LiDAR
738 m³
Parcel 24483E0236/00F004, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CloudScratcher
since 20112.202.322.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0236/00F004 | Flanders | 246 m² | 1 · 79 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,569 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-08-2011
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
68310Real estate agency activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.