Turnover
≈ €110,000 estimated
The micro format states no turnover.
Cloudique
Overview
Lifetime
1 annual account with figurespeak €34,415 (2025)
€34,415
peak €23,362 (2025)
€23,362
peak €26,362 (2025)
€26,362
€23,753
Board1 name since 2024
1 directorBRANS Dominique Leon Jos
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Incorporation 02-01First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 300 shares
Checked score
95
Excellent
Financially stronger than 62% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.5 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.07, cash €28,175
Size: total assets €50,115
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 45% of them on solvency, 60% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Cloudique has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Cloudique itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Cloudique. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.07, above the usual 1.5. Short-term debt is 47.4% and cash 56.2% of total assets. 47.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018029648
Incorporation
Founding capital of €3,000, 300 shares · Founder: BRANS Dominique Leon Jos · Appointment: BRANS Dominique Leon Jos (director) · published on 02-01-2025 · Gazette deed
First establishment
Rozenbosstraat 10, Nieuwerkerken (Limb.)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cloudique Nieuwerkerken (Limb.) | €50,115 | €34,415 | 52.6% | - |
| VVNKR Tessenderlo-Ham | €47,723 | €33,481 | 61.2% | - |
| BOQUO Herk-de-Stad | €46,733 | €36,033 | 66.0% | - |
| Swift-IT Herk-de-Stad | €51,382 | €32,827 | 54.0% | - |
| LGA Consulting Maasmechelen | €44,958 | €34,022 | 52.0% | - |
| Tim Pass IT Consulting Houthalen-Helchteren | €46,828 | €29,833 | 45.0% | - |
| IM-SIGHT Tongeren-Borgloon | €46,161 | €33,389 | 63.4% | - |
These companies have the same main activity as Cloudique: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €45,000 and €51,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 30-12-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.368.341.0133850 Nieuwerkerken (Limb.), since 30-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-04-2025
Annual accounts 2025
- €34,415
- €23,362
- €26,362
- €50,115
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Cloudique
Cloudique has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,362 and a net result of €23,362.
Its solvency ranks better than 43% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€34,415
€33,909
€23,362
€25,338
52.6%
2.07
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €94,000 and €160,000.
Balance sheet
balance sheet total €50,115 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
52.6%
Higher than 43% of 21,208 companies in 2025.
2.07
Higher than 44% of 20,571 companies in 2025.
46.6%
Higher than 83% of 20,746 companies in 2025.
Cloudique
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
50,115 | |
21/28 |
1,024 | |
22/27 |
1,024 | |
24 |
1,024 | |
29/58 |
49,091 | |
40/41 |
13,219 | |
40 |
13,219 | |
54/58 |
28,175 | |
490/1 |
7,696 | |
| Balance sheet: equity and liabilities | ||
10/49 |
50,115 | |
10/15 |
26,362 | |
10/11 |
3,000 | |
13 |
23,362 | |
133 |
23,362 | |
17/49 |
23,753 | |
42/48 |
23,753 | |
44 |
3,311 | |
440/4 |
3,311 | |
45 |
18,397 | |
450/3 |
18,397 | |
47/48 |
2,044 | |
| Income statement | ||
9900 |
34,415 | |
630 |
444 | |
640/8 |
62 | |
9901 |
33,909 | |
75/76B |
34 | |
75 |
34 | |
65/66B |
1,275 | |
65 |
1,275 | |
9903 |
32,669 | |
67/77 |
9,307 | |
9904 |
23,362 | |
9905 |
23,362 | |
| Appropriation of the result | ||
9906 |
23,362 | |
691/2 |
23,362 | |
6921 |
23,362 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00225373 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 34,353 | ||
| 23,806 | ||
| 1,467 | ||
| 25,338 | ||
| 52.6% | ||
| 2.07 | ||
| 0.90 | ||
| 88.6% | ||
| 46.6% | ||
| 26.95 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,467 |
| €444 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Cloudique
Debt's share of the balance-sheet total is 47.4%.
Board & ownership
Board
1 director, no change since 2025Director (not named in the articles)
since 30-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Beperkingen of verdelingen van de bevoegdheid van de bestuurders en de onderlinge taakverdeling tussen hen, kunnen aan of door derden niet…”deed of 02-01-2025
Mandates through the years
1 name, the dashed line is todayBRANS Dominique Leon Jos
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BRANS Dominique Leon Jos
- Director (not named in the articles), from 30-12-2024 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 300
- Contribution per share
- €10
- Equity per share
- €87.87 in 2025
- Source
- deed of 02-01-2025
Articles of association
deed of 02-01-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Geheel bevoegdheden aan hem/haar toegekend met mogelijkheid deel te delegeren, iedere bestuurder alleen optredend mag alle handelingen…”“Geboekt op algemene kosten los van representatie-,reis- en verplaatsingskosten, algemene vergadering met gewone meerderheid of enige…”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Voor helft ten laste van overdrager en voor andere helft ten laste van koper(s) naar evenredigheid met verworven aantal aandelen, nietigheid”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Overblijvende aandelen eerst aan andere aandeelhouders die recht volledig hebben uitgeoefend tot uitgifte volledig geplaatst of geen gebruik…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 02-01-2025 ↗
- BRANS Dominique Leon Jos 300 shares (100%) · €3,000
Network & group
No group
Cloudique has no parent and no holdings in its annual accounts. BRANS Dominique Leon Jos is the only director. Cloudique shares no director with another company.
At the same address
Rozenbosstraat 10, 3850 Nieuwerkerken · 4 other companies| V Z
registered office since 26-12-2008 · founded in 2008 |
total assets €6.2m (2025) 0808.718.890 |
| K INVEST
registered office since 03-10-2012 · founded in 2012 |
total assets €164,301 (2025) 0849.362.385 |
| Bellemans, Sandy (sole trader)
establishment since 01-08-2020 |
founded in 2020 0751.530.066 |
| Volders, Steve (sole trader)
establishment since 04-05-2006 |
founded in 2006 0881.174.724 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1018029648
2024
IncorporationFounding capital of €3,000, 300 shares · Founder: BRANS Dominique Leon Jos · Appointment: BRANS Dominique Leon Jos (director) · published on 02-01-20256 points ▸
- Founder, BRANS Dominique Leon Jos
- Founding capital, €3,000, 300 shares
- Registered office clause, Rozenbosstraat 10
- Registered office clause, Rozenbosstraat 10, 3850 Nieuwerkerken
- Board rule, 1
- Director appointment, BRANS Dominique Leon Jos (director (not named in the articles))
- The deed holds 5 more points.
First establishment Rozenbosstraat 10, Nieuwerkerken (Limb.)
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1018.029.648
- VAT number
- BE 1018.029.648
- Peppol ID
- 0208:1018029648
- Other Peppol ID
- 9925:BE1018029648
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 30-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 02-01-2025 (in Dutch)
- Peppol
- Reachable since 24-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Cloudique in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-01-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-01-2025 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De productie,de fabricatie,de totstandbrenging of ontwikkeling,analyse,ontwerp,bewerking en herstelling van en de handel in volgende…”deed of 02-01-2025 (in Dutch)
15 activities
- De productie,de fabricatie,de totstandbrenging of ontwikkeling,analyse,ontwerp,bewerking en herstelling van en de handel in volgende producten:computersoftware,-hardware,en -toebehoren,alsook de hiermee samenhangende toepassingen,waaronder servers,firewalls,switches;informatica- en multimedia-systemen,kantoormachines en -meubilair,en alle materialen voor de inrichting van kantoren en bedrijfsruimten,waaronder ook elektronische gegevensdragers;alsook de groot- en kleinhandel,in- en uitvoer en verhuring en/of leasing van voornoemde artikelen;alsook advies en bijstand bij de ontwikkeling,installatie,verkoop en verhuring van voornoemde artikelen
- Het optreden en handelen als dienstverlener inzake ICT en de producten vermeld in het voorgaande punt,en dit in de meest ruime zin op alle mogelijke vlakken,daaronder ondermeer begrepen ICT-consultancy,analyse,opbouw en ontwikkeling van ICT-systemen,ICT-infrastructuren,beveiliging,opleiding,installatie en herstellingen,alsook activiteiten van webdesigner en beheer van websites
- Industriële integratie van procestechnologie in een productieomgeving;procesautomatisering;beheer en onderhoud van databanken,en alle overige activiteiten in verband met de hardware,software en toepassingen van computers
- Algemene elektriciteitswerken
- Het optreden en handelen als dienstverlener,als interim-manager en/of als tussenpersoon bij alle vormen van adviesverlening,managementsdiensten en hulp aan het bedrijfsleven en de overheid op het gebied van marketing,e-business strategy,planning,organisatie,efficiëntie en toezicht,informatica,human resources,administratie en financiën,publiciteit en reclame,financiële en juridische planning en/of het verschaffen van informatie aan bedrijfsleiding en dit in de meest ruime zin
- Het organiseren van congressen,beurzen en evenementen,alsook het geven van opleidingen,lezingen,cursussen en seminaries en het commercialiseren van deze cursussen in schriftelijke vorm
- Het uitvoeren van algemene elektriciteitswerken,meer bepaald het handelen in,ontwerpen van,installeren van,herstellen van,en advisering in:domotica en immotica-installaties;video- en audiosystemen;optische installaties;leggen van kabels en diverse leidingen,zoals netwerkbekabeling en telefoniebekabeling;elektrische installaties;alarminstallaties
- Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard,alsook het in de ruimste zin van het woord verlenen van bijstand en diensten,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur
- Het verlenen van diensten op het vlak van netwerkvorming en -gebruik,externe vertegenwoordiging en representatie
- De vorming en het beheer in de ruimste zin van het woord van een patrimonium van onroerende goederen,daaronder begrepen,het vestigen van zakelijke rechten,onroerende leasing,de huur,verhuring,onderhuur,de uitbating,de herstelling,de verbetering,het onderhoud,de verbouwing,projectontwikkeling,de aankoop,de verkaveling,de oprichting,het bouwen en verbouwen,en iedere verwerving en verkoop van onroerende goederen
- Tussenhandelaar,de makelaardij en/of handel in onroerende goederen,dit in de ruimste zin van het woord,met inbegrip van onroerende leasing,met uitzondering van de activiteiten welke voorbehouden zijn voor erkende vastgoedmakelaars
- Het optreden als tussenpersoon bij onderhandelingen inzake gehele of gedeeltelijke overname van aandelen;alsook,in de ruimste zin van het woord,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborg,plaatsing,verhandeling of anderszins,alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille of kapitaalsbestuur
- Holding-activiteiten
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de inschrijving,de huur en verhuur,de ruil;in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van brevetten en octrooien,know-how en aanverwante immateriële duurzame activa
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rozenbosstraat 10 registered office 3850 Nieuwerkerken (Limb.) | 30-12-2024 | 2.368.341.013 |
Buildings and parcels at the address
- Ground area
- 688 m²
- Buildings
- 162 m²
- Volume, LiDAR
- 926 m³
- Tallest building
- 10.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71045A0333/00E002 | 688 m² | 1 · 162 m² | 10.3 m · 2 |