Swift-IT
ActiveSummary
Swift-IT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €22k. Its solvency ranks better than 45% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.01; short-term debt: 46% and cash: 18.4% of total assets), and 46% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
42.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€28k
Total assets
€51k
Net result
€22k
Working capital
€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €51k
Fixed assets
€4k
Current assets
€47k
Equity and liabilities €51k
Equity
€28k
Debt
€24k
Debt finances 46.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€24k
Current ratio
2.01
Debt to equity
0.85
ROE
78.4%
ROA
42.3%
Interest coverage
84.64
Debt ≤ 1 year
€24k
Income taxes
€9k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Other operating charges640/8 | €245 |
| Gross operating margin9900 | €33k |
| Operating profit (loss)9901 | €30k |
| Financial income75/76B | €394 |
| Recurring financial income75 | €394 |
| Financial charges65/66B | €385 |
| Recurring financial charges65 | €385 |
| Profit (loss) for the period before taxes9903 | €30k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €22k |
| Profit (loss) for the period to be appropriated9905 | €22k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €51k | |
| Fixed assets21/28 | €4k | |
| Tangible fixed assets22/27 | €4k | |
| Plant, machinery and equipment23 | €2k | |
| Furniture and vehicles24 | €2k | |
| Current assets29/58 | €47k | |
| Amounts receivable within one year40/41 | €37k | |
| Trade receivables40 | €25k | |
| Other amounts receivable41 | €12k | |
| Cash at bank and in hand54/58 | €9k | |
| Deferred charges and accrued income490/1 | €512 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €51k | |
| Equity10/15 | €28k | |
| Contributions10/11 | €6k | |
| Profit (loss) carried forward14 | €22k | |
| Amounts payable17/49 | €24k | |
| Amounts payable within one year42/48 | €24k | |
| Trade debts44 | €7k | |
| Suppliers440/4 | €7k | |
| Taxes, remuneration and social security45 | €17k | |
| Taxes450/3 | €17k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €22k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €24k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Ground area
6,803 m²
Building footprint
102 m²
Volume, LiDAR
555 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Swift-IT
since 20242.364.083.307
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0155/00H002 | Flanders | 6,122 m² | - | - |
| 71051C1017/00A000 | Flanders | 680 m² | 1 · 102 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ON EARTH
BE 0763.581.921
Ukkel · Eq €27,744
Global Enterprise Solutions Peeters
BE 1002.004.654
Lommel · Eq €27,776
V-GROUPS
BE 0783.856.604
Evere · Eq €27,731
MATTH-CONSULT
BE 0750.544.428
Namur · Eq €27,782
Data Nomad
BE 1017.830.896
Puurs-Sint-Amands · Eq €27,721
Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,086 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.