Turnover
≈ €110,000 estimated
The micro format states no turnover.
Swift-IT
Lifetime
1 annual account with figurespeak €32,827 (2025)
€32,827
peak €21,754 (2025)
€21,754
peak €27,754 (2025)
€27,754
€23,627
Board3 names since 2024
2 directorsHOOGENDIJK and 1 other
Owners
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Appointments: Muzaev Holding BV (director) and Ramzan Muzaev… 19-06First year with figures
Key points
from the 2025 annual accountsStarting capital
€6,000 600 shares
Checked score
90
Excellent
Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.4%
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026highest value
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.01, cash €9,454
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 47% of them on solvency, 31% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Swift-IT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Swift-IT itself is lower: 0.2% within 12 months. It rests on far more data about Swift-IT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Swift-IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.01, above the usual 1.5. Short-term debt is 46% and cash 18.4% of total assets. 46% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
H
HOOGENDIJK
Director, HOOGENDIJK Menno
- Muzaev Holding 50%score 97equity €11,149 (2025) · 2025 annual accounts of Muzaev Holding
Recent changes
Registered office moved from Hasselt to Schulen
New registered office: Sint-Jorislaan 127/1 3540 Schulen · Previous registered office: Koning Boudewijnlaan 20a 3500 Hasselt · General meeting of 30-06-2026 · Gazette deed
Appointments: Muzaev Holding BV (director) and Ramzan Muzaev (director)
General meeting of 23-05-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013924073
Incorporation
Founding capital of €6,000, 600 shares · Founder: HOOGENDIJK · Permanent representative: HOOGENDIJK Menno · published on 25-09-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Swift-IT Herk-de-Stad | €51,382 | €32,827 | 54.0% | - |
| BOQUO Herk-de-Stad | €46,733 | €36,033 | 66.0% | - |
| Cloudique Nieuwerkerken (Limb.) | €50,115 | €34,415 | 52.6% | - |
| Tim Pass IT Consulting Houthalen-Helchteren | €46,828 | €29,833 | 45.0% | - |
| VVNKR Tessenderlo-Ham | €47,723 | €33,481 | 61.2% | - |
| SOUS LES REMPARTS Bouillon | €51,420 | €31,033 | 45.1% | - |
| PANSAERTS - LUCCHESI Verviers | €49,326 | €32,616 | 33.8% | - |
These companies have the same main activity as Swift-IT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €46,700 and €51,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 23-09-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.364.083.3073540 Herk-de-Stad, since 23-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-05-2025
Annual accounts 2025
- €51,382
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on Swift-IT
Swift-IT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,754 and a net result of €21,754.
Its solvency ranks better than 45% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Swift-IT
- What is the company number of Swift-IT?
- The company number of Swift-IT is 1013.924.073. The VAT number is the same number with BE in front: BE 1013.924.073.
- Where is Swift-IT based?
- The registered office is at Sint-Jorislaan 127, 3540 Herk-de-Stad.Company details
- What does Swift-IT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Swift-IT?
- Swift-IT is a private limited company (BV).
- When was Swift-IT founded?
- Swift-IT was founded on 23-09-2024.
- Is Swift-IT still active?
- Yes, Swift-IT is an active enterprise in the KBO register.
- What is the turnover of Swift-IT?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €32,827 and 63 comparable companies (NACE 62200). It probably lies between €89,000 and €150,000.Financials
- Is Swift-IT profitable?
- In financial year 2025, Swift-IT made a profit of €21,754.
- Where can I find the annual accounts of Swift-IT?
- Swift-IT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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