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CLOUDFACTORY

Active
Private limited companyfounded 2025active for 1 yearNobels-Peelmanstraat 10, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1021.610.037
Summary

CLOUDFACTORY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250,461 and a net result of €461. Its solvency ranks better than 28% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Equity
€250,461
Total assets
€802,253
Net result
€461
Working capital
-€33,531

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €802,253
Fixed assets €754,189
Current assets €48,064
Equity and liabilities €802,253
Equity €250,461
Debt €551,792
Debt finances 68.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€40,883
Cash flow
€31,415
Current ratio
0.59
Debt to equity
2.20
ROE
0.2%
ROA
0.1%
Interest coverage
4.32
Debt ≤ 1 year
€81,595
Debt > 1 year
€465,476

Peer companies

Historical observation

Of the 23,016 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96.0% are still going.

  • Small
  • solvency 30% or more
  • a profit under 5% of the balance sheet
  • without age
0.3% went bankrupt
3.5% stopped otherwise
96.0% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 23,016 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€802,253
Fixed assets21/28€754,189
Intangible fixed assets21€754,189
Current assets29/58€48,064
Amounts receivable within one year40/41€2,870
Trade receivables40€2,870
Cash at bank and in hand54/58€40,417
Deferred charges and accrued income490/1€4,776
Equity and liabilities
Total equity and liabilities10/49€802,253
Equity10/15€250,461
Contributions10/11€250,000
Reserves13€461
Distributable reserves133€461
Amounts payable17/49€551,792
Amounts payable after more than one year17€465,476
Financial debts170/4€465,476
Amounts payable within one year42/48€81,595
Current portion of amounts payable after more than one year42€59,524
Trade debts44€17,154
Suppliers440/4€17,154
Taxes, remuneration and social security45€4,917
Taxes450/3€4,917
Accrued charges and deferred income492/3€4,721
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,954
Other operating charges640/8€810
Gross operating margin9900€41,693
Operating profit (loss)9901€9,929
Financial charges65/66B€9,468
Recurring financial charges65€9,468
Profit (loss) for the period before taxes9903€461
Profit (loss) for the period9904€461
Profit (loss) for the period to be appropriated9905€461
Appropriation of the result
Profit (loss) to be appropriated9906€461
Transfer to equity691/2€461
To other reserves6921€461

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,954
Other operating charges640/8€810
Gross operating margin9900€41,693
Operating profit (loss)9901€9,929
Financial charges65/66B€9,468
Recurring financial charges65€9,468
Profit (loss) for the period before taxes9903€461
Profit (loss) for the period9904€461
Profit (loss) for the period to be appropriated9905€461
Line2025
Assets
Total assets20/58€802,253
Fixed assets21/28€754,189
Intangible fixed assets21€754,189
Current assets29/58€48,064
Amounts receivable within one year40/41€2,870
Trade receivables40€2,870
Cash at bank and in hand54/58€40,417
Deferred charges and accrued income490/1€4,776
Equity and liabilities
Total equity and liabilities10/49€802,253
Equity10/15€250,461
Contributions10/11€250,000
Reserves13€461
Distributable reserves133€461
Amounts payable17/49€551,792
Amounts payable after more than one year17€465,476
Financial debts170/4€465,476
Amounts payable within one year42/48€81,595
Current portion of amounts payable after more than one year42€59,524
Trade debts44€17,154
Suppliers440/4€17,154
Taxes, remuneration and social security45€4,917
Taxes450/3€4,917
Accrued charges and deferred income492/3€4,721
Line2025
Profit (loss) for the period9904€461
+ Depreciation and write-downs630€30,954
Operating cash flow (approximation)€31,415

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-07-2026 2026-00357046

Similar companies · same sector, comparable size

Of the 16,994 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,983. 6,487 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.