CLOUDFACTORY

Active

Private limited companyfounded 2025active for 1 yearNobels-Peelmanstraat 10, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1021.610.037

Summary

CLOUDFACTORY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250,461 and a net result of €461. Its solvency ranks better than 28% of 21,120 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

CLOUDFACTORYActiveChecked score 91/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

≈ €140,000turnover 2025, estimated

Equity: €250,461
Profit: €461

Turnover estimated from the gross margin

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: CDM Invest · 100%
Board: 4 members

VERGEZICHTManaging director · permanent representative Valentijn Verheije

2025 accounts 1 day early

Why 91raises riskFounded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €802,253Figures for financial year 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 30% of its sector peers (NACE 62, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 56

equity 31.2% of total assets

Liquidity 56

short-term debt 10.2% · cash 5.0%

Profitability 55

return on assets 0.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,901 companies, NACE 62, micro)

Last 24 months 04-2026: 0.4% 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €22,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity insufficient (current ratio 0.59, below 1; short-term debt: 10.2% and cash: 5% of total assets), and 68.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 29% on solvency, 38% on liquidity and 23% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Size: total assets €802,253

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 30-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

1 day early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

30-07-2026 Annual accounts filedfinancial year 2025 · micro…
29-06-2026 Appointment: Vergezicht BV (director)Permanent representative: Valentijn Verheije
02-03-2026 Resignation: Niels Van Cauteren (director)Director discharge · Power of…

Key points

Caution: Among the weakest 20% on net resultsector median €28,646 · 21,126 companies €461 View
Controlled by CDM Invest 100% View
Board changedlatest change 16-06-2026 · 4 in office 1 joined · 1 left View

By topic

Financials

Financial year: 2025
Total assets: €802,253
Profit: €461
Solvency: 31.2%

Go to Financials

Board & ownership

Board: 4 members
Parent: CDM Invest · 100%

CDM InvestDirector
FOUBERT JanDirector
SINTUBIN ChristopheDirector
VERGEZICHTManaging director

Go to Board & ownership

Timeline

Events: 4
Since: 2025

01-04-2025Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 28-03-2025
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Annual meeting: First Friday of June at 14:00
Purpose: “Ontwikkeling, commercialisering en implementatie van softwareoplossingen voor slimme…” (deed in Dutch)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about CLOUDFACTORY

What is the company number of CLOUDFACTORY?: 1021.610.037. In Belgium the VAT number is the company number with BE in front: BE 1021.610.037.
Where is CLOUDFACTORY based?: The registered office is at Nobels-Peelmanstraat 10, 9100 Sint-Niklaas.Company details
What does CLOUDFACTORY do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of CLOUDFACTORY?: Private limited company (BV).
When was CLOUDFACTORY founded?: On 28-03-2025.
Is CLOUDFACTORY still active?: Yes, CLOUDFACTORY is an active enterprise in the KBO register.
What is the turnover of CLOUDFACTORY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CLOUDFACTORY profitable?: In financial year 2025, CLOUDFACTORY made a profit of €461.
Where can I find the annual accounts of CLOUDFACTORY?: CLOUDFACTORY filed 1 annual account with the National Bank of Belgium, for financial year 2025.