CLOUDFACTORY
ActiveCLOUDFACTORY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €461. Its solvency ranks better than 28% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability1
Solvency40
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity short (current ratio 0.59), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€250k
Total assets
€802k
Net result
€461
Working capital
€-34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €802k
Fixed assets
€754k
Current assets
€48k
Equity and liabilities €802k
Equity
€250k
Debt
€552k
Debt finances 68.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k
Cash flow
€31k
Solvency
31.2%
Current ratio
0.59
Quick ratio
0.59
Debt / equity
2.20
ROE
0.2%
ROA
0.1%
Interest coverage
4.32
Debt
€552k
Debt ≤ 1 year
€82k
Debt > 1 year
€465k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€802k
Fixed assets21/28€754k
Intangible fixed assets21€754k
Current assets29/58€48k
Amounts receivable within one year40/41€3k
Trade receivables40€3k
Cash at bank and in hand54/58€40k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€802k
Equity10/15€250k
Contributions10/11€250k
Reserves13€461
Distributable reserves133€461
Amounts payable17/49€552k
Amounts payable after more than one year17€465k
Financial debts170/4€465k
Amounts payable within one year42/48€82k
Current portion of amounts payable after more than one year42€60k
Trade debts44€17k
Suppliers440/4€17k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Accrued charges and deferred income492/3€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k
Other operating charges640/8€810
Gross operating margin9900€42k
Operating profit (loss)9901€10k
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€461
Profit (loss) for the period9904€461
Profit (loss) for the period to be appropriated9905€461
Appropriation of the result
Profit (loss) to be appropriated9906€461
Transfer to equity691/2€461
To other reserves6921€461
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nobels-Peelmanstraat 109100 Sint-NiklaasGround area
999 m²
Building footprint
395 m²
Volume, LiDAR
851 m³
Parcel 46021A0804/00F004, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CLOUDFACTORY
since 20252.372.624.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0804/00F004indicative | Flanders | 999 m² | 1 · 395 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,746. 6,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.