CLOUDCONCEPT
ActiveCLOUDCONCEPT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €9k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
89
/ 100
Excellent▲ +31 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+37
Solvency39▲+3
Growth84▲+62
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 9.25 against 13.22 in 2023), but 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.9%
Return on assets
4.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 20787 sector peers (2024).
NBB · sector comparisonPosition among 20787 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
77 d early
2023
58 d early
2022
83 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€173k▲ 164%
2023 · €65k
2022: €123k
2023: €65k
2022 → 2024
EBIT margin
5.4%▲ 5.8pp
2023 · -0.4%
2022: 1.5%
2023: -0.4%
2022 → 2024
Net result
€9k
2023 · €-879
2022: €1k
2023: €-879
2022 → 2024
Working capital
€144k▼ 12.2%
2023 · €164k
2022: €153k
2023: €164k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€123k-€65k▼ 46.6%€173k▲ 164%
Equity€11k-€11k▼ 7.7%€19k▲ 83.8%
Operating result€2k-€-254€9k
Net result€1k-€-879€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9k after a loss of €254 in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €217k
Fixed assets
€55k▲ 5.4%
Current assets
€162k▼ 9.0%
Equity and liabilities €217k
Equity
€19k▲ 83.8%
Debt
€197k▼ 10.0%
The debt ratio falls from 95.4% to 91.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▲
2023 · €15k
Cash flow
€26k▲
2023 · €14k
Solvency
8.9%▲
2023 · 4.6%
Current ratio
9.25▼
2023 · 13.22
Quick ratio
8.44▼
2023 · 10.17
Debt / equity
10.20▼
2023 · 20.84
ROE
45.6%▲
2023 · -8.4%
ROA
4.1%▲
2023 · -0.4%
Interest coverage
53.48▲
2023 · 23.87
Debt
€197k▼
2023 · €219k
Debt ≤ 1 year
€18k▲
2023 · €13k
Debt > 1 year
€180k▼
2023 · €206k
Income taxes
€41
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€230k€217k▼
Fixed assets21/28€52k€55k▲
Tangible fixed assets22/27€52k€55k▲
Plant, machinery and equipment23€32k€39k▲
Furniture and vehicles24€9k€6k▼
Other tangible fixed assets26€10k€10k▼
Current assets29/58€178k€162k▼
Stocks and contracts in progress3€41k€14k▼
Stocks30/36€41k€14k▼
Amounts receivable within one year40/41€69k€146k▲
Trade receivables40€69k€146k▲
Other amounts receivable41€108€108=
Cash at bank and in hand54/58€68k€1k▼
Deferred charges and accrued income490/1€35-
Equity and liabilities
Total equity and liabilities10/49€230k€217k▼
Equity10/15€11k€19k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€519€9k▲
Amounts payable17/49€219k€197k▼
Amounts payable after more than one year17€206k€180k▼
Other amounts payable178/9€206k€180k▼
Amounts payable within one year42/48€13k€18k▲
Trade debts44€10k€16k▲
Suppliers440/4€10k€16k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€929▼
Remuneration and social security454/9€162€152▼
Income statement
Code20232024
Turnover70€65k€173k▲
Goods, raw materials, services and sundry goods60/61€51k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€71€432▲
Non-recurring operating charges66A-€53
Gross operating margin9900€15k€27k▲
Operating profit (loss)9901€-254€9k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€626€499▼
Recurring financial charges65€626€499▼
Profit (loss) for the period before taxes9903€-879€9k▲
Income taxes67/77-€41
Profit (loss) for the period9904€-879€9k▲
Profit (loss) for the period to be appropriated9905€-879€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€519€9k▲
Profit (loss) brought forward from the previous period14P€1k€519▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-879 ▼163%
Net result drops to €-879, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Jean Devreux(W-B) 31440 Braine-le-ChâteauGround area
511 m²
Building footprint
105 m²
Volume, LiDAR
599 m³
Parcel 25111A0383/00T000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Jean Devreux(W-B) 3, 1440 Braine-le-Château
since 20212.320.663.632
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111A0383/00T000 | Wallonia | 511 m² | 1 · 105 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIENKA
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BUREEL INTERNATIONAL
BE 0721.633.082
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LK TECH
BE 1015.419.556
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MJ CONSULTANCY
BE 1018.931.946
Zemst · Eq €19k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 12,839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2021
Fiscal year end31-12
Activities, NACEBEL
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
42220Construction of utility projects for electricity and telecommunications
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
82990Other business support services
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@cloudconcept.be