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CLOUD DOT

Active
Private limited companyfounded 20179 yrs activeOude Bergsebaan 6, 2950 Kapellen, BelgiumKBO/BCE: BE 0677.669.219

CLOUD DOT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €613k and a net result of €295k. Equity is growing by ~90% per year across the filed fiscal years. Its solvency ranks better than 82% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 10.77 against 7.95 in 2024), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.1%
Return on assets
40.9%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-09-2025, 138 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
138 d early
2024
29 d early
2023
27 d early
2022
26 d early
2021
4 d early
2020
on the day
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€613k▲ 92.5%
2024 · €318k
2019: €13k 2020: €23k 2021: €39k 2022: €72k 2023: €174k 2024: €318k
2019 → 2025
Total assets
€720k▲ 98.0%
2024 · €364k
2019: €33k 2020: €128k 2021: €134k 2022: €150k 2023: €242k 2024: €364k
2019 → 2025
Net result
€295k▲ 103%
2024 · €145k
2019: €12k 2020: €10k 2021: €15k 2022: €33k 2023: €101k 2024: €145k
2019 → 2025
Working capital
€591k▲ 87.9%
2024 · €314k
2019: €12k 2020: €14k 2021: €36k 2022: €83k 2023: €173k 2024: €314k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€39k-€72k▲ 85.3%€174k▲ 141%€318k▲ 83.4%€613k▲ 92.5%
Operating result€23k-€48k▲ 108%€145k▲ 204%€203k▲ 40.6%€419k▲ 106%
Net result€15k-€33k▲ 115%€101k▲ 205%€145k▲ 42.8%€295k▲ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2021: €23k€23kNet result 2021: €15k€15kOperating result 2022: €48k€48kNet result 2022: €33k€33kOperating result 2023: €145k€145kNet result 2023: €101k€101kOperating result 2024: €203k€203kNet result 2024: €145k€145kOperating result 2025: €419k€419kNet result 2025: €295k€295k20212022202320242025
The operating result has risen four years in a row; 2025 is 106% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €720k
Fixed assets €69k▲ 1,571%
Current assets €651k▲ 81.1%
Equity and liabilities €720k
Equity €613k▲ 92.5%
Debt €107k▲ 137%
The debt ratio rises from 12.4% to 14.9%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€432k
2024 · €206k
Cash flow
€308k
2024 · €148k
Solvency
85.1%
2024 · 87.6%
Current ratio
10.77
2024 · 7.95
Quick ratio
10.77
2024 · 7.95
Debt / equity
0.18
2024 · 0.14
ROE
48.0%
2024 · 45.5%
ROA
40.9%
2024 · 39.8%
Interest coverage
322.71
2024 · 924.64
Debt
€107k
2024 · €45k
Debt ≤ 1 year
€60k
2024 · €45k
Debt > 1 year
€47k
2024 · €0
Income taxes
€133k
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€364k€720k
Fixed assets21/28€4k€69k
Tangible fixed assets22/27€4k€69k
Plant, machinery and equipment23€640€217
Furniture and vehicles24€4k€69k
Current assets29/58€360k€651k
Amounts receivable after more than one year29€197k€242k
Other amounts receivable291€197k€242k
Amounts receivable within one year40/41€35k€546
Trade receivables40€33k€0
Other amounts receivable41€3k€546
Current investments50/53-€50k
Cash at bank and in hand54/58€126k€354k
Deferred charges and accrued income490/1€917€4k
Equity and liabilities
Total equity and liabilities10/49€364k€720k
Equity10/15€318k€613k
Contributions10/11€6k€6k=
Reserves13€312k€607k
Tax-exempt reserves132€6k€6k=
Distributable reserves133€307k€601k
Amounts payable17/49€45k€107k
Amounts payable after more than one year17€0€47k
Financial debts170/4€0€47k
Amounts payable within one year42/48€45k€60k
Current portion of amounts payable after more than one year42€1k€17k
Trade debts44€6k€4k
Suppliers440/4€6k€4k
Taxes, remuneration and social security45€21k€39k
Taxes450/3€21k€39k
Other amounts payable47/48€17k€160
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€13k
Other operating charges640/8€2k€816
Gross operating margin9900€208k€433k
Operating profit (loss)9901€203k€419k
Financial income75/76B€6k€11k
Recurring financial income75€6k€11k
Financial charges65/66B€223€1k
Recurring financial charges65€223€1k
Profit (loss) for the period before taxes9903€209k€428k
Income taxes67/77€64k€133k
Profit (loss) for the period9904€145k€295k
Profit (loss) for the period to be appropriated9905€145k€295k
Appropriation of the result
Profit (loss) to be appropriated9906€145k€295k
Transfer to equity691/2€145k€295k
To other reserves6921€145k€295k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
15-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2019net €295k ▲103%
Operating result €419k, net result €295k, both a record.
30-06
Financial Equity above €500kEq €613k ▲92.5%
7 profitable years in a row build equity to €613k.
02-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Liquidity doublescurrent ratio 7.95
Current ratio from 3.59 to 7.95; short-term debt falls from €67k to €45k.
30-06
Financial Equity above €200kEq €318k ▲83.4%
6 profitable years in a row build equity to €318k.
04-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €150kEq €174k ▲141%
5 profitable years in a row build equity to €174k.
05-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet €10k ▼16.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2017
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Bergsebaan 62950 Kapellen
Ground area
522 m²
Building footprint
86 m²
Volume, LiDAR
682 m³
Parcel 11362M0495/00M003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CLOUD DOT
Oude Bergsebaan 6, 2950 KapellenFinancial service activities, except insurance and pension funding
since 20172.266.902.767
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11362M0495/00M003 Flanders 522 m² 1 · 86 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 32,800 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-06-2017
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.