CLOSSE CONSTRUCTION
ActiveThe computed 12-month bankruptcy probability of CLOSSE CONSTRUCTION is 1.7% (moderate). The 2025 annual accounts show equity of €36k and a net result of €33k. Its solvency ranks better than 18% of 27451 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability87
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.46; short-term debt: 59.3% and cash: 17.5% of total assets), and 84.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.6%
Return on assets
14.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€36k
Total assets
€229k
Net result
€33k
Working capital
€-73k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €229k
Fixed assets
€167k
Current assets
€63k
Equity and liabilities €229k
Equity
€36k
Debt
€194k
Debt finances 84.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€73k
Cash flow
€62k
Solvency
15.6%
Current ratio
0.46
Quick ratio
0.46
Debt / equity
5.41
ROE
91.6%
ROA
14.3%
Interest coverage
34.74
Debt
€194k
Debt ≤ 1 year
€136k
Debt > 1 year
€58k
Income taxes
€8k
Staff costs
€97k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€229k
Fixed assets21/28€167k
Tangible fixed assets22/27€167k
Plant, machinery and equipment23€15k
Furniture and vehicles24€152k
Current assets29/58€63k
Amounts receivable within one year40/41€17k
Trade receivables40€5k
Other amounts receivable41€12k
Cash at bank and in hand54/58€40k
Deferred charges and accrued income490/1€6k
Equity and liabilities
Total equity and liabilities10/49€229k
Equity10/15€36k
Contributions10/11€3k
Reserves13€33k
Distributable reserves133€33k
Amounts payable17/49€194k
Amounts payable after more than one year17€58k
Financial debts170/4€58k
Amounts payable within one year42/48€136k
Current portion of amounts payable after more than one year42€15k
Trade debts44€111k
Suppliers440/4€111k
Advances received on contracts in progress46€2k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Income statement
Code2025
Remuneration, social security and pensions62€97k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k
Other operating charges640/8€275
Gross operating margin9900€170k
Operating profit (loss)9901€43k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€41k
Income taxes67/77€8k
Profit (loss) for the period9904€33k
Profit (loss) for the period to be appropriated9905€33k
Appropriation of the result
Profit (loss) to be appropriated9906€33k
Transfer to equity691/2€33k
To other reserves6921€33k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
rue des Vergers,Mtz 45573 BeauraingGround area
1,807 m²
Building footprint
136 m²
Parcel 91086B0318/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CLOSSE CONSTRUCTION
since 20252.371.646.832
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91086B0318/00A000 | Wallonia | 1,807 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PREMIUM-PROJECT
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BE 0767.921.680
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DV-RENO
BE 0780.641.647
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Dakwerken Eddy Stroobant
BE 0840.915.071
Wetteren · Eq €36k
VOEGWERKEN & GEVELRENOVATIE VL-B
BE 0847.887.391
Beerse · Eq €36k
Of 11,140 companies in sector 43910 we hold annual accounts for 5,485. 4,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43429Specialised construction activities
43990Other specialised construction activities
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@closseconstruction.be
Phone:+32474960261