CLOSE MAINTENANCE
ActiveSummary
CLOSE MAINTENANCE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €31,616. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 44% of 2075 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-7
Solvency63▼-2
Growth73▲+1
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.99 in 2024; short-term debt: 40% and cash: 27.7% of total assets), but 61.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
22 d early
2023
24 d late
2022
23 d late
2021
19 d late
2020
30 d late
2019
39 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#9 employer in Namur, Construction sector
Turnover
€4.4m▲ 10.7%
2024 · €4.0m
EBIT margin
1.3%▼ 2.7pp
2024 · 4.1%
Net result
€31,616▼ 70.2%
2024 · €106,255
Working capital
€1.1m▲ 9.4%
2024 · €1.0m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€3.6m▲ 30.2%€3.6m▼ 0.6%€4.4m▲ 21.3%€4.0m▼ 8.6%€4.4m▲ 10.7%
Operating result€56,279▼ 75.8%€132,174▲ 135%€143,384▲ 8.5%€162,380▲ 13.2%€59,513▼ 63.3%
Net result€28,912within the sector's middle half▼ 82.8%€83,968within the sector's middle half▲ 190%€94,478within the sector's middle half▲ 12.5%€106,255within the sector's middle half▲ 12.5%€31,616within the sector's middle half▼ 70.2%
EBIT margin1.6%▼ 6.8pp3.7%▲ 2.1pp3.3%▼ 0.4pp4.1%▲ 0.8pp1.3%▼ 2.7pp
Equity€1.2mabove the sector's middle half▼ 9.3%€1.2mabove the sector's middle half▼ 1.4%€1.2mabove the sector's middle half▼ 0.5%€1.2mabove the sector's middle half▼ 1.2%€1.2mwithin the sector's middle half▲ 2.7%
Total assets€3.0mabove the sector's middle half▲ 34.5%€3.2mabove the sector's middle half▲ 5.4%€2.9mabove the sector's middle half▼ 9.3%€2.9mabove the sector's middle half=€3.1mwithin the sector's middle half▲ 6.8%
Debt€1.8m▲ 100%€2.0m▲ 10.2%€1.7m▼ 14.5%€1.7m▲ 0.9%€1.9m▲ 9.8%
Working capital€1.1mabove the sector's middle half▲ 94.1%€1.1mabove the sector's middle half▲ 3.6%€1.2mabove the sector's middle half▲ 5.6%€1.0mabove the sector's middle half▼ 14.7%€1.1mabove the sector's middle half▲ 9.4%
Solvency39.2%within the sector's middle half▼ 18.9pp36.7%within the sector's middle half▼ 2.5pp40.2%within the sector's middle half▲ 3.6pp39.8%within the sector's middle half▼ 0.5pp38.2%within the sector's middle half▼ 1.5pp
Current ratio2.11within the sector's middle half▲ 0.301.97within the sector's middle half▼ 0.142.37within the sector's middle half▲ 0.411.99within the sector's middle half▼ 0.391.91within the sector's middle half▼ 0.08
Return on assets (ROA)1.0%within the sector's middle half▼ 6.5pp2.6%within the sector's middle half▲ 1.7pp3.3%within the sector's middle half▲ 0.6pp3.7%within the sector's middle half▲ 0.4pp1.0%within the sector's middle half▼ 2.6pp
Staff (FTE)26above the sector's middle half▲ 19.8%31.8above the sector's middle half▲ 22.3%31.6above the sector's middle half▼ 0.6%33above the sector's middle half▲ 4.4%31.3above the sector's middle half▼ 5.2%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.1m
Fixed assets
€733,901 ▼ 11.4%
Current assets
€2.4m ▲ 14.1%
Equity and liabilities €3.1m
Equity
€1.2m ▲ 2.7%
Provisions
€34,937 ▼ 4.7%
Debt
€1.9m ▲ 9.8%
Debt's share of the balance-sheet total rises from 59.0% to 60.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€154,630▼
2024 · €268,376
Cash flow
€126,732▼
2024 · €212,251
Quick ratio
1.73▼
2024 · 1.78
Debt to equity
1.59▲
2024 · 1.48
ROE
2.7%▼
2024 · 9.2%
Interest coverage
27.09▼
2024 · 45.89
Debt ≤ 1 year
€1.2m▲
2024 · €1.0m
Debt > 1 year
€379,167▼
2024 · €437,500
Income taxes
€24,943▼
2024 · €49,904
Staff costs
€2.0m▲
2024 · €1.9m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €3.6m | €3.6m | €4.4m | €4.0m | €4.5m | ▲ 10.5% |
| Turnover70 | €3.6m | €3.6m | €4.4m | €4.0m | €4.4m | ▲ 10.7% |
| Other operating income74 | €19,239 | €27,893 | €64,145 | €40,720 | €37,120 | ▼ 8.8% |
| Operating charges60/66A | €3.6m | €3.5m | €4.3m | €3.9m | €4.4m | ▲ 13.6% |
| Goods for resale, raw materials and consumables60 | €1.7m | €1.1m | €1.7m | €1.4m | €1.7m | ▲ 25.4% |
| Purchases600/8 | €1.7m | €1.1m | €1.7m | €1.4m | €1.7m | ▲ 26.0% |
| Change in stocks: decrease (increase)609 | -€26,415 | -€23,441 | -€11,283 | €1,108 | -€6,385 | ▼ 676% |
| Services and other goods61 | €588,882 | €576,687 | €636,029 | €497,732 | €591,197 | ▲ 18.8% |
| Remuneration, social security and pensions62 | €1.2m | €1.7m | €1.8m | €1.9m | €2.0m | ▲ 5.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €118,120 | €123,010 | €109,537 | €105,996 | €95,116 | ▼ 10.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €4,333 | -€555 | -€313 | ▲ 43.5% |
| Other operating charges640/8 | €18,517 | €13,138 | €13,211 | €16,632 | €22,735 | ▲ 36.7% |
| Operating charges capitalised as restructuring costs649 | - | €0 | - | - | - | - |
| Non-recurring operating charges66A | - | - | - | €278 | - | - |
| Operating profit (loss)9901 | €56,279 | €132,174 | €143,384 | €162,380 | €59,513 | ▼ 63.3% |
| Financial income75/76B | €0 | - | €2,124 | €1,030 | €3,066 | ▲ 198% |
| Recurring financial income75 | €0 | - | €2,124 | €1,030 | €3,066 | ▲ 198% |
| Income from financial fixed assets750 | €0 | - | - | - | - | - |
| Income from current assets751 | - | - | €0 | - | - | - |
| Other financial income752/9 | - | - | €2,123 | €1,030 | €3,066 | ▲ 198% |
| Financial charges65/66B | €9,745 | €9,412 | €8,390 | €9,235 | €7,751 | ▼ 16.1% |
| Recurring financial charges65 | €9,745 | €9,412 | €8,390 | €9,235 | €7,751 | ▼ 16.1% |
| Debt charges650 | €4,110 | €7,247 | €6,375 | €5,848 | €5,708 | ▼ 2.4% |
| Other financial charges652/9 | €5,635 | €2,165 | €2,015 | €3,388 | €2,043 | ▼ 39.7% |
| Profit (loss) for the period before taxes9903 | €46,534 | €122,762 | €137,118 | €154,174 | €54,829 | ▼ 64.4% |
| Transfer from deferred taxes780 | €1,750 | €2,713 | €2,105 | €1,985 | €1,730 | ▼ 12.9% |
| Income taxes67/77 | €19,372 | €41,507 | €44,745 | €49,904 | €24,943 | ▼ 50.0% |
| Taxes670/3 | €19,372 | €41,507 | €44,745 | €49,904 | €24,943 | ▼ 50.0% |
| Profit (loss) for the period9904 | €28,912 | €83,968 | €94,478 | €106,255 | €31,616 | ▼ 70.2% |
| Transfer from tax-exempt reserves789 | €5,250 | €8,138 | €6,316 | €5,954 | €5,189 | ▼ 12.9% |
| Profit (loss) for the period to be appropriated9905 | €34,162 | €92,106 | €100,794 | €112,209 | €36,805 | ▼ 67.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.0m | €3.2m | €2.9m | €2.9m | €3.1m | ▲ 6.8% |
| Fixed assets21/28 | €936,586 | €874,518 | €819,228 | €827,967 | €733,901 | ▼ 11.4% |
| Intangible fixed assets21 | - | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €936,586 | €874,518 | €819,228 | €827,967 | €733,901 | ▼ 11.4% |
| Land and buildings22 | €747,774 | €716,411 | €685,164 | €653,999 | €622,835 | ▼ 4.8% |
| Plant, machinery and equipment23 | €858 | €0 | €1,139 | €742 | €346 | ▼ 53.4% |
| Furniture and vehicles24 | €187,954 | €158,107 | €132,926 | €173,225 | €110,720 | ▼ 36.1% |
| Current assets29/58 | €2.1m | €2.3m | €2.1m | €2.1m | €2.4m | ▲ 14.1% |
| Stocks and contracts in progress3 | €175,935 | €199,376 | €210,659 | €209,551 | €215,936 | ▲ 3.0% |
| Stocks30/36 | €175,935 | €199,376 | €210,659 | €209,551 | €215,936 | ▲ 3.0% |
| Goods purchased for resale34 | €175,935 | €199,376 | €210,659 | €209,551 | €215,936 | ▲ 3.0% |
| Amounts receivable within one year40/41 | €1.0m | €981,550 | €622,933 | €885,084 | €1.3m | ▲ 42.9% |
| Trade receivables40 | €1.0m | €960,202 | €622,933 | €872,489 | €1.3m | ▲ 43.6% |
| Other amounts receivable41 | €15,885 | €21,348 | - | €12,596 | €12,326 | ▼ 2.1% |
| Current investments50/53 | - | €0 | - | €0 | - | - |
| Other investments51/53 | - | €0 | - | €0 | - | - |
| Cash at bank and in hand54/58 | €858,959 | €1.1m | €1.2m | €938,702 | €858,397 | ▼ 8.6% |
| Deferred charges and accrued income490/1 | €15,143 | €26,891 | €35,202 | €34,905 | €21,139 | ▼ 39.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.0m | €3.2m | €2.9m | €2.9m | €3.1m | ▲ 6.8% |
| Equity10/15 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 2.7% |
| Contributions10/11 | €421,419 | €421,419 | €421,419 | €421,419 | €421,419 | = |
| Capital10 | €421,419 | €421,419 | €421,419 | €421,419 | €421,419 | = |
| Issued capital100 | €421,419 | €421,419 | €421,419 | €421,419 | €421,419 | = |
| Reserves13 | €722,549 | €714,411 | €708,095 | €702,141 | €696,952 | ▼ 0.7% |
| Non-distributable reserves130/1 | €42,142 | €42,142 | €42,142 | €42,142 | €42,142 | = |
| Legal reserve130 | €42,142 | €42,142 | €42,142 | €42,142 | €42,142 | = |
| Tax-exempt reserves132 | €130,408 | €122,269 | €115,953 | €109,999 | €104,810 | ▼ 4.7% |
| Distributable reserves133 | €550,000 | €550,000 | €550,000 | €550,000 | €550,000 | = |
| Profit (loss) carried forward14 | €42,987 | €35,092 | €35,886 | €28,095 | €64,900 | ▲ 131% |
| Provisions and deferred taxes16 | €43,469 | €40,756 | €38,651 | €36,666 | €34,937 | ▼ 4.7% |
| Deferred taxes168 | €43,469 | €40,756 | €38,651 | €36,666 | €34,937 | ▼ 4.7% |
| Amounts payable17/49 | €1.8m | €2.0m | €1.7m | €1.7m | €1.9m | ▲ 9.8% |
| Amounts payable after more than one year17 | €612,500 | €554,167 | €495,833 | €437,500 | €379,167 | ▼ 13.3% |
| Financial debts170/4 | €612,500 | €554,167 | €495,833 | €437,500 | €379,167 | ▼ 13.3% |
| Credit institutions173 | €612,500 | €554,167 | €495,833 | €437,500 | €379,167 | ▼ 13.3% |
| Amounts payable within one year42/48 | €992,321 | €1.2m | €875,045 | €1.0m | €1.2m | ▲ 18.8% |
| Current portion of amounts payable after more than one year42 | €58,333 | €58,333 | €58,333 | €58,333 | €58,333 | = |
| Financial debts43 | - | €2,170 | - | - | - | - |
| Credit institutions430/8 | - | €2,170 | - | - | - | - |
| Trade debts44 | €703,964 | €651,731 | €442,676 | €519,136 | €948,672 | ▲ 82.7% |
| Suppliers440/4 | €703,964 | €651,731 | €442,676 | €519,136 | €948,672 | ▲ 82.7% |
| Taxes, remuneration and social security45 | €32,114 | €216,135 | €254,358 | €224,740 | €196,371 | ▼ 12.6% |
| Taxes450/3 | €19,372 | €67,524 | €115,890 | €103,720 | €62,737 | ▼ 39.5% |
| Remuneration and social security454/9 | €12,741 | €148,612 | €138,468 | €121,019 | €133,634 | ▲ 10.4% |
| Other amounts payable47/48 | €197,909 | €250,737 | €119,677 | €239,587 | €34,428 | ▼ 85.6% |
| Accrued charges and deferred income492/3 | €193,233 | €247,985 | €322,418 | €228,593 | €259,036 | ▲ 13.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,912 | €83,968 | €94,478 | €106,255 | €31,616 | ▼ 70.2% |
| + Depreciation and write-downs630 | €118,120 | €123,010 | €109,537 | €105,996 | €95,116 | ▼ 10.3% |
| Operating cash flow (approximation) | €147,032 | €206,977 | €204,014 | €212,251 | €126,732 | ▼ 40.3% |
| Investment in fixed assets (approximation) | - | -€60,942 | -€54,247 | -€114,735 | -€1,050 | ▲ 99.1% |
| Change in cash | - | €251,644 | €98,722 | -€270,623 | -€80,305 | ▲ 70.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Resignation: Close Techniques SA (director)Permanent representative: Odile CLOSE4 facts ▸
State Gazette act
Resignation: Close Techniques SA (director)
Permanent representative: Odile CLOSE4 facts ▸
- General meeting, 26-06-2026
- Director resignation, Close Techniques SA (director)
- Permanent representative, Odile CLOSE (permanent representative)
- Director in office, Odile CLOSE (administrateur, représentée par odile close, représentante permanente)
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 24 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 23 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €168,027 ▲99.5%
Operating result €232,677, net result €168,027, both a record.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 39 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 25 acts read
About the unread acts
Of the 25 Belgian State Gazette acts we know for this company, 1 has been read. The other 24 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
24 of this company's 25 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1995
Ground area
4,353 m²
Building footprint
610 m²
Volume, LiDAR
2,414 m³
Parcel 92120F0021/00W002, Wallonia · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CONFORT THERMO TECHNIQUE
since 19952.074.205.636
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92120F0021/00W002 | Wallonia | 4,353 m² | 1 · 610 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Close Techniques SA |
|
Structure & network
Owners and holdings
1 ownerChain of control
- Close Techniques
- CLOSE MAINTENANCE
Highest known parent: Close Techniques. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2025 list no holdings, and no other source names one.
According to the 2025 annual accounts of CLOSE MAINTENANCE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Recognised contractor
4 categoriesCLOSE MAINTENANCE SA26604
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Identification & contact
Identification
Legal formPublic limited company
Founded12-09-1995
Fiscal year end31-12
Trade name FR
Confort Thermo Technique, CTT, Tytgat, Maison Confort Renovation, MCR
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
28250Manufacture of machinery and equipment not elsewhere classified
43211General electrical installation work
43221Plumbing work
43230Insulation installation
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455945926
Also
9925:BE0455945926
Registered
19-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.