Skip to content

CLK PRO

Active
Private limited companyfounded 20242 yrs activeAcacialaan 10, 1853 Grimbergen, BelgiumKBO/BCE: BE 1005.100.439
Summary

The computed 12-month bankruptcy probability of CLK PRO is 3.0% (moderate). The 2025 annual accounts show equity of €2,603 and a net result of -€1,523. Its solvency ranks better than 29% of 7564 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability1▼-4
Solvency49▼-28
Growth32
Track record82
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.23 against 1.72 in 2024; short-term debt: 76.3% and cash: 71.2% of total assets), and 76.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.7%
Return on assets
-13.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-03-2026, 139 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
139 d early
2024
144 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 142 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CLK PRO was incorporated on 23 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€2,603▼ 36.9%
2024 · €4,126
Total assets
€10,964▲ 38.1%
2024 · €7,937
Net result
-€1,523▼ 74.2%
2024 · -€874
Working capital
€1,913▼ 30.3%
2024 · €2,747
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€683--€1,371▼ 101%
Net result-€874below the sector's middle half--€1,523below the sector's middle half▼ 74.2%
Equity€4,126below the sector's middle half-€2,603below the sector's middle half▼ 36.9%
Total assets€7,937below the sector's middle half-€10,964below the sector's middle half▲ 38.1%
Debt€3,812-€8,361▲ 119%
Working capital€2,747-€1,913▼ 30.3%
Solvency52.0%within the sector's middle half-23.7%within the sector's middle half▼ 28.2pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,500-€1,000-€500€0Operating result 2024: -€683-€683Net result 2024: -€874-€874Operating result 2025: -€1,371-€1,371Net result 2025: -€1,523-€1,52320242025-€2,000-€1,500-€1,000-€500€0Operating result 2024: -€683-€683Net result 2024: -€874-€874Operating result 2025: -€1,371-€1,370Net result 2025: -€1,523-€1,52020242025
The operating result stays negative: a loss of €1,371 in 2025 against €683 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,964
Fixed assets €689 ▼ 50.0%
Current assets €10,275 ▲ 56.7%
Equity and liabilities €10,964
Equity €2,603 ▼ 36.9%
Debt €8,361 ▲ 119%
Debt's share of the balance-sheet total rises from 48.0% to 76.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€682▼
2024 · -€195
Cash flow
-€834▼
2024 · -€386
Current ratio
1.23▼
2024 · 1.72
Quick ratio
1.03▼
2024 · 1.72
Debt to equity
3.21▲
2024 · 0.92
ROE
-58.5%▼
2024 · -21.2%
ROA
-13.9%▼
2024 · -11.0%
Interest coverage
-4.49▼
2024 · -1.02
Debt ≤ 1 year
€8,361▲
2024 · €3,812
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,207 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
4.2% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€7,937€10,964▲
Fixed assets21/28€1,379€689▼
Tangible fixed assets22/27€1,379€689▼
Furniture and vehicles24€1,379€689▼
Current assets29/58€6,559€10,275▲
Stocks and contracts in progress3-€1,652
Stocks30/36-€1,652
Amounts receivable within one year40/41€162€813▲
Other amounts receivable41€162€813▲
Cash at bank and in hand54/58€6,397€7,810▲
Equity and liabilities
Total equity and liabilities10/49€7,937€10,964▲
Equity10/15€4,126€2,603▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€874-€2,397▼
Amounts payable17/49€3,812€8,361▲
Amounts payable within one year42/48€3,812€8,361▲
Trade debts44-€483
Suppliers440/4-€483
Advances received on contracts in progress46-€1,564
Other amounts payable47/48€3,812€6,315▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€488€689▲
Gross operating margin9900-€195-€682▼
Operating profit (loss)9901-€683-€1,371▼
Financial charges65/66B€191€152▼
Recurring financial charges65€191€152▼
Profit (loss) for the period before taxes9903-€874-€1,523▼
Profit (loss) for the period9904-€874-€1,523▼
Profit (loss) for the period to be appropriated9905-€874-€1,523▼
Appropriation of the result
Profit (loss) to be appropriated9906-€874-€2,397▼
Profit (loss) brought forward from the previous period14P--€874

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€488€689▲ 41.3%
Gross operating margin9900-€195-€682▼ 250%
Operating profit (loss)9901-€683-€1,371▼ 101%
Financial charges65/66B€191€152▼ 20.7%
Recurring financial charges65€191€152▼ 20.7%
Profit (loss) for the period before taxes9903-€874-€1,523▼ 74.2%
Profit (loss) for the period9904-€874-€1,523▼ 74.2%
Profit (loss) for the period to be appropriated9905-€874-€1,523▼ 74.2%
Line20242025Change
Assets
Total assets20/58€7,937€10,964▲ 38.1%
Fixed assets21/28€1,379€689▼ 50.0%
Tangible fixed assets22/27€1,379€689▼ 50.0%
Furniture and vehicles24€1,379€689▼ 50.0%
Current assets29/58€6,559€10,275▲ 56.7%
Stocks and contracts in progress3-€1,652-
Stocks30/36-€1,652-
Amounts receivable within one year40/41€162€813▲ 403%
Other amounts receivable41€162€813▲ 403%
Cash at bank and in hand54/58€6,397€7,810▲ 22.1%
Equity and liabilities
Total equity and liabilities10/49€7,937€10,964▲ 38.1%
Equity10/15€4,126€2,603▼ 36.9%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€874-€2,397▼ 174%
Amounts payable17/49€3,812€8,361▲ 119%
Amounts payable within one year42/48€3,812€8,361▲ 119%
Trade debts44-€483-
Suppliers440/4-€483-
Advances received on contracts in progress46-€1,564-
Other amounts payable47/48€3,812€6,315▲ 65.7%
Line20242025Change
Profit (loss) for the period9904-€874-€1,523▼ 74.2%
+ Depreciation and write-downs630€488€689▲ 41.3%
Operating cash flow (approximation)-€386-€834▼ 116%
Investment in fixed assets (approximation)-€0-
Change in cash-€1,413-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
09-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
126 m²
Building footprint
126 m²
Volume, LiDAR
827 m³
Parcel 23084A0580/00Y000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLK PRO
Acacialaan 10, 1853 GrimbergenSpecialised construction activities
since 20242.356.654.689
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0580/00Y000 Flanders 126 m² 1 · 126 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 4,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005100439
Also 9925:BE1005100439
Registered 16-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.