Climate Governance
ActiveClimate Governance has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €15k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+72
Solvency100=
Growth82▲+14
Track record94
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
short-term debt: 0.6% and cash: 70.6% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
43.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
51 d early
2024
121 d early
2023
119 d early
2022
97 d early
2021
142 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€94k▼ 20.2%
2024 · €118k
2022: €59k
2024: €118k
2022 → 2025
EBIT margin
16.6%▲ 17.1pp
2024 · -0.5%
2022: 4.6%
2024: -0.5%
2022 → 2025
Net result
€15k
2024 · €-944
2021: €10k
2022: €3k
2023: €8k
2024: €-944
2021 → 2025
Working capital
€35k▼ 13.4%
2023 · €40k
2021: €10k
2022: €20k
2023: €40k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€59k€118k€94k▼ 20.2%
Equity€10k-€13k▲ 26.2%€20k▲ 59.9%€19k▼ 4.6%€35k▲ 78.8%
Operating result€10k-€3k▼ 73.3%€8k▲ 196%€-623€16k
Net result€10k-€3k▼ 73.8%€8k▲ 189%€-944€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €623 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €35k
Equity
€35k▲ 78.8%
Debt
€200▼ 95.2%
The debt ratio falls from 17.8% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.4%▲
2024 · 82.2%
Debt / equity
0.01▼
2024 · 0.22
ROE
44.1%▲
2024 · -4.9%
ROA
43.8%▲
2024 · -4.0%
Debt
€200▼
2024 · €4k
Debt ≤ 1 year
€200
A ratio outside any meaningful range has been withheld (balance sheet total €35k, equity €35k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€35k▲
Current assets29/58€24k€35k▲
Amounts receivable within one year40/41€13k€10k▼
Trade receivables40€10k€6k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€11k€25k▲
Equity and liabilities
Total equity and liabilities10/49€24k€35k▲
Equity10/15€19k€35k▲
Profit (loss) carried forward14€19k€35k▲
Amounts payable17/49€4k€200▼
Amounts payable within one year42/48-€200
Trade debts44-€200
Suppliers440/4-€200
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Turnover70€118k€94k▼
Goods, raw materials, services and sundry goods60/61€151k€105k▼
Other operating charges640/8€160€80▼
Gross operating margin9900€-463€16k▲
Operating profit (loss)9901€-623€16k▲
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€321€378▲
Recurring financial charges65€321€378▲
Profit (loss) for the period before taxes9903€-944€15k▲
Profit (loss) for the period9904€-944€15k▲
Profit (loss) for the period to be appropriated9905€-944€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€35k▲
Profit (loss) brought forward from the previous period14P€20k€19k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-944 ▼112%
Net result drops to €-944, the lowest in the series; recovery starts the following year.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-05-2025
Cédric Brusselmans: Resigned as Director
23-05-2025
Saskia Schatteman: Resigned as Director
23-05-2025
Sonali Chandmal: Resigned as Director
06-06-2024
de VET Arnoud: Resigned as Director
06-06-2024
PANSAERS Xavier: Resigned as Director
06-06-2024
PANSERS Xavier: Resigned as Director
06-06-2024
PITTIE Marc: Resigned as Director
23-01-2022
Philippe Stas: Resigned as Director
Location & real-estate footprint
Registered office, Schaarbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerselarenlaan 241030 SchaarbeekGround area
159 m²
Building footprint
79 m²
Volume, LiDAR
1,130 m³
Parcel 21911C0139/00E005, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0139/00E005 | Brussels | 159 m² | 1 · 79 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
11 connected companiesNetwork connections
Shared address
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Show 7 more network connections
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 989 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded19-03-2021
Fiscal year end31-12
Abbreviation FR
CG
Abbreviation NL
CG
Activities, NACEBEL
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.chapterzerobrussels.eu
E-mail:info@chapterzerobrussels.eu