CLIMA SERVICE
ActiveThe computed 12-month bankruptcy probability of CLIMA SERVICE is 2.2% (moderate). The 2025 annual accounts show equity of €85k and a net result of €419. Its solvency ranks better than 52% of 27446 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-98
Solvency87▲+13
Growth52
Stability82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 1.69 against 1.41 in 2024), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 0.5%
2024 · €84k
2024: €84k
2024 → 2025
Total assets
€174k▼ 11.7%
2024 · €197k
2024: €197k
2024 → 2025
Net result
€419▼ 99.5%
2024 · €80k
2024: €80k
2024 → 2025
Working capital
€38k▲ 40.5%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€84k-€85k▲ 0.5%
Operating result€110k-€4k▼ 96.3%
Net result€80k-€419▼ 99.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€80k▼ 22.6%
Current assets
€94k▲ 0.3%
Equity and liabilities €174k
Equity
€85k▲ 0.5%
Debt
€90k▼ 20.8%
The debt ratio falls from 57.4% to 51.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▼
2024 · €124k
Cash flow
€24k▼
2024 · €95k
Solvency
48.5%▲
2024 · 42.6%
Current ratio
1.69▲
2024 · 1.41
Quick ratio
1.48▲
2024 · 1.33
Debt / equity
1.06▼
2024 · 1.34
ROE
0.5%▼
2024 · 95.1%
ROA
0.2%▼
2024 · 40.5%
Interest coverage
11.05▼
2024 · 62.26
Debt
€90k▼
2024 · €113k
Debt ≤ 1 year
€55k▼
2024 · €66k
Debt > 1 year
€34k▼
2024 · €47k
Income taxes
€1k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€174k▼
Fixed assets21/28€104k€80k▼
Intangible fixed assets21€912€812▼
Tangible fixed assets22/27€103k€79k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€87k€67k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€94k€94k▲
Stocks and contracts in progress3€5k€12k▲
Stocks30/36€5k€12k▲
Amounts receivable within one year40/41€45k€28k▼
Trade receivables40€44k€20k▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€43k€53k▲
Deferred charges and accrued income490/1€119€421▲
Equity and liabilities
Total equity and liabilities10/49€197k€174k▼
Equity10/15€84k€85k▲
Contributions10/11€5k€5k=
Reserves13€79k€80k▲
Distributable reserves133€79k€80k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€113k€90k▼
Amounts payable after more than one year17€47k€34k▼
Financial debts170/4€47k€34k▼
Amounts payable within one year42/48€66k€55k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€9k€12k▲
Suppliers440/4€9k€12k▲
Taxes, remuneration and social security45€30k€30k▼
Taxes450/3€29k€30k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€15k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€23k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€126k€28k▼
Operating profit (loss)9901€110k€4k▼
Financial income75/76B€1€4▲
Recurring financial income75€1€4▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€108k€2k▼
Income taxes67/77€28k€1k▼
Profit (loss) for the period9904€80k€419▼
Profit (loss) for the period to be appropriated9905€80k€419▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€419▼
Transfer to equity691/2€79k€419▼
To other reserves6921€79k€419▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderheerenlaan 1F8760 TieltGround area
6,887 m²
Building footprint
1,973 m²
Volume, LiDAR
4,251 m³
Parcel 37322B0743/00E000, Flanders · tallest building 20.8 m. Linked by address, not a title deed.
1 establishment unit
CLIMA SERVICE
since 20242.357.966.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322B0743/00E000 | Flanders | 6,887 m² | 1 · 1,973 m² | 20.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488533AGZ3XW63ME410
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,326. 8,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2024
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.