Financials
- Fiscal year
- 2025
- Total assets
- €192,828
- Profit
- €23,214
- Solvency
- 13.6%
F & F Elec
ActiveSummary
F & F Elec has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,214 and a net result of €23,214. Its solvency ranks better than 13% of 374 sector peers (NACE 42, fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Construction of utility projects for electricity and telecommunications
NACE 42220General electrical installation work NACE 43211
1 site
Size
€192,828total assets 2025
- Equity
- €26,214
- Profit
- €23,214
Structure
Accounts 1 day early0 of 1 deed read
Why 66- Founded in 2023- Equity €26,214 (13.6% of total assets)- Sector Civil engineering (NACE 42)+ Liquidity: current ratio 1.13, cash €67,662Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 41% of its sector peers (NACE 42, micro)
Financial strength
Average
Solvency
39
equity 13.6% of total assets
Liquidity
46
short-term debt 86.4% · cash 35.1%
Profitability
84
return on assets 12.0%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.8%
12-2024: 2.3%▲ +0.5 percentage points vs 11-2024
01-2025: 2.3%● unchanged vs 12-2024
02-2025: 2.5%▲ +0.2 percentage points vs 01-2025
03-2025: 2.8%▲ +0.3 percentage points vs 02-2025
04-2025: 2.8%● unchanged vs 03-2025
05-2025: 2.7%▼ -0.1 percentage points vs 04-2025
06-2025: 2.7%● unchanged vs 05-2025
07-2025: 2.9%▲ +0.2 percentage points vs 06-2025
08-2025: 3.1%▲ +0.2 percentage points vs 07-2025
09-2025: 3.1%● unchanged vs 08-2025highest value
10-2025: 3.1%● unchanged vs 09-2025highest value
11-2025: 3.1%● unchanged vs 10-2025highest value
12-2025: 3.1%● unchanged vs 11-2025highest value
01-2026: 3.1%● unchanged vs 12-2025highest value
02-2026: 3.1%● unchanged vs 01-2026highest value
03-2026: 1.0%▼ -2.1 percentage points vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026lowest value
08-2026: 1.0%● unchanged vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.1%▲ +0.1 percentage points vs 09-2026
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.13; short-term debt: 86.4% and cash: 35.1% of total assets), and 86.4% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 18% on solvency, 41% on liquidity and 64% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 374 sector peers (2025).
NBB · sector comparisonPosition among 374 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · full…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of utility projects for electricity and telecommunicationsNACE 42220
- Founded
- 14-08-2023
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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