Financials
- Fiscal year
- 2025
- Total assets
- €192,828
- Profit
- €23,214
- Solvency
- 13.6%
F & F Elec
ActiveSummary
F & F Elec has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,214 and a net result of €23,214. Its solvency ranks better than 13% of 374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Construction of utility projects for electricity and telecommunications
NACE 42220General electrical installation work NACE 43211
1 site
Size
€192,828total assets 2025
- Equity
- €26,214
- Profit
- €23,214
Structure
Accounts 1 d early0 of 1 deed read
Why 66- Founded in 2023- Equity €26,214 (13.6% of total assets)- Sector Civil engineering (NACE 42)+ Liquidity: current ratio 1.13, cash €67,662Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 41% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
39
equity 13.6% of total assets
Liquidity
46
short-term debt 86.4% · cash 35.1%
Profitability
84
return on assets 12.0%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.8%
12-2024: 2.3%▲ +23.0% vs 11-2024
01-2025: 2.3%▲ +0.4% vs 12-2024
02-2025: 2.5%▲ +10.4% vs 01-2025
03-2025: 2.8%▲ +10.5% vs 02-2025
04-2025: 2.8%● 0.0% vs 03-2025
05-2025: 2.7%▼ -1.4% vs 04-2025
06-2025: 2.7%▼ -1.1% vs 05-2025
07-2025: 2.9%▲ +8.8% vs 06-2025
08-2025: 3.1%▲ +4.2% vs 07-2025
09-2025: 3.1%▲ +1.1% vs 08-2025highest value
10-2025: 3.1%● 0.0% vs 09-2025highest value
11-2025: 3.1%● 0.0% vs 10-2025highest value
12-2025: 3.1%● 0.0% vs 11-2025highest value
01-2026: 3.1%● 0.0% vs 12-2025highest value
02-2026: 3.1%● 0.0% vs 01-2026highest value
03-2026: 1.0%▼ -67.7% vs 02-2026
04-2026: 1.0%▼ -1.5% vs 03-2026
05-2026: 1.0%▼ -1.5% vs 04-2026
06-2026: 1.0%● 0.0% vs 05-2026
07-2026: 1.0%▼ -2.3% vs 06-2026lowest value
08-2026: 1.0%● 0.0% vs 07-2026lowest value
09-2026: 1.0%● 0.0% vs 08-2026lowest value
10-2026: 1.1%▲ +10.3% vs 09-2026
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 1.13, cash €67,662 lowers the probability
- Equity €26,214 (13.6% of total assets) raises the probability
- Sector Civil engineering (NACE 42) raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.13; short-term debt: 86.4% and cash: 35.1% of total assets), and 86.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 18%, liquidity 42%, profitability 64%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 374 sector peers (2025).
NBB · sector comparisonPosition among 374 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · full…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-01-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of utility projects for electricity and telecommunicationsNACE 42220
- Founded
- 14-08-2023
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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