CLICOTE

Active

Private limited companyfounded 201511 yrs activeRue de Milmort 690, 4040 Herstal, BelgiumKBO/BCE: BE 0628.733.016

Summary

CLICOTE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

44 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability44▼-8

Solvency29▲+2

Growth32=

Track record100

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days only on tighter terms

Liquidity tight (current ratio 1.05 against 1.02 in 2024; short-term debt: 95.6% and cash: 5.4% of total assets), and 96% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

2.5%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 10359 sector peers (2025).

NBB · sector comparison

Position among 10359 sector peers

Solvency

better than 15%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

24 d late

2024

28 d late

2023

12 d early

2022

14 d early

2021

26 d early

2020

22 d early

2019

24 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€26k▼ 54.9%

2024 · €58k

2018: €78k 2019: €47k 2020: €28k 2021: €-63k 2022: €-198k 2023: €-109k 2024: €58k

2018 → 2025

Working capital

€45k▲ 135%

2024 · €19k

2018: €248k 2019: €298k 2020: €327k 2021: €267k 2022: €117k 2023: €-33k 2024: €19k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€264k-€66k▼ 74.9%€-43k€15k€42k▲ 169%

Operating result€-63k-€-197k▼ 215%€-110k▲ 44.1%€58k€26k▼ 54.7%

Net result€-63k-€-198k▼ 215%€-109k▲ 45.0%€58k€26k▼ 54.9%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 55% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €1.04M

96.0%

Equity €42k ▲ 169%

Debt €995k ▼ 1.7%

Debt's share of the balance-sheet total falls from 98.5% to 96.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Current ratio

1.05▲

2024 · 1.02

Quick ratio

1.01▲

2024 · 0.95

Debt to equity

23.94▼

2024 · 65.61

ROE

62.9%▼

2024 · 375.9%

ROA

2.5%▼

2024 · 5.6%

Debt ≤ 1 year

€991k▼

2024 · €1.01M

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines

Balance sheet Code20242025

Assets

Total assets20/58€1.03M€1.04M▲

Formation expenses20€0€0=

Fixed assets21/28€0€0=

Intangible fixed assets21€0€0=

Tangible fixed assets22/27€0€0=

Furniture and vehicles24€0€0=

Current assets29/58€1.03M€1.04M▲

Stocks and contracts in progress3€73k€33k▼

Stocks30/36€73k€33k▼

Amounts receivable within one year40/41€786k€948k▲

Trade receivables40€784k€925k▲

Other amounts receivable41€2k€23k▲

Cash at bank and in hand54/58€168k€56k▼

Equity and liabilities

Total equity and liabilities10/49€1.03M€1.04M▲

Equity10/15€15k€42k▲

Contributions10/11€150k€150k=

Reserves13€65k€65k=

Non-distributable reserves130/1€15k€15k=

Reserves not available under the articles1311€15k€15k=

Distributable reserves133€50k€50k=

Profit (loss) carried forward14€-200k€-173k▲

Amounts payable17/49€1.01M€995k▼

Amounts payable within one year42/48€1.01M€991k▼

Trade debts44€827k€988k▲

Suppliers440/4€827k€988k▲

Advances received on contracts in progress46€180k€444▼

Taxes, remuneration and social security45€994€3k▲

Taxes450/3€994€3k▲

Accrued charges and deferred income492/3€4k€4k=

Income statement Code20242025

Non-recurring operating income76A-€8

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€70k▲

Other operating charges640/8€3k€9k▲

Gross operating margin9900€64k€106k▲

Operating profit (loss)9901€58k€26k▼

Financial income75/76B-€3

Recurring financial income75-€3

Financial charges65/66B€315€276▼

Recurring financial charges65€315€276▼

Profit (loss) for the period before taxes9903€58k€26k▼

Profit (loss) for the period9904€58k€26k▼

Profit (loss) for the period to be appropriated9905€58k€26k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-200k€-173k▲

Profit (loss) brought forward from the previous period14P€-258k€-200k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 2Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-09

State Gazette act Appointments: Simon Lepage (director and chair) and Corrado Lecrond (director)

Reappointment: Jean-Baptiste Verjans (managing director)4 facts ▸

General meeting, 30-06-2026
Director appointment, Simon Lepage (director and chair)
Director appointment, Corrado Lecrond (director)
Director reappointment, Jean-Baptiste Verjans (managing director)

24-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 24 days late

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 28 days late

2024

31-12

Financial Back to profitnet €58k

Net result €58k after 3 loss-making years.

19-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

17-07

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

31-12

Financial Weakest financial yearnet €-198k

Net result drops to €-198k, the lowest in the series; recovery starts the following year.

05-07

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

09-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

07-07

NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

11-06

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

19-06

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

26-04

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

under verification, no change since 2026

This board is reconstructed from a single act (26119303). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Corrado Lecrond

Director · since 30-06-2026

Current

Jean-Baptiste Verjans

Managing director · since 30-06-2026

Current

Simon Lepage

Director and chair · since 30-06-2026

Current

30-06-2026 Corrado Lecrond: Appointed as Director

30-06-2026 Jean-Baptiste Verjans: Mandate renewed as Managing director

30-06-2026 Simon Lepage: Appointed as Director and chair

Location & real-estate footprint

Registered office, Herstal

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Milmort 6904040 Herstal

Ground area

5,508 m²

Building footprint

341 m²

Volume, LiDAR

2,244 m³

Parcel 62312A0044/00R000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62312A0044/00R000	Wallonia	5,507 m²	1 · 341 m²	8.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

GMS TEX

BE 0786.266.063

Sint-Joost-ten-Node · Eq €42,365

Antwerpen · Eq €42,682

MOZE Vintage Store

BE 1022.341.891

Verlaine · Eq €38,245

Of 949 companies in sector 47792 we hold annual accounts for 184. 128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-04-2015

Fiscal year end31-12

Activities, NACEBEL 2025

47792Retail sale of second-hand clothing

Sources

Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.