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NOUR-CHAAM

Active
Private limited companyfounded 2014active for 12 yearsWaterlose Steenweg 138, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0563.906.332
Summary

NOUR-CHAAM has been active since 2014 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €117,834 and a net result of -€134. Equity is growing by about 59% per year across the filed financial years. Its solvency ranks better than 33% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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NOUR-CHAAMActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of second-hand clothing
NACE 47792Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€817,967total assets 2025
Equity
€117,834
Loss
-€134
Turnover not published (micro format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts filed 48 days late1 of 4 deeds read
Why 64raises riskLatest accounts 48 days late; 3 of the last 3 lateEx-officio strike-off in the KBOlowers riskSize: total assets €817,967Founded in 2014Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 30% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-16
equity 14.4% of total assets
Liquidity 21-41
short-term debt 85.6% · cash 14.2%
Profitability 69-31
return on assets 0.0%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 3.6% 12-2024: 4.7%▲ +1.1 percentage points vs 11-2024 01-2025: 4.2%▼ -0.5 percentage points vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.1%▼ -0.1 percentage points vs 02-2025 04-2025: 4.2%▲ +0.1 percentage points vs 03-2025 05-2025: 4.0%▼ -0.2 percentage points vs 04-2025 06-2025: 3.8%▼ -0.2 percentage points vs 05-2025 07-2025: 3.6%▼ -0.2 percentage points vs 06-2025 08-2025: 3.9%▲ +0.3 percentage points vs 07-2025 09-2025: 4.3%▲ +0.4 percentage points vs 08-2025 10-2025: 5.0%▲ +0.7 percentage points vs 09-2025highest value 11-2025: 0.7%▼ -4.3 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 1.2%▲ +0.5 percentage points vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.1%▼ -0.2 percentage points vs 06-2026 08-2026: 1.7%▲ +0.6 percentage points vs 07-2026 09-2026: 2.0%▲ +0.3 percentage points vs 08-2026 10-2026: 1.3%▼ -0.7 percentage points vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.11, compared with 1.31 in 2024, below the usual 1.5; short-term debt: 85.6% and cash: 14.2% of total assets), and 85.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 19% on liquidity, 49% on profitability and 23% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 48 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: total assets €817,967
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Founded in 2014
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
48 days late
2024
81 days late
2023
124 days late
2022
58 days late
2021
423 days late
2020
101 days late
2019
110 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 135 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 October (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Address strikeout annulledKBO administration
  3. Address struckevent 01-03-2026

Key points

  • Caution: From profit to loss in 2025after €196,844 in 2024 -€134 View
  • Total assets 20256 financial years filed €817,967 View
  • Active since 2014founded 13-10-2014 12 years View

By topic

Financials

Financial year
2025
Total assets
€817,967
Loss
-€134
Solvency
14.4%
Go to Financials

Timeline

Events
18
Since
2016
Next accounts
by 31-07-2027
  1. 20-10-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of second-hand clothingNACE 47792
Founded
13-10-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Who signs
Each director alone
Annual meeting
First Monday of June at 18:00
Purpose
“Tous textiles en général, vêtements divers, chaussures, cordonnerie, serrurerie…” (deed in French)
Go to Articles of association

Key facts about NOUR-CHAAM

What is the company number of NOUR-CHAAM?
0563.906.332. In Belgium the VAT number is the company number with BE in front: BE 0563.906.332.
Where is NOUR-CHAAM based?
The registered office is at Waterlose Steenweg 138, 1060 Sint-Gillis (bij-Brussel).Company details
What does NOUR-CHAAM do?
According to the KBO register, the main activity is retail sale of second-hand clothing (NACE 47792).
What is the legal form of NOUR-CHAAM?
Private limited company (BV).
When was NOUR-CHAAM founded?
On 13-10-2014.
Is NOUR-CHAAM still active?
Yes, NOUR-CHAAM is an active enterprise in the KBO register.
What is the turnover of NOUR-CHAAM?
€267,355 in financial year 2019, according to the filed annual accounts.Financials
Is NOUR-CHAAM profitable?
In financial year 2025, NOUR-CHAAM made a loss of €134.
Where can I find the annual accounts of NOUR-CHAAM?
NOUR-CHAAM filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NOUR-CHAAM due?
By 31-07-2027, for financial year 2026.Timeline

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