Skip to content

CLICK & BRIC

Active
Private limited companyfounded 20242 years activeLeuvensesteenweg 246, 1932 Zaventem, BelgiumKBO/BCE: BE 1005.073.715
Summary

CLICK & BRIC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €742 and a net result of €2,217. Its solvency ranks better than 20% of 13,521 sector peers (NACE 46, fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Wholesale of construction materials, general range
NACE 46831
1 site
Size
€104,459total assets 2025
Equity
€742
Profit
€2,217
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.5%
Structure
Accounts 17 days early0 of 1 deed read
Why 63- Founded in 2024- Equity €742 (0.7% of total assets)+ Liquidity: current ratio 1.01, cash €17,688+ Size: total assets €104,459Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 42% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 26+16
equity 0.7% of total assets
Liquidity 21-29
short-term debt 99.3% · cash 16.9%
Profitability 43+43
return on assets 2.1%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 02-2025: 1.6% 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%▲ +0.3 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.8%▼ -1.3 percentage points vs 06-2025lowest value 08-2025: 0.8%● unchanged vs 07-2025lowest value 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.9%▲ +0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.5%▼ -0.1 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 17% on solvency, 20% on liquidity, 34% on profitability and 95% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Equity €742 (0.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.01, cash €17,688
NBB · annual accounts
lowers risk · Size: total assets €104,459
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 13521 sector peers (2025).
NBB · sector comparison
Position among 13521 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
17 days early
2024
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €2,217
  3. Annual accounts filedfiscal year 2024 · micro…

Financials · fiscal year 2025, micro schema

Equity
€742
2024 · -€1,474
Total assets
€104,459▲ 949%
2024 · €9,957
Net result
€2,217
2024 · -€4,474
Working capital
€742
2024 · -€1,474
Trend over the years

2024 to 2025, 2 fiscal years

The operating result returns to profit in 2025: €1,966 after a loss of €4,431 in 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€1,966 2025 Net result€2,217 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€4,431-€1,966
Net result-€4,474within the sector's middle half-€2,217within the sector's middle half
Equity-€1,474below the sector's middle half-€742below the sector's middle half
Total assets€9,957below the sector's middle half-€104,459within the sector's middle half▲ 949%
Debt€11,431-€103,717▲ 807%
Working capital-€1,474within the sector's middle half-€742within the sector's middle half
Solvency-14.8%below the sector's middle half-0.7%below the sector's middle half▲ 15.5pp
Current ratio0.87below the sector's middle half-1.01within the sector's middle half▲ 0.14
Return on assets (ROA)-44.9%below the sector's middle half-2.1%within the sector's middle half▲ 47.1pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €104,459
Equity €742
Debt €103,717
Debt finances 99.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.44▼
2024 · 0.87
Debt ≤ 1 year
€103,717▲
2024 · €11,431
Equity ratios withheld: equity of €742 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
5.2% went bankrupt
2.3% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,957€104,459▲
Current assets29/58€9,957€104,459▲
Stocks and contracts in progress3-€58,856
Stocks30/36-€58,856
Amounts receivable within one year40/41€791€27,916▲
Trade receivables40€791€27,916▲
Cash at bank and in hand54/58€9,166€17,688▲
Equity and liabilities
Total equity and liabilities10/49€9,957€104,459▲
Equity10/15-€1,474€742▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€4,474-€2,258▲
Amounts payable17/49€11,431€103,717▲
Amounts payable within one year42/48€11,431€103,717▲
Trade debts44€3,831€27,390▲
Suppliers440/4€3,831€27,390▲
Taxes, remuneration and social security45€600€1,694▲
Taxes450/3€600€1,694▲
Other amounts payable47/48€7,000€74,632▲
Income statement Code20242025
Other operating charges640/8-€124
Non-recurring operating charges66A€600-
Gross operating margin9900-€3,831€2,090▲
Operating profit (loss)9901-€4,431€1,966▲
Financial income75/76B-€300
Recurring financial income75-€300
Financial charges65/66B€43€50▲
Recurring financial charges65€43€50▲
Profit (loss) for the period before taxes9903-€4,474€2,217▲
Profit (loss) for the period9904-€4,474€2,217▲
Profit (loss) for the period to be appropriated9905-€4,474€2,217▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,474-€2,258▲
Profit (loss) brought forward from the previous period14P--€4,474

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8-€124-
Non-recurring operating charges66A€600--
Gross operating margin9900-€3,831€2,090▲ 155%
Operating profit (loss)9901-€4,431€1,966▲ 144%
Financial income75/76B-€300-
Recurring financial income75-€300-
Financial charges65/66B€43€50▲ 14.8%
Recurring financial charges65€43€50▲ 14.8%
Profit (loss) for the period before taxes9903-€4,474€2,217▲ 150%
Profit (loss) for the period9904-€4,474€2,217▲ 150%
Profit (loss) for the period to be appropriated9905-€4,474€2,217▲ 150%
Line20242025Change
Assets
Total assets20/58€9,957€104,459▲ 949%
Current assets29/58€9,957€104,459▲ 949%
Stocks and contracts in progress3-€58,856-
Stocks30/36-€58,856-
Amounts receivable within one year40/41€791€27,916▲ 3,430%
Trade receivables40€791€27,916▲ 3,430%
Cash at bank and in hand54/58€9,166€17,688▲ 93.0%
Equity and liabilities
Total equity and liabilities10/49€9,957€104,459▲ 949%
Equity10/15-€1,474€742▲ 150%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€4,474-€2,258▲ 49.5%
Amounts payable17/49€11,431€103,717▲ 807%
Amounts payable within one year42/48€11,431€103,717▲ 807%
Trade debts44€3,831€27,390▲ 615%
Suppliers440/4€3,831€27,390▲ 615%
Taxes, remuneration and social security45€600€1,694▲ 182%
Taxes450/3€600€1,694▲ 182%
Other amounts payable47/48€7,000€74,632▲ 966%
Line20242025Change
Profit (loss) for the period9904-€4,474€2,217▲ 150%
Operating cash flow (approximation)-€4,474€2,217▲ 150%
Change in cash-€8,522-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CLICK & BRIC was incorporated on 23 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €2,217
Net result €2,217 after one loss-making year.
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded23-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
47120Other non-specialised retail sale
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005073715
Also 9925:BE1005073715
Registered 28-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 7 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
726 m²
Building footprint
334 m²
Volume, LiDAR
2,902 m³
2 parcels, Brussels, Flanders · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
665 companies at this address See who is registered here
1 establishment unit
CLICK & BRIC
Scheutlaan 202, 1070 AnderlechtRetail trade
since 2024unit no. 2.355.635.595
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23078A0472/00L000 Flanders 461 m² 1 · 192 m² 10.8 m · 3 fl.
21302A0062/00M002 Brussels 264 m² 1 · 142 m² 12.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.