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inthact

Active
Private limited companyfounded 20242 years activePeter Benoitlaan 66, 8530 Harelbeke, BelgiumKBO/BCE: BE 1005.364.418
Summary

The computed 12-month bankruptcy probability of inthact is 6.0% (elevated). The 2024 annual accounts show equity of €647 and a net result of -€20,353. Its solvency ranks better than 6% of 13,521 sector peers (NACE 46, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of construction materials, general range
NACE 46831
1 site
Size
€114,991total assets 2024
Equity
€647
Loss
-€20,353
Turnover not published (abridged schema)
Financial health
33 Weak Checked score 2024
Bankruptcy probability, 12 months
6.0%
Structure
Accounts filed 61 days late0 of 1 deed read
Why 33- Latest accounts 61 days late; 2 of the last 3 late- Liquidity: current ratio 0.17- Loss of €117,206, the second in a row (FY 2025)+ Size: total assets €53,491Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 10% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency 26
equity 0.6% of total assets
Liquidity 3
short-term debt 99.4% · cash 2.6%
Profitability 0
return on assets -17.7%
Bankruptcy probability, 12 months
6.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,860 companies)
Last 24 months 02-2025: 1.6%lowest value 03-2025: 1.6%● unchanged vs 02-2025lowest value 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%▲ +0.3 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.3 percentage points vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.6%▲ +0.2 percentage points vs 08-2025 10-2025: 2.7%▲ +0.1 percentage points vs 09-2025 11-2025: 3.3%▲ +0.6 percentage points vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.4%▲ +0.1 percentage points vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 3.4%● unchanged vs 02-2026 04-2026: 3.5%▲ +0.1 percentage points vs 03-2026 05-2026: 3.5%● unchanged vs 04-2026 06-2026: 3.5%● unchanged vs 05-2026 07-2026: 3.5%● unchanged vs 06-2026 08-2026: 4.2%▲ +0.7 percentage points vs 07-2026 09-2026: 4.6%▲ +0.4 percentage points vs 08-2026 10-2026: 6.0%▲ +1.4 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.72; short-term debt: 99.4% and cash: 2.6% of total assets), and 99.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 17% on solvency, 6% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.17
NBB · annual accounts
lowers risk · Size: total assets €53,491
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €117,206, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €5,585 · 13,529 companies -€117,206 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Total assets 2024first fiscal year filed €114,991 View

By topic

Financials

Fiscal year
2024
Total assets
€114,991
Loss
-€20,353
Solvency
0.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
30-01-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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