CLG Trading
ActiveCLG Trading has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 67% of 912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+8
Solvency83▲+12
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.15 in 2024; short-term debt: 17.3% and cash: 6.7% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
6.3%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €388k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
13 d late
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€388k▲ 12.2%
2024 · €346k
2019: €378k
2020: €378k
2021: €372k
2022: €354k
2023: €345k
2024: €346k
2019 → 2025
Total assets
€672k▼ 10.9%
2024 · €754k
2019: €934k
2020: €1.18M
2021: €1.18M
2022: €836k
2023: €837k
2024: €754k
2019 → 2025
Net result
€42k▲ 3,608%
2024 · €1k
2019: €82k
2020: €82k
2021: €-7k
2022: €-18k
2023: €-9k
2024: €1k
2019 → 2025
Working capital
€49k▲ 117%
2024 · €22k
2019: €266k
2020: €218k
2021: €160k
2022: €182k
2023: €108k
2024: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€372k-€354k▼ 4.8%€345k▼ 2.6%€346k▲ 0.3%€388k▲ 12.2%
Operating result€15k-€-13k€-8k▲ 36.2%€13k€71k▲ 434%
Net result€-7k-€-18k▼ 164%€-9k▲ 49.2%€1k€42k▲ 3,608%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 434% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €672k
Fixed assets
€507k▼ 12.4%
Current assets
€165k▼ 5.8%
Equity and liabilities €672k
Equity
€388k▲ 12.2%
Provisions
€9k
Debt
€275k▼ 32.6%
The debt ratio falls from 54.1% to 40.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142k▲
2024 · €76k
Cash flow
€114k▲
2024 · €64k
Solvency
57.7%▲
2024 · 45.9%
Current ratio
1.42▲
2024 · 1.15
Quick ratio
1.42▲
2024 · 1.15
Debt / equity
0.71▼
2024 · 1.18
ROE
10.9%▲
2024 · 0.3%
ROA
6.3%▲
2024 · 0.2%
Interest coverage
13.78▲
2024 · 6.32
Debt
€275k▼
2024 · €408k
Debt ≤ 1 year
€116k▼
2024 · €153k
Debt > 1 year
€159k▼
2024 · €255k
Income taxes
€9k▲
2024 · €282
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€754k€672k▼
Fixed assets21/28€579k€507k▼
Tangible fixed assets22/27€229k€157k▼
Plant, machinery and equipment23€19k€2k▼
Furniture and vehicles24€13k€5k▼
Leasing and similar rights25€197k€151k▼
Financial fixed assets28€350k€350k=
Current assets29/58€175k€165k▼
Amounts receivable within one year40/41€31k€67k▲
Trade receivables40€19k€65k▲
Other amounts receivable41€12k€2k▼
Current investments50/53€45k€45k=
Cash at bank and in hand54/58€87k€45k▼
Deferred charges and accrued income490/1€11k€8k▼
Equity and liabilities
Total equity and liabilities10/49€754k€672k▼
Equity10/15€346k€388k▲
Contributions10/11€19k€19k=
Reserves13€327k€369k▲
Non-distributable reserves130/1€15k€15k=
Other1319€15k€15k=
Tax-exempt reserves132€131k€158k▲
Distributable reserves133€181k€196k▲
Provisions and deferred taxes16-€9k
Deferred taxes168-€9k
Amounts payable17/49€408k€275k▼
Amounts payable after more than one year17€255k€159k▼
Financial debts170/4€255k€159k▼
Amounts payable within one year42/48€153k€116k▼
Current portion of amounts payable after more than one year42€138k€97k▼
Trade debts44€14k€18k▲
Suppliers440/4€14k€18k▲
Taxes, remuneration and social security45€174€1k▲
Taxes450/3€174€1k▲
Remuneration and social security454/9€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€72k▲
Other operating charges640/8€8k€4k▼
Gross operating margin9900€85k€147k▲
Operating profit (loss)9901€13k€71k▲
Financial income75/76B€290€310▲
Recurring financial income75€290€310▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€1k€61k▲
Transfer from deferred taxes780€0-
Transfer to deferred taxes680-€9k
Income taxes67/77€282€9k▲
Profit (loss) for the period9904€1k€42k▲
Transfer from tax-exempt reserves789€0-
Transfer to tax-exempt reserves689-€27k
Profit (loss) for the period to be appropriated9905€1k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€15k▲
Transfer to equity691/2€1k€15k▲
To other reserves6921€1k€15k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 13 days late
2022
30-06
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haanhoutstraat 779080 LochristiGround area
687 m²
Building footprint
246 m²
Volume, LiDAR
1,019 m³
Parcel 44008A0417/00C002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CLG-Trading
since 20002.100.845.004
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008A0417/00C002 | Flanders | 687 m² | 1 · 246 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STS SERVICES
BE 0811.657.002
Zelzate · Eq €379k
TRAILER VERHUUR BELGIE
BE 0556.828.597
Antwerpen · Eq €377k
DETARENT
BE 0822.178.928
Brussel · Eq €376k
CONSTRUCTION ET COORDINATION
BE 0442.510.634
Aiseau-Presles · Eq €368k
VDV EQUIPMENT
BE 0777.660.084
Wuustwezel · Eq €363k
Of 361 companies in sector 77120 we hold annual accounts for 233. 163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2000
Fiscal year end30-06
Activities, NACEBEL
77120Rental and leasing activities
77110Renting and leasing of cars and light motor vehicles
77310Rental and leasing activities
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.