CLEYS
ActiveCLEYS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.82M and a net result of €1.91M. Equity is growing by ~111.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency62▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.8 in 2024; short-term debt: 26.6% and cash: 40.8% of total assets), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
18.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
16 d late
2022
on the day
2021
28 d late
2020
59 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.82M▲ 69.7%
2024 · €2.25M
2019: €53k
2020: €70k
2021: €131k
2022: €80k
2023: €658k
2024: €2.25M
2019 → 2025
Total assets
€10.43M▲ 87.2%
2024 · €5.57M
2019: €322k
2020: €442k
2021: €728k
2022: €1.01M
2023: €1.78M
2024: €5.57M
2019 → 2025
Net result
€1.91M▼ 9.7%
2024 · €2.12M
2019: €19k
2020: €17k
2021: €2k
2022: €23k
2023: €797k
2024: €2.12M
2019 → 2025
Working capital
€3.52M▲ 72.3%
2024 · €2.04M
2019: €105k
2020: €189k
2021: €158k
2022: €86k
2023: €657k
2024: €2.04M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€80k▼ 38.7%€658k▲ 717%€2.25M▲ 242%€3.82M▲ 69.7%
Operating result€11k-€44k▲ 295%€1.10M▲ 2,380%€2.91M▲ 165%€2.73M▼ 6.3%
Net result€2k-€23k▲ 1,379%€797k▲ 3,349%€2.12M▲ 165%€1.91M▼ 9.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.43M
Fixed assets
€4.13M▲ 323%
Current assets
€6.30M▲ 37.1%
Equity and liabilities €10.43M
Equity
€3.82M▲ 69.7%
Debt
€6.61M▲ 99.0%
The debt ratio rises from 59.6% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3.25M▲
2024 · €2.99M
Cash flow
€2.43M▲
2024 · €2.19M
Solvency
36.6%▼
2024 · 40.4%
Current ratio
2.27▲
2024 · 1.80
Quick ratio
2.24▲
2024 · 1.77
Debt / equity
1.73▲
2024 · 1.48
ROE
50.1%▼
2024 · 94.1%
ROA
18.3%▼
2024 · 38.0%
Interest coverage
31.13▼
2024 · 109.38
Debt
€6.61M▲
2024 · €3.32M
Debt ≤ 1 year
€2.78M▲
2024 · €2.55M
Debt > 1 year
€3.83M▲
2024 · €771k
Income taxes
€720k▼
2024 · €773k
Staff costs
€992k▲
2024 · €339k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.57M€10.43M▲
Fixed assets21/28€976k€4.13M▲
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€970k€4.13M▲
Land and buildings22€897k€4.05M▲
Plant, machinery and equipment23€39k€38k▼
Furniture and vehicles24€28k€33k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€1k€1k=
Current assets29/58€4.59M€6.30M▲
Stocks and contracts in progress3€92k€92k=
Stocks30/36€92k€92k=
Amounts receivable within one year40/41€1.24M€1.93M▲
Trade receivables40€1.09M€1.89M▲
Other amounts receivable41€143k€38k▼
Cash at bank and in hand54/58€3.26M€4.25M▲
Deferred charges and accrued income490/1€40€22k▲
Equity and liabilities
Total equity and liabilities10/49€5.57M€10.43M▲
Equity10/15€2.25M€3.82M▲
Contributions10/11€79k€79k=
Outside capital11€79k€79k=
Other1109/19€79k€79k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2.17M€3.74M▲
Amounts payable17/49€3.32M€6.61M▲
Amounts payable after more than one year17€771k€3.83M▲
Financial debts170/4€771k€3.83M▲
Amounts payable within one year42/48€2.55M€2.78M▲
Current portion of amounts payable after more than one year42€38k€125k▲
Trade debts44€988k€1.15M▲
Suppliers440/4€988k€1.15M▲
Taxes, remuneration and social security45€896k€969k▲
Taxes450/3€815k€772k▼
Remuneration and social security454/9€80k€197k▲
Other amounts payable47/48€628k€534k▼
Income statement
Code20242025
Remuneration, social security and pensions62€339k€992k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€516k▲
Other operating charges640/8€10k€24k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€3.34M€4.26M▲
Operating profit (loss)9901€2.91M€2.73M▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€27k€104k▲
Recurring financial charges65€27k€104k▲
Profit (loss) for the period before taxes9903€2.89M€2.63M▼
Income taxes67/77€773k€720k▼
Profit (loss) for the period9904€2.12M€1.91M▼
Profit (loss) for the period to be appropriated9905€2.12M€1.91M▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.69M€4.08M▲
Profit (loss) brought forward from the previous period14P€577k€2.17M▲
Profit to be distributed694/7€526k€343k▼
Return on contributions (dividend)694€526k€343k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €2.12M ▲165%
Operating result €2.91M, net result €2.12M, both a record.
30-06
Financial
Equity above €2MEq €2.25M ▲242%
6 profitable years in a row build equity to €2.25M.
16-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
30-06
Financial
Equity above €500kEq €658k ▲717%
5 profitable years in a row build equity to €658k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial
Weakest financial yearnet €2k ▼90.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €100kEq €131k ▲88.3%
3 profitable years in a row build equity to €131k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 549250 WaasmunsterGround area
2,234 m²
Building footprint
856 m²
Volume, LiDAR
4,293 m³
Parcel 42023A0754/00D000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLEYS
since 20002.101.040.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023A0754/00D000 | Flanders | 2,234 m² | 1 · 856 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 5,872 EUR awarded · 5,680 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,872 EUR | 5,680 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
16 categoriesCLEYS BV45908
Similar companies · same sector, comparable size
3bouw
BE 0884.733.931
Westerlo · Eq €3.81M
Bouwbedrijf DR
BE 0423.762.910
Puurs-Sint-Amands · Eq €3.82M
LUC GOETHALS PROMOTOR
BE 0433.460.534
Waasmunster · Eq €3.80M
HBP
BE 0872.539.249
Deinze · Eq €3.80M
GROUP AP PROJECT DEVELOPMENT
BE 0425.147.634
Nieuwpoort · Eq €3.78M
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 2,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2000
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
43110Demolition
43230Insulation installation
43291Specialised construction activities
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45111
45212
45220
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.