Clevermans
ActiveThe computed 12-month bankruptcy probability of Clevermans is 5.9% (elevated). The 2025 annual accounts show negative equity (€-60) and a net result of €235. Equity is growing by ~143.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 13306 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-17
Solvency25=
Growth78=
Track record94
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.34 in 2024; short-term debt: 79.3% and cash: 9.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.1%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
27 d early
2023
33 d early
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-60▲ 79.5%
2024 · €-295
2022: €-22k
2023: €-12k
2024: €-295
2022 → 2025
Total assets
€78k▼ 18.5%
2024 · €95k
2022: €65k
2023: €103k
2024: €95k
2022 → 2025
Net result
€235▼ 97.9%
2024 · €11k
2022: €-32k
2023: €10k
2024: €11k
2022 → 2025
Working capital
€-46k▼ 3.2%
2024 · €-44k
2022: €-47k
2023: €-51k
2024: €-44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-22k-€-12k▲ 46.1%€-295▲ 97.5%€-60▲ 79.5%
Operating result€-29k-€12k€14k▲ 17.4%€3k▼ 79.6%
Net result€-32k-€10k€11k▲ 13.9%€235▼ 97.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€62k▼ 15.3%
Current assets
€16k▼ 28.8%
Key figures and ratios
EBITDA
€16k▼
2024 · €27k
Cash flow
€13k▼
2024 · €24k
Solvency
-0.1%▲
2024 · -0.3%
Current ratio
0.26▼
2024 · 0.34
Quick ratio
0.16▼
2024 · 0.25
ROA
0.3%▼
2024 · 11.9%
Interest coverage
5.78▼
2024 · 6.95
Debt
€78k▼
2024 · €96k
Debt ≤ 1 year
€62k▼
2024 · €67k
Debt > 1 year
€16k▼
2024 · €29k
Income taxes
€0▲
2024 · €0
Staff costs
€220▼
2024 · €694
Equity ratios withheld: equity of €-60 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€78k▼
Fixed assets21/28€73k€62k▼
Intangible fixed assets21€12k€11k▼
Tangible fixed assets22/27€59k€49k▼
Plant, machinery and equipment23€24k€22k▼
Furniture and vehicles24€2k€2k▼
Leasing and similar rights25€24k€17k▼
Other tangible fixed assets26€9k€8k▼
Financial fixed assets28€2k€2k=
Current assets29/58€22k€16k▼
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€2k€188▼
Trade receivables40€479€14▼
Other amounts receivable41€1k€174▼
Cash at bank and in hand54/58€12k€7k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€95k€78k▼
Equity10/15€-295€-60▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-10k€-10k▲
Amounts payable17/49€96k€78k▼
Amounts payable after more than one year17€29k€16k▼
Financial debts170/4€29k€16k▼
Amounts payable within one year42/48€67k€62k▼
Current portion of amounts payable after more than one year42€16k€13k▼
Trade debts44€26k€23k▼
Suppliers440/4€26k€23k▼
Advances received on contracts in progress46€90€90=
Taxes, remuneration and social security45€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€25k€26k▲
Accrued charges and deferred income492/3€50€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€694€220▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€951€2k▲
Gross operating margin9900€29k€17k▼
Operating profit (loss)9901€14k€3k▼
Financial income75/76B€817€1▼
Recurring financial income75€817€1▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€11k€235▼
Income taxes67/77€0€0▲
Profit (loss) for the period9904€11k€235▼
Profit (loss) for the period to be appropriated9905€11k€235▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-10k▲
Profit (loss) brought forward from the previous period14P€-22k€-10k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €11k ▲13.9%
Operating result €14k, net result €11k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-05-2023
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klapdorp(SP) 2A9170 Sint-Gillis-WaasGround area
1,763 m²
Building footprint
502 m²
Volume, LiDAR
2,538 m³
3 parcels, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Friet Maison
since 20212.320.316.907
Clevermans
since 20212.320.317.006
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022B0406/00E002indicative | Flanders | 1,017 m² | 1 · 153 m² | 8.8 m · 2 fl. |
| 46022B0306/00K000 | Flanders | 421 m² | 1 · 121 m² | 13.5 m |
| 46022A0902/00H000 | Flanders | 325 m² | 1 · 227 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis-Waas2.320.316.907
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 21,896 companies in sector 56112 we hold annual accounts for 9,785.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2021
Fiscal year end31-12
Trade name NL
Friet Maison
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.