Equity
€65,860 from €359,679 in 2021
Equity fell by 82% in 4 years.
CleverHumind
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €227,536 (2021)
€89,593▲ 136%
lowest -€40,514 (2017)
€50,197▲ 233%
peak €359,679 (2021)
€65,860▼ 78.7%
€321,705▲ 13×
Board2 names since 2022
2 directorsNOLLET Patrick and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €37,950 to €89,593Result from €15,061 to €50,197Dividend €294,107Equity from €309,769 to €65,860Debts from €25,391 to €321,705Cash from €65,423 to €31,433
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Debts
€321,705 ▲ 13×
Debts rose by €296,315 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
0.80 was 7.22 in 2024
Short-term debts rose from €25,335 to €321,610.
Filings
22 annual accounts since 2004
Six of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Position in the sector
17.0%
Lower solvency than 81% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
85
Excellent
Financially stronger than 20% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.2%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
2 establishment units
lowers risk
Size: total assets €387,565
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 20% of them on solvency, 6% on liquidity, 47% on profitability and 9% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as CleverHumind has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CleverHumind itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for CleverHumind. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.8 (7.22 in 2024), below 1. Short-term debt is 83% and cash 8.1% of total assets. 83% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
29 days late
2022
31 days early
2021
3 days early
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
NP
NOLLET Patrick
Director, since 30-06-2023
QJ
QUINTENS Joëlle
Director, since 30-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0860809474
Company renamed from ICT SYNERGY to CleverHumind
“Toute forme de consultance relative aux activités mentionnées ci-après; Toutes activités dans les secteurs des…” (deed in French) · General meeting of 20-06-2023 · Gazette deed
New establishment in Montigny-le-Tilleul
ICT SYNERGY, Rue des Fougères 142
First establishment
ICT SYNERGY / VoiceLinks / MobileLinks / Exagroup / VirtualPhone / vPhone, Beersellaan 89, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CleverHumind Uccle | €387,565 | €89,593 | 17.0% | - |
| STREAMSYS Etterbeek | €423,085 | €81,402 | 81.4% | - |
| CONNEXION INTERNATIONAL Schaerbeek | €332,342 | €85,722 | 83.6% | - |
| ONE-D Brussels | €448,097 | €98,109 | 60.1% | - |
| TRADE INFORMATION, PROMOTION & PRESS SERVICES Roosdaal | €394,685 | €93,801 | 95.1% | - |
| THINK DIFFERENT MEDIA Soumagne | €370,243 | €93,226 | 94.6% | - |
| COUSSIES Oudenaarde | €400,986 | €83,330 | 27.1% | - |
These companies have the same main activity as CleverHumind: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €332,000 and €448,000, founded between 2002 and 2005.
Official details
Source: KBO- Status
- Active since 01-10-2003Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment units
- 2.134.031.9691180 Uccle, since 21-11-2003
- 2.139.063.3016110 Montigny-le-Tilleul, since 01-09-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 30-08-2026
Insights on CleverHumind
CleverHumind files the micro format. That format states no turnover. The gross margin rose from €53,354 in 2007 to €89,593 in 2025.
The balance sheet grew most from 2008 to 2010 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CleverHumind
- What is the company number of CleverHumind?
- The company number of CleverHumind is 0860.809.474. The VAT number is the same number with BE in front: BE 0860.809.474.
- Where is CleverHumind based?
- The registered office is at Beersellaan 89, 1180 Uccle.Company details
- What does CleverHumind do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CleverHumind?
- CleverHumind is a private limited company (BV).
- When was CleverHumind founded?
- CleverHumind was founded on 01-10-2003.
- Is CleverHumind still active?
- Yes, CleverHumind is an active enterprise in the KBO register.
- What is the turnover of CleverHumind?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €89,593 and 60 comparable companies (NACE 62200). It probably lies between €150,000 and €220,000.Financials
- Is CleverHumind profitable?
- In financial year 2025, CleverHumind made a profit of €50,197.
- Where can I find the annual accounts of CleverHumind?
- CleverHumind filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CleverHumind due?
- CleverHumind must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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