CLEMI
ActiveSummary
CLEMI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-48k) and a net result of €-47k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-61
Solvency12▼-13
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.29 in 2024; short-term debt: 64.1% and cash: 2.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
-12.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-48k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
21 d late
2023
26 d early
2022
on the day
2021
4 d early
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-48k▼ 3,457%
2024 · €-1k
2019: €-22k
2020: €-23k▼ -2.0% vs 2019
2021: €3k▲ +114% vs 2020highest in 7 years
2022: €-12k▼ -475% vs 2021
2023: €-7k▲ +42.6% vs 2022
2024: €-1k▲ +79.9% vs 2023
2025: €-48k▼ -3457% vs 2024lowest in 7 years
2019 → 2025
Total assets
€376k▼ 13.2%
2024 · €433k
2019: €470khighest in 7 years
2020: €411k▼ -12.4% vs 2019
2021: €420k▲ +2.1% vs 2020
2022: €395k▼ -6.0% vs 2021
2023: €393k▼ -0.3% vs 2022
2024: €433k▲ +10.1% vs 2023
2025: €376k▼ -13.2% vs 2024lowest in 7 years
2019 → 2025
Net result
€-47k
2024 · €5k
2019: €-9k
2020: €-445▲ +95.3% vs 2019
2021: €26k▲ +5914% vs 2020highest in 7 years
2022: €-15k▼ -157% vs 2021
2023: €5k▲ +134% vs 2022
2024: €5k▲ +7.9% vs 2023
2025: €-47k▼ -970% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-218k▼ 11.9%
2024 · €-195k
2019: €-329klowest in 7 years
2020: €-294k▲ +10.6% vs 2019
2021: €-242k▲ +17.6% vs 2020
2022: €-201k▲ +17.0% vs 2021
2023: €-186k▲ +7.5% vs 2022highest in 7 years
2024: €-195k▼ -4.7% vs 2023
2025: €-218k▼ -11.9% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-12k€-7k▲ 42.6%€-1k▲ 79.9%€-48k▼ 3,457%
2021: €3khighest in 5 years
2022: €-12k▼ -475% vs 2021
2023: €-7k▲ +42.6% vs 2022
2024: €-1k▲ +79.9% vs 2023
2025: €-48k▼ -3457% vs 2024lowest in 5 years
Operating result€33k-€-8k€11k€12k▲ 4.0%€-40k
2021: €33khighest in 5 years
2022: €-8k▼ -125% vs 2021
2023: €11k▲ +237% vs 2022
2024: €12k▲ +4.0% vs 2023
2025: €-40k▼ -446% vs 2024lowest in 5 years
Net result€26k-€-15k€5k€5k▲ 7.9%€-47k
2021: €26khighest in 5 years
2022: €-15k▼ -157% vs 2021
2023: €5k▲ +134% vs 2022
2024: €5k▲ +7.9% vs 2023
2025: €-47k▼ -970% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€353k ▲ 0.5%
Current assets
€23k ▼ 72.3%
Key figures and ratios
EBITDA
€-13k▼
2024 · €33k
Cash flow
€-20k▼
2024 · €27k
Solvency
-12.8%▼
2024 · -0.3%
Current ratio
0.09▼
2024 · 0.29
Debt to equity
-8.83
ROA
-12.4%▼
2024 · 1.2%
Interest coverage
-2.11▼
2024 · 5.28
Debt
€424k▼
2024 · €434k
Debt ≤ 1 year
€241k▼
2024 · €276k
Debt > 1 year
€62k=
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€433k€376k▼
Fixed assets21/28€351k€353k▲
Tangible fixed assets22/27€351k€353k▲
Land and buildings22€351k€353k▲
Financial fixed assets28€136€136=
Current assets29/58€82k€23k▼
Amounts receivable within one year40/41€23k€12k▼
Trade receivables40€23k€11k▼
Other amounts receivable41-€917
Cash at bank and in hand54/58€57k€9k▼
Deferred charges and accrued income490/1€866€1k▲
Equity and liabilities
Total equity and liabilities10/49€433k€376k▼
Equity10/15€-1k€-48k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-63k€-110k▼
Amounts payable17/49€434k€424k▼
Amounts payable after more than one year17€62k€62k=
Other amounts payable178/9€62k€62k=
Amounts payable within one year42/48€276k€241k▼
Trade debts44€30k€270▼
Suppliers440/4€30k€270▼
Taxes, remuneration and social security45€6k€6k=
Taxes450/3€6k€6k=
Other amounts payable47/48€241k€235k▼
Accrued charges and deferred income492/3€96k€121k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€27k▲
Other operating charges640/8€7k€19k▲
Gross operating margin9900€41k€5k▼
Operating profit (loss)9901€12k€-40k▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€5k€-47k▼
Profit (loss) for the period9904€5k€-47k▼
Profit (loss) for the period to be appropriated9905€5k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-110k▼
Profit (loss) brought forward from the previous period14P€-69k€-63k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €23k | €22k | €22k | €27k | ▲ 25.1% |
| Other operating charges640/8 | - | €6k | €2k | €7k | €19k | ▲ 154% |
| Gross operating margin9900 | €61k | €21k | €35k | €41k | €5k | ▼ 87.1% |
| Operating profit (loss)9901 | €33k | €-8k | €11k | €12k | €-40k | ▼ 446% |
| Financial charges65/66B | - | €7k | €6k | €6k | €6k | ▲ 0.6% |
| Recurring financial charges65 | €7k | €7k | €6k | €6k | €6k | ▲ 0.6% |
| Profit (loss) for the period before taxes9903 | €26k | €-15k | €5k | €5k | €-47k | ▼ 970% |
| Profit (loss) for the period9904 | €26k | €-15k | €5k | €5k | €-47k | ▼ 970% |
| Profit (loss) for the period to be appropriated9905 | €26k | €-15k | €5k | €5k | €-47k | ▼ 970% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €420k | €395k | €393k | €433k | €376k | ▼ 13.2% |
| Fixed assets21/28 | €359k | €336k | €325k | €351k | €353k | ▲ 0.5% |
| Tangible fixed assets22/27 | €359k | €336k | €325k | €351k | €353k | ▲ 0.5% |
| Land and buildings22 | - | €336k | €325k | €351k | €353k | ▲ 0.5% |
| Financial fixed assets28 | €136 | €136 | €136 | €136 | €136 | = |
| Current assets29/58 | €61k | €59k | €69k | €82k | €23k | ▼ 72.3% |
| Amounts receivable within one year40/41 | €26k | €14k | €19k | €23k | €12k | ▼ 48.8% |
| Trade receivables40 | - | €14k | €19k | €23k | €11k | ▼ 52.8% |
| Other amounts receivable41 | - | - | - | - | €917 | - |
| Cash at bank and in hand54/58 | €35k | €45k | €49k | €57k | €9k | ▼ 83.5% |
| Deferred charges and accrued income490/1 | - | - | €832 | €866 | €1k | ▲ 37.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €420k | €395k | €393k | €433k | €376k | ▼ 13.2% |
| Equity10/15 | €3k | €-12k | €-7k | €-1k | €-48k | ▼ 3,457% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | €62k | €62k | €62k | €62k | = |
| Issued capital100 | - | €62k | €62k | €62k | €62k | = |
| Profit (loss) carried forward14 | €-59k | €-74k | €-69k | €-63k | €-110k | ▼ 73.6% |
| Amounts payable17/49 | €417k | €406k | €400k | €434k | €424k | ▼ 2.4% |
| Amounts payable after more than one year17 | €62k | €62k | €62k | €62k | €62k | = |
| Other amounts payable178/9 | - | €62k | €62k | €62k | €62k | = |
| Amounts payable within one year42/48 | €303k | €260k | €255k | €276k | €241k | ▼ 12.9% |
| Trade debts44 | - | €281 | €2k | €30k | €270 | ▼ 99.1% |
| Suppliers440/4 | - | €281 | €2k | €30k | €270 | ▼ 99.1% |
| Taxes, remuneration and social security45 | - | €5k | €5k | €6k | €6k | = |
| Taxes450/3 | - | €5k | €5k | €6k | €6k | = |
| Other amounts payable47/48 | - | €255k | €248k | €241k | €235k | ▼ 2.6% |
| Accrued charges and deferred income492/3 | - | €84k | €83k | €96k | €121k | ▲ 26.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €-15k | €5k | €5k | €-47k | ▼ 970% |
| + Depreciation and write-downs630 | €27k | €23k | €22k | €22k | €27k | ▲ 25.1% |
| Operating cash flow (approximation) | €53k | €8k | €27k | €27k | €-20k | ▼ 173% |
| Investment in fixed assets (approximation) | - | €0 | €-11k | €-48k | €-29k | ▲ 40.3% |
| Change in cash | - | €10k | €4k | €8k | €-48k | ▼ 672% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series.
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2001
Ground area
1.5 ha
Building footprint
1,458 m²
Volume, LiDAR
50,083 m³
2 parcels, Brussels, Wallonia · tallest building 48.0 m, ±15 floors. Linked by address, not a title deed.
1 establishment unit
Forumlaan 17, 1020 Brussel
since 20012.094.199.910
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0225/00Z000 | Brussels | 1.1 ha | 1 · 1,147 m² | 48.0 m · 15 fl. |
| 25078A0717/00H002 | Wallonia | 3,694 m² | 1 · 311 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-05-2000
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.