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Clémentine VOLDERS

Active
Private limited companyfounded 2021active for 4 yearsMoulin du Ruy 56, 4987 Stoumont, BelgiumKBO/BCE: BE 0776.523.206
Summary

The annual accounts of Clémentine VOLDERS for financial year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €17,681 and a net result of -€18,568. Equity is shrinking by about 29% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 27% of 20,598 sector peers (NACE 86, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
Clémentine VOLDERSActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Physiotherapy
NACE 86951
1 site
Size
€55,826total assets 2025
Equity
€17,681
Loss
-€18,568
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 44 days early2 deeds in the Belgian Official Gazette
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearlowers riskSector: Human health activities (NACE 86)Size: total assets €55,826Liquidity: current ratio 1.58, cash €9,894Figures for financial year 2025 (filed 17-06-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 86, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 57-11
equity 31.7% of total assets
Liquidity 59+5
short-term debt 30.9% · cash 17.7%
Profitability 0=
return on assets -33.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,112 companies, NACE 86, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.58, compared with 2.92 in 2024, above the usual 1.5; short-term debt: 30.9% and cash: 17.7% of total assets), but 68.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 27% on solvency, 36% on liquidity, 1% on profitability and 12% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €55,826
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.58, cash €9,894
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 17-06-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€18,568
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
44 days early
2024
28 days early
2023
36 days early
2022
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 28 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€18,568
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €60,170 · 20,585 companies -€18,568 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€18,568 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€55,826
Loss
-€18,568
Solvency
31.7%
Total assets▼ 33.7%
Net result
20222025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-07-2027
  1. 25-06-2024Annual accounts filed
  2. 26-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
PhysiotherapyNACE 86951
Founded
26-10-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Clémentine VOLDERS

What is the company number of Clémentine VOLDERS?
0776.523.206. In Belgium the VAT number is the company number with BE in front: BE 0776.523.206.
Where is Clémentine VOLDERS based?
The registered office is at Moulin du Ruy 56, 4987 Stoumont.Company details
What does Clémentine VOLDERS do?
According to the KBO register, the main activity is physiotherapy (NACE 86951).
What is the legal form of Clémentine VOLDERS?
Private limited company (BV).
When was Clémentine VOLDERS founded?
On 26-10-2021.
Is Clémentine VOLDERS still active?
Yes, Clémentine VOLDERS is an active enterprise in the KBO register.
What is the turnover of Clémentine VOLDERS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Clémentine VOLDERS profitable?
In financial year 2025, Clémentine VOLDERS made a loss of €18,568.
Where can I find the annual accounts of Clémentine VOLDERS?
Clémentine VOLDERS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Clémentine VOLDERS due?
By 31-07-2027, for financial year 2026.Timeline

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