Debts
€188,484 88% of the balance sheet
Suppliers 60%Taxes and wages 32%Other 8%
CLEMENTINE
Lifetime
16 annual accounts with figures on one time axispeak €590,162 (2023)
€556,959▼ 0.6%
lowest -€36,624 (2019)
€14,568▲ 34.5%
peak €28,823 (2021)
€26,313▲ 124%
€188,484▲ 2.1%
peak 15.1 FTE (2019)
11.1 FTE▼ 4.3%
Board4 names since 2019
1 directorL'ESPLANADE
Owners
Documentsfilings and deeds
30-08-202630 days late
2025abbreviated format
Result from €10,831 to €14,568Equity from €11,745 to €26,313
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 59% of small companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 1,614 companies (NACE 56, small).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.6%● unchanged vs 03-2025
05-2025: 1.5%▼ -0.1 percentage points vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025
07-2025: 1.6%▲ +0.1 percentage points vs 06-2025
08-2025: 2.0%▲ +0.4 percentage points vs 07-2025
09-2025: 2.2%▲ +0.2 percentage points vs 08-2025
10-2025: 2.7%▲ +0.5 percentage points vs 09-2025highest value
11-2025: 1.0%▼ -1.7 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.1%▲ +0.1 percentage points vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.1 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026
09-2026: 0.9%▼ -0.5 percentage points vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 30 days late; 1 of the last 3 accounts late
lowers risk
Founded in 2008
Liquidity: current ratio 1.04, cash €80,753
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 29% of them on solvency, 48% on liquidity, 64% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,609 companies had the same profile as CLEMENTINE has now. Each dot stands for 7 companies, two years later.
96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
That fits the bankruptcy probability of CLEMENTINE itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,609 companies, not a prediction for CLEMENTINE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (0.92 in 2024), below the usual 1.5. Short-term debt is 87.7% and cash 37.6% of total assets. 87.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
30 days late
2024
58 days late
2023
23 days late
2022
4 days early
2021
7 days early
2020
23 days late
2019
7 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0807054846
Change of role: L'ESPLANADE, from manager to director
Permanent representatives: Raphaël GUISSARD and Gaetan HALLEUX · Director discharge: L'ESPLANADE (manager) · Gazette deed
1 manager appointed, 2 resignations
Resignations: GUISSARD Raphaël (manager) and HALLEUX Gaëtan (manager) · Appointment: L'ESPLANADE (manager) · Director discharge: GUISSARD Raphaël · General meeting of 31-12-2018 · Gazette deed
First establishment
MandaBar, Marche, Place aux Foires 18, Marche-en-Famenne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLEMENTINE Marche-en-Famenne | €214,797 | €556,959 | 12.3% | 11.1 |
| Chez Scheidt Sint-Gillis (bij-Brussel) | €222,550 | €675,468 | -21.6% | 11.5 |
| Nieuw Klein Stadhuis Ypres | €248,692 | €524,291 | 10.5% | 10.9 |
| LE TERTRE Grâce-Hollogne | €199,066 | €402,168 | 60.3% | 11.4 |
| HOEVE TEN DOELE Blankenberge | €206,348 | €463,143 | 27.9% | 9.9 |
| VIJVERWOLF Dilbeek | €251,476 | €673,834 | 60.4% | 12.1 |
| G.A.S.C. Juprelle | €252,208 | €412,617 | 8.5% | 11.1 |
These companies have the same main activity as CLEMENTINE: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €199,000 and €252,000, founded between 2004 and 2012.
Official details
Source: KBO- Status
- Active since 13-10-2008Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Full-service restaurantsNACE 56111and 4 others
- Joint committee
- 302Hotels and catering · annual accounts 2024
- Establishment unit
- 2.174.401.8846900 Marche-en-Famenne, since 01-11-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 09-03-2026
Annual accounts 2025
- ≈ €1.3mestimated
- €214,797▲ 9.4%
- Employeeson 31-12-2025
- 14▲ 27.3%
- Filing
- Filed on 30-08-2026
Insights on CLEMENTINE
CLEMENTINE files the abbreviated format. That format states no turnover. The gross margin rose from €45,940 in 2010 to €556,959 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLEMENTINE
- What is the company number of CLEMENTINE?
- The company number of CLEMENTINE is 0807.054.846. The VAT number is the same number with BE in front: BE 0807.054.846.
- Where is CLEMENTINE based?
- The registered office is at Marche, Place aux Foires 18, 6900 Marche-en-Famenne.Company details
- What does CLEMENTINE do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of CLEMENTINE?
- CLEMENTINE is a private limited company (BV).
- When was CLEMENTINE founded?
- CLEMENTINE was founded on 13-10-2008.
- Is CLEMENTINE still active?
- Yes, CLEMENTINE is an active enterprise in the KBO register.
- How many employees does CLEMENTINE have?
- CLEMENTINE had an average of 11.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CLEMENTINE fall under?
- In its 2024 annual accounts, CLEMENTINE states joint committee 302 (Hotels and catering).
- What is the turnover of CLEMENTINE?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €556,959 and 41 comparable companies (NACE 56111). It probably lies between €1.2m and €1.8m.
- Is CLEMENTINE profitable?
- In financial year 2025, CLEMENTINE made a profit of €14,568.
- Where can I find the annual accounts of CLEMENTINE?
- CLEMENTINE filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLEMENTINE due?
- CLEMENTINE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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