CLEF2WEB
ActiveSummary
CLEF2WEB has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304,799 and a net result of €6,285. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 51% of 21,064 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Staff
- 7.4 FTE
- Equity
- €304,799
- Profit
- €6,285
Why 92lowers riskSize: total assets €499,272Sector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.69, cash €64,822Equity €304,799 (61.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 53% on solvency, 25% on liquidity, 20% on profitability and 34% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 26 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet €6,285 ▼31.6%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 24% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €252,177 | €288,683 | €360,420 | €406,533 | €377,054 | ▼ 7.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €829 | €829 | €1,274 | €1,234 | €1,347 | €2,265 | €2,219 | ▼ 2.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €4,851 | €6,707 | €16,331 | - | €5,024 | - |
| Other operating charges640/8 | - | - | - | €1,553 | €528 | €4,324 | €2,006 | €898 | ▼ 55.3% |
| Gross operating margin9900 | €328,496 | €378,349 | €295,404 | €303,477 | €375,840 | €482,955 | €437,466 | €405,465 | ▼ 7.3% |
| Operating profit (loss)9901 | €84,020 | €67,436 | €56,961 | €43,622 | €78,688 | €100,533 | €26,662 | €20,270 | ▼ 24.0% |
| Financial income75/76B | - | - | - | €47 | €0 | €67 | €12 | €93 | ▲ 661% |
| Recurring financial income75 | €25 | €188 | €0 | €47 | €0 | €67 | €12 | €93 | ▲ 661% |
| Financial charges65/66B | - | - | - | €2,907 | €2,844 | €5,560 | €8,429 | €7,183 | ▼ 14.8% |
| Recurring financial charges65 | €1,577 | €1,418 | €2,543 | €2,907 | €2,844 | €5,560 | €8,429 | €7,183 | ▼ 14.8% |
| Profit (loss) for the period before taxes9903 | €82,467 | €66,206 | €54,418 | €40,762 | €75,844 | €95,040 | €18,245 | €13,180 | ▼ 27.8% |
| Income taxes67/77 | €20,705 | €17,777 | €15,303 | €13,352 | €23,647 | €23,796 | €9,057 | €6,894 | ▼ 23.9% |
| Profit (loss) for the period9904 | €61,762 | €48,430 | €39,115 | €27,411 | €52,197 | €71,244 | €9,188 | €6,285 | ▼ 31.6% |
| Profit (loss) for the period to be appropriated9905 | €61,762 | €48,430 | €39,115 | €27,411 | €52,197 | €71,244 | €9,188 | €6,285 | ▼ 31.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €199,266 | €296,194 | €349,926 | €342,029 | €416,192 | €527,794 | €491,600 | €499,272 | ▲ 1.6% |
| Fixed assets21/28 | €804 | €2,507 | €1,678 | €7,255 | €6,021 | €8,499 | €7,399 | €13,538 | ▲ 83.0% |
| Intangible fixed assets21 | - | - | - | - | - | - | - | €2,025 | - |
| Tangible fixed assets22/27 | - | €1,658 | €829 | €3,255 | €2,022 | €4,499 | €3,399 | €2,705 | ▼ 20.4% |
| Furniture and vehicles24 | - | - | - | €3,255 | €2,022 | €4,499 | €3,399 | €2,705 | ▼ 20.4% |
| Financial fixed assets28 | €804 | €849 | €849 | €3,999 | €3,999 | €3,999 | €3,999 | €8,808 | ▲ 120% |
| Current assets29/58 | €198,462 | €293,687 | €348,248 | €334,774 | €410,170 | €519,295 | €484,202 | €485,735 | ▲ 0.3% |
| Amounts receivable within one year40/41 | €169,327 | €206,305 | €259,802 | €273,793 | €325,675 | €438,464 | €357,975 | €417,156 | ▲ 16.5% |
| Trade receivables40 | - | - | - | €273,793 | €325,084 | €438,464 | €357,975 | €409,103 | ▲ 14.3% |
| Other amounts receivable41 | - | - | - | - | €591 | - | - | €8,053 | - |
| Cash at bank and in hand54/58 | €27,668 | €84,469 | €86,614 | €51,832 | €82,815 | €79,641 | €120,608 | €64,822 | ▼ 46.3% |
| Deferred charges and accrued income490/1 | - | - | - | €9,149 | €1,681 | €1,190 | €5,619 | €3,756 | ▼ 33.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €199,266 | €296,194 | €349,926 | €342,029 | €416,192 | €527,794 | €491,600 | €499,272 | ▲ 1.6% |
| Equity10/15 | €95,394 | €143,824 | €182,938 | €208,749 | €259,346 | €328,990 | €320,180 | €304,799 | ▼ 4.8% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €11,855 | €31,855 | €59,266 | €109,862 | €109,862 | €172,363 | €158,648 | ▼ 8.0% |
| Non-distributable reserves130/1 | - | - | - | €1,855 | €1,855 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,855 | €1,855 | - | - | - | - |
| Distributable reserves133 | - | - | - | €57,411 | €108,007 | €109,862 | €172,363 | €158,648 | ▼ 8.0% |
| Profit (loss) carried forward14 | €74,989 | €113,419 | €132,533 | €130,933 | €130,933 | €200,577 | €129,267 | €127,601 | ▼ 1.3% |
| Amounts payable17/49 | €103,872 | €152,370 | €166,988 | €133,280 | €156,846 | €198,804 | €171,420 | €194,473 | ▲ 13.4% |
| Amounts payable after more than one year17 | €19,000 | €13,000 | €13,000 | €13,000 | €13,000 | €13,000 | €8,000 | €8,000 | = |
| Financial debts170/4 | - | - | - | €13,000 | €13,000 | €13,000 | €8,000 | €8,000 | = |
| Amounts payable within one year42/48 | €74,038 | €136,981 | €152,414 | €116,752 | €138,950 | €181,383 | €159,214 | €180,709 | ▲ 13.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €31,039 | €31,047 | €37,320 | €36,146 | €36,124 | ▼ 0.1% |
| Trade debts44 | - | €36,196 | €37,694 | €15,721 | €11,015 | €35,829 | €14,846 | €16,147 | ▲ 8.8% |
| Suppliers440/4 | - | - | - | €15,721 | €11,015 | €35,829 | €14,846 | €16,147 | ▲ 8.8% |
| Taxes, remuneration and social security45 | - | - | - | €61,696 | €95,381 | €107,014 | €97,557 | €99,227 | ▲ 1.7% |
| Taxes450/3 | - | - | - | €23,703 | €49,022 | €51,401 | €42,431 | €34,163 | ▼ 19.5% |
| Remuneration and social security454/9 | - | - | - | €37,993 | €46,359 | €55,613 | €55,125 | €65,064 | ▲ 18.0% |
| Other amounts payable47/48 | - | - | - | €8,295 | €1,506 | €1,221 | €10,666 | €29,212 | ▲ 174% |
| Accrued charges and deferred income492/3 | - | - | - | €3,528 | €4,896 | €4,421 | €4,206 | €5,764 | ▲ 37.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61,762 | €48,430 | €39,115 | €27,411 | €52,197 | €71,244 | €9,188 | €6,285 | ▼ 31.6% |
| + Depreciation and write-downs630 | - | €829 | €829 | €1,274 | €1,234 | €1,347 | €2,265 | €2,219 | ▼ 2.0% |
| Operating cash flow (approximation) | €61,762 | €49,258 | €39,943 | €28,685 | €53,430 | €72,591 | €11,453 | €8,505 | ▼ 25.7% |
| Investment in fixed assets (approximation) | - | -€2,532 | €0 | -€6,851 | €0 | -€3,825 | -€1,165 | -€8,358 | ▼ 617% |
| Change in cash | - | €56,801 | €2,145 | -€34,782 | €30,983 | -€3,174 | €40,968 | -€55,786 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00372502 |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00361019 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00440081 |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00410640 |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20369026 |
| 31-12-2020 | full format | 31-07-2021 | 2021-46800211 |
| 31-12-2019 | full format | 30-10-2020 | 2020-66900310 |
| 31-12-2018 | full format | 31-07-2019 | 2019-42900262 |
| 31-12-2017 | full format | 31-08-2018 | 2018-62200216 |
| 31-12-2016 | full format | 31-07-2017 | 2017-41100125 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Fabrice DANTINNE |
|
Owners and capital
Capital and shareholders
- 29-01-2024 Capital conversion · distributions futures
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
29-01
Gazette deed
Purpose · Legal-form change · Resignations & appointmentsAppointment: Fabrice DANTINNE (director) · Incorporation · Capital conversion9 facts ▸
- General meeting, 26-12-2023
- Incorporation, 27-06-2005
- Capital conversion, “distributions futures” (deed in French)
- Purpose change
- Amendment of the articles
- Capital
- Registered office clause, “7021 Mons (Havré), rue Doyen 14” (deed in French)
- Director appointment, Fabrice DANTINNE (director (not named in the articles))
- Other provision, “info@clef2web.be, site internet et adresse électronique” (deed in French)
Show earlier events
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52028B0291/00G000 | Wallonia | 8,532 m² | 1 · 177 m² | 11.0 m · 3 |
| 53038B0608/00D002 | Wallonia | 817 m² | 1 · 135 m² | 7.8 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Dans les domaines de l’informatique au sens le plus large dont la création de sites web,la formation,toutes opérations…” (deed in French)
9 activities (deed in French)
- Dans les domaines de l’informatique au sens le plus large dont la création de sites web,la formation,toutes opérations d’analyse,expertise,conception,consultance,diffusion,création,fabrication,transformation,sous-traitance,commercialisation,distribution,représentation,consignation,importation,exportation,vente et achat de tous biens,produits et services de toute nature dans les domaines prévantés et autres
- Dans les domaines de la communication et du marketing digital dont la consultance(analyse et stratégie marketing),le référencement naturel,les campagnes publicitaires(Google,réseaux sociaux),la création de contenu(écriture web,vidéo,bannières,...),la gestion des réseaux sociaux,l’emailing,la gestion des analytics,l’analyse des données,la consultance en ecommerce,la formation,toutes opérations d’analyse,expertise,conception,consultance,diffusion,création,fabrication,transformation,sous-traitance,commercialisation,distribution,représentation,consignation,importation,exportation,vente et achat de tous biens,produits et services de toute nature dans les domaines prévantés et autres
- Mettre les compétences de tous ses spécialistes à la disposition de ses clients,à l’effet d’accomplie toutes missions,sans limites ni dans le temps,ni dans l’espace,ni dans la nature des prestations
- Toutes opérations quelconques se rapportant directement ou indirectement à son objet
- Agir en tant que consultant dans ces domaines et faire de la prospection
- Se porter caution pour son(ses)gérant(s)
- Effectuer toutes opérations commerciales,industrielles,financières,mobilières et immobilières se rattachant directement ou indirectement à son objet social ou susceptibles de favoriser sa réalisation
- S’intéresser par voie d’apport,de fusion,d’achat,de participation,d’intervention financière ou par toutes autres voies,prendre un intérêt dans toutes sociétés ou entreprises existantes ou à créer en Belgique ou à l’étranger dont l’objet est analogue,similaire ou connexe au sien,ou susceptible de favoriser sa réalisation,celle-ci étant comprise dans son sens le plus étendu
- Pourvoir à l’administration et la liquidation de toutes sociétés avec lesquelles elle a un lien de participation et consentir tous prêts,se porter caution et constituer des sûretés personnelles et réelles en leur faveur
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CLEF2WEB
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, pas de changement en matière de régime linguistique” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Nombre, durée du mandat et, en cas de pluralité, pouvoirs, avec ou sans limitation de durée” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata, à titre onéreux ou gratuit,volontaires ou forcées,usufruit,nue-propriété ou pleine propriété” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Courrier électronique,ou courrier ordinaire même jour, ouverture de la souscription” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 17:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale délibérant dans formes prévues pour modifications aux statuts, en tout temps” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)