CLEAN - CAR
ActiveCLEAN - CAR has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency5▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.39 against 0.33 in 2024), and 93% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 1024 sector peers (2025).
NBB · sector comparisonPosition among 1024 sector peers
Solvency
better than 15%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €94k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
330 d late
2023
153 d late
2022
11 d early
2021
19 d early
2020
27 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€94k▲ 23.3%
2024 · €76k
2018: €50k
2019: €98k
2020: €13k
2021: €27k
2022: €34k
2023: €37k
2024: €76k
2018 → 2025
Total assets
€1.34M▼ 4.7%
2024 · €1.41M
2018: €1.66M
2019: €1.60M
2020: €1.67M
2021: €1.54M
2022: €1.48M
2023: €1.42M
2024: €1.41M
2018 → 2025
Net result
€18k▼ 54.9%
2024 · €39k
2018: €109k
2019: €47k
2020: €-84k
2021: €14k
2022: €7k
2023: €3k
2024: €39k
2018 → 2025
Working capital
€-506k▲ 14.8%
2024 · €-594k
2018: €-375k
2019: €-373k
2020: €-521k
2021: €-508k
2022: €-528k
2023: €-537k
2024: €-594k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€34k▲ 25.5%€37k▲ 8.9%€76k▲ 107%€94k▲ 23.3%
Operating result€63k-€53k▼ 15.8%€48k▼ 9.8%€114k▲ 136%€74k▼ 34.9%
Net result€14k-€7k▼ 49.6%€3k▼ 56.4%€39k▲ 1,213%€18k▼ 54.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€1.01M▼ 8.5%
Current assets
€325k▲ 9.9%
Equity and liabilities €1.34M
Equity
€94k▲ 23.3%
Debt
€1.25M▼ 6.3%
The debt ratio falls from 94.6% to 93.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€169k▼
2024 · €196k
Cash flow
€113k▼
2024 · €122k
Solvency
7.0%▲
2024 · 5.4%
Current ratio
0.39▲
2024 · 0.33
Quick ratio
0.39▲
2024 · 0.33
Debt / equity
13.31▼
2024 · 17.51
ROE
18.9%▼
2024 · 51.7%
ROA
1.3%▼
2024 · 2.8%
Interest coverage
3.94▲
2024 · 3.12
Debt
€1.25M▼
2024 · €1.33M
Debt ≤ 1 year
€831k▼
2024 · €890k
Debt > 1 year
€248k▼
2024 · €296k
Income taxes
€14k▲
2024 · €12k
Staff costs
€50k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.34M▼
Fixed assets21/28€1.11M€1.01M▼
Tangible fixed assets22/27€1.11M€1.01M▼
Land and buildings22€717k€699k▼
Plant, machinery and equipment23€345k€285k▼
Furniture and vehicles24€45k€29k▼
Financial fixed assets28€2k€2k=
Current assets29/58€296k€325k▲
Amounts receivable within one year40/41€283k€276k▼
Trade receivables40€58k€65k▲
Other amounts receivable41€225k€211k▼
Cash at bank and in hand54/58€11k€48k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.34M▼
Equity10/15€76k€94k▲
Contributions10/11€140k€140k=
Revaluation surpluses12€155k€155k=
Reserves13€294k€263k▼
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Tax-exempt reserves132€280k€249k▼
Profit (loss) carried forward14€-513k€-465k▲
Amounts payable17/49€1.33M€1.25M▼
Amounts payable after more than one year17€296k€248k▼
Financial debts170/4€250k€200k▼
Other amounts payable178/9€47k€48k▲
Amounts payable within one year42/48€890k€831k▼
Current portion of amounts payable after more than one year42€189k€85k▼
Trade debts44€52k€54k▲
Suppliers440/4€52k€54k▲
Advances received on contracts in progress46€3k€3k▼
Taxes, remuneration and social security45€15k€49k▲
Taxes450/3€15k€49k▲
Other amounts payable47/48€631k€641k▲
Accrued charges and deferred income492/3€144k€167k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Remuneration, social security and pensions62€44k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€95k▲
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€520-
Gross operating margin9900€247k€224k▼
Operating profit (loss)9901€114k€74k▼
Financial income75/76B€210€778▲
Recurring financial income75€210€778▲
Financial charges65/66B€63k€43k▼
Recurring financial charges65€63k€43k▼
Profit (loss) for the period before taxes9903€51k€32k▼
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€39k€18k▼
Transfer from tax-exempt reserves789-€30k
Profit (loss) for the period to be appropriated9905€39k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-513k€-465k▲
Profit (loss) brought forward from the previous period14P€-552k€-513k▲
Social balance
Average headcount (FTE)9087-1.1
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 330 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 153 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-84k ▼278%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 153 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Orchideestraat 329041 GentGround area
4,243 m²
Building footprint
431 m²
Volume, LiDAR
2,597 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLEAN-CAR
since 19902.047.992.573
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051C0546/00C000 | Flanders | 3,624 m² | 1 · 431 m² | 9.3 m · 2 fl. |
| 44051C0508/00A002 | Flanders | 619 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500CH3GDJHRN71878
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Of 3,189 companies in sector 95316 we hold annual accounts for 742. 532 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-04-1990
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.