Checked.be
Active
BE 0733.698.003Private limited companyOpen bankruptcy
CLAY’S
· 6 yrs active
Sector: Wholesale trade
(46170)
Conclusion
A bankruptcy procedure is open for CLAY’S according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €72k and a net result of €9k.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €72k |
| Net result | €9k |
| Better than sector | 84% |
| Active | 6 yrs |
Snowflake analysis
49
/ 100
Mixed profile: strong on growth, weaker on stability.
Health
31
Profitability
62
Solvency
74
Growth
78
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
31
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 19-12-2023 with the NBB · fiscal year 2022 · verkort
Sector comparison
Fiscal year 2022 · NACE 46 — Wholesale trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 50.6% | 15.2% | |
| Net result | €9k | €11k | |
| Equity | €72k | €73k | |
| Gross operating margin | €58k | €94k | |
| Total assets | €142k | €678k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€23k
+110.5%
20–22
€9k
+20.5%
20–22
€22k
+123.2%
20–22
€142k
+222.3%
20–22
€72k
+338.1%
20–22
€4k
—
20–22
€70k
+153.6%
20–22
€70k
+153.6%
20–22
1.06
+113.1%
20–22
0.95
+91.0%
20–22
50.6%
+35.9%
20–22
0.98
—
20–22
12.4%
-72.5%
20–22
6.3%
-62.6%
20–22
68.20
—
20–22
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Revenue | — |
| EBITDA | €23k |
| Net profit | €9k |
| Cash flow | €22k |
| Staff costs | — |
| Income taxes | — |
| Dividends | — |
| Total assets | €142k |
| Equity | €72k |
| Debt | €70k |
| of which ≤ 1y | €70k |
| of which > 1y | — |
| Working capital | €4k |
| Employees (FTE) | — |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 1.06 |
| Quick ratio | 0.95 |
| Working capital ratio | 2.8% |
| Solvency | 50.6% |
| Debt / equity | 0.98 |
| Long-term debt ratio | — |
| Interest coverage | 68.20 |
| Gross margin | — |
| Net margin | — |
| ROA | 6.3% |
| ROE | 12.4% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €142k |
| Fixed assets | 21/28 | €68k |
| Tangible fixed assets | 22/27 | €68k |
| Current assets | 29/58 | €74k |
| Stocks & contracts in progress | 3 | €8k |
| Amounts receivable within one year | 40/41 | €64k |
| Investments | 50/53 | €3k |
| Cash & bank | 54/58 | €10 |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €142k |
| Equity | 10/15 | €72k |
| Contributions / capital | 10/11 | €9k |
| Reserves | 13 | €7k |
| Accumulated profits (losses) | 14 | €55k |
| Amounts payable | 17/49 | €70k |
| Amounts payable within one year | 42/48 | €70k |
| Trade debts payable within one year | 44 | €37k |
| Income statement | ||
| Gross operating margin | 9900 | €58k |
| Operating result | 9901 | €9k |
| Financial income | 75 | €50 |
| Financial charges | 65 | €331 |
| Result before taxes | 9903 | €9k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | BARBARA HEYSSE ESMOREITLAAN 5,
2050 ANTWERPEN 5 |
28-11-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Wholesale trade(46170) |
| Legal form | Private limited company(610) |
| Incorporation | 04-09-2019 |
| Status | Active |
| Postal code | — |
| First BS signal | 04-12-2024 |
| Latest BS signal | 04-12-2024 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units
CLAY’S
since 20192.298.216.446
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0316/00H002 | Flanders | 430 m² | 1 · 397 m² | 11.9 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2024
04-12-2024
Bankruptcy
Opening
2023
19-12-2023
NBB filing
Annual accounts filed
2022
05-11-2022
NBB filing
Annual accounts filed
2021
30-10-2021
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
04-12-2024
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Handelsbemiddeling in voedings- en genotmiddelen46170Handelsbemiddeling in de groothandel in voedings- en genotmiddelen46170Catering56210Catering van evenementen56210Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige sportactiviteiten, n.e.g.93199Overige sportactiviteiten, neg93199
Primary activity highlighted.
Names & trade names
| Legal nameNL | CLAY’S |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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