CLAVANI
ActiveCLAVANI has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €619. Equity is shrinking by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+83
Solvency98▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
11.1%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
on the day
2022
3 d late
2021
5 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▲ 17.9%
2024 · €3k
2020: €8k
2021: €10k
2022: €9k
2023: €7k
2024: €3k
2020 → 2025
Total assets
€6k▲ 2.7%
2024 · €5k
2020: €23k
2021: €17k
2022: €13k
2023: €8k
2024: €5k
2020 → 2025
Net result
€619
2024 · €-4k
2020: €8k
2021: €2k
2022: €-921
2023: €-2k
2024: €-4k
2020 → 2025
Working capital
€3k▲ 17.3%
2024 · €3k
2020: €-7k
2021: €-3k
2022: €1k
2023: €5k
2024: €3k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€9k▼ 9.4%€7k▼ 19.4%€3k▼ 51.3%€4k▲ 17.9%
Operating result€3k-€-288€-1k▼ 325%€-3k▼ 176%€1k
Net result€2k-€-921€-2k▼ 85.6%€-4k▼ 114%€619
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€757▲ 20.5%
Current assets
€5k▲ 0.4%
Equity and liabilities €6k
Equity
€4k▲ 17.9%
Debt
€1k▼ 24.0%
The debt ratio falls from 36.1% to 26.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▲
2024 · €-2k
Cash flow
€1k▲
2024 · €-2k
Solvency
73.3%▲
2024 · 63.9%
Current ratio
3.24▲
2024 · 2.45
Quick ratio
3.24▲
2024 · 2.45
Debt / equity
0.36▼
2024 · 0.56
ROE
15.2%▲
2024 · -105.5%
ROA
11.1%▲
2024 · -67.4%
Interest coverage
21.23▲
2024 · -36.11
Debt
€1k▼
2024 · €2k
Debt ≤ 1 year
€1k▼
2024 · €2k
Income taxes
€391▲
2024 · €218
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€6k▲
Fixed assets21/28€628€757▲
Tangible fixed assets22/27€628€757▲
Land and buildings22€359€300▼
Plant, machinery and equipment23€134-
Furniture and vehicles24€135€457▲
Current assets29/58€5k€5k▲
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€1k-
Other amounts receivable41€368€3k▲
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€5k€6k▲
Equity10/15€3k€4k▲
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-3k€-3k▲
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€1k▼
Trade debts44€55€966▲
Suppliers440/4€55€966▲
Taxes, remuneration and social security45-€521
Taxes450/3-€521
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€420▼
Other operating charges640/8€991€1k▲
Gross operating margin9900€-1k€3k▲
Operating profit (loss)9901€-3k€1k▲
Financial charges65/66B€57€71▲
Recurring financial charges65€57€71▲
Profit (loss) for the period before taxes9903€-3k€1k▲
Income taxes67/77€218€391▲
Profit (loss) for the period9904€-4k€619▲
Profit (loss) for the period to be appropriated9905€-4k€619▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▲
Profit (loss) brought forward from the previous period14P€322€-3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
31-03
Financial
Back to profitnet €619
Net result €619 after 3 loss-making years.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity times 5current ratio 6.49
Current ratio from 1.31 to 6.49; short-term debt falls from €4k to €942.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Liquidity doublescurrent ratio 1.31
Current ratio from 0.58 to 1.31; short-term debt falls from €7k to €4k.
2021
05-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blokkersdijkstraat 252070 Beveren-Kruibeke-ZwijndrechtGround area
579 m²
Building footprint
142 m²
Volume, LiDAR
678 m³
Parcel 11056A0723/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLAVANI
since 20192.289.948.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056A0723/00K000 | Flanders | 579 m² | 1 · 142 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 2,658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2019
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.