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CLAUDE Benoît Matériaux

Active
Private limited companyfounded 2018active for 8 yearsRue L. Maréchal 162, 4360 Oreye, BelgiumKBO/BCE: BE 0689.764.822

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of CLAUDE Benoît Matériaux is 1.6% (moderate). The 2025 annual accounts show negative equity (-€162,613) and a net result of -€78,427. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 14% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 05-02-2018 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 1 other
Establishment unit
2.272.983.974 4360 Oreye, since 05-02-2018
Financial year end
31 December
Peppol
Reachable since 06-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€299,178
▲ 7.4%
Turnover
≈ €1.6m
estimated
Loss
€78,427
▲ 10.6%
Equity
-€162,613
▼ 93.2%
Total assets
€482,345
▼ 0.9%
Staff
3.9 FTE
▲ 34.5%
Filed on 30-06-2026, 31 days before the deadlineat the National Bank
Score breakdownraises riskLoss of €78,427, the second in a row (financial year 2025)Negative equity -€162,613Sector: Retail trade (NACE 47)lowers riskSize: total assets €482,345Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0-8
equity -33.7% of total assets
Liquidity 3-23
short-term debt 89.7% · cash 2.3%
Profitability 16+2
return on assets -16.3%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.7%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 2.7%● unchanged vs 08-2025highest value 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.4%▼ -0.2 percentage points vs 05-2026 07-2026: 1.6%▼ -0.8 percentage points vs 06-2026lowest value 08-2026: 1.6%● unchanged vs 07-2026lowest value 09-2026: 1.6%● unchanged vs 08-2026lowest value 10-2026: 1.6%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.29 (0.37 in 2024), below 1. Short-term debt is 89.7% and cash 2.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 5% on liquidity, 20% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €482,345
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €78,427, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€162,613
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€162,613
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 days early
2024
8 days early
2023
30 days early
2022
4 days early
2021
31 days late
2020
61 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€162,613 View
  • Caution: Equity fell in 2025from -€84,186 to -€162,613 ▼ 93.2% View
  • Caution: Lower net result than 95% of companies in retail tradesector median €5,089 · 22,707 companies -€78,427 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€78,427 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as CLAUDE Benoît Matériaux: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €395,000 and €573,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
CLAUDE Benoît Matériaux Oreye€482,345€299,178
DENO-TOOLS Dilbeek€468,428€294,745
TESO-CO Lasne€573,264€248,348
AK BRICO Verviers€503,172€193,737
DHZ VAES Halen€474,237€309,928
Albo Bouwmarkt Zele€394,662€323,346
COMFORT SYSTEMS Pelt€435,673€166,439
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about CLAUDE Benoît Matériaux

What is the company number of CLAUDE Benoît Matériaux?
The company number of CLAUDE Benoît Matériaux is 0689.764.822. The VAT number is the same number with BE in front: BE 0689.764.822.
Where is CLAUDE Benoît Matériaux based?
The registered office is at Rue L. Maréchal 162, 4360 Oreye.Company details
What does CLAUDE Benoît Matériaux do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of CLAUDE Benoît Matériaux?
The legal form of CLAUDE Benoît Matériaux is Private limited company (BV).
When was CLAUDE Benoît Matériaux founded?
CLAUDE Benoît Matériaux was founded on 05-02-2018.
Is CLAUDE Benoît Matériaux still active?
Yes, CLAUDE Benoît Matériaux is an active enterprise in the KBO register.
How many employees does CLAUDE Benoît Matériaux have?
CLAUDE Benoît Matériaux had an average of 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CLAUDE Benoît Matériaux?
The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €299,178 and 34 comparable companies (NACE 475). It probably lies between €1.1m and €2.4m. In financial year 2022 turnover was €0.
Is CLAUDE Benoît Matériaux profitable?
In financial year 2025, CLAUDE Benoît Matériaux made a loss of €78,427.
Where can I find the annual accounts of CLAUDE Benoît Matériaux?
CLAUDE Benoît Matériaux filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CLAUDE Benoît Matériaux due?
CLAUDE Benoît Matériaux must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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