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COMFORT SYSTEMS

Active
Private limited companyfounded 20169 years activeKlaproosstraat 2, 3910 Pelt, BelgiumKBO/BCE: BE 0668.538.648
Summary

COMFORT SYSTEMS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,515 and a net result of -€432. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 47% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521Engineering and related technical consultancy, excluding land surveyors NACE 71121
1 site
Size
€435,673total assets 2025
Staff
2.1 FTE
Equity
€130,515
Loss
-€432
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Holdings
1
Accounts 21 days early0 of 2 deeds read
Why 65- 2 of the last 3 late- Liquidity: current ratio 1.17, cash €17,279- Sector Retail trade (NACE 47)+ Size: total assets €435,673Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 37% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 55-1
equity 30.0% of total assets
Liquidity 20+5
short-term debt 66.7% · cash 4.0%
Profitability 69=
return on assets -0.1%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 1.9%▼ -0.2 percentage points vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.8%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 2.2%▲ +0.5 percentage points vs 07-2025 09-2025: 2.5%▲ +0.3 percentage points vs 08-2025 10-2025: 3.1%▲ +0.6 percentage points vs 09-2025highest value 11-2025: 3.1%● unchanged vs 10-2025highest value 12-2025: 3.1%● unchanged vs 11-2025highest value 01-2026: 3.1%● unchanged vs 12-2025highest value 02-2026: 3.1%● unchanged vs 01-2026highest value 03-2026: 3.1%● unchanged vs 02-2026highest value 04-2026: 3.0%▼ -0.1 percentage points vs 03-2026 05-2026: 3.0%● unchanged vs 04-2026 06-2026: 2.8%▼ -0.2 percentage points vs 05-2026 07-2026: 2.6%▼ -0.2 percentage points vs 06-2026 08-2026: 1.1%▼ -1.5 percentage points vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.18 in 2024; short-term debt: 66.7% and cash: 4% of total assets), and 70% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 45% on solvency, 18% on liquidity, 49% on profitability and 37% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €435,673
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.17, cash €17,279
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
21 days early
2024
61 days late
2023
50 days late
2022
73 days late
2021
74 days late
2020
89 days late
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Among the largest 12% on gross marginsector median €33,465 · 22,007 companies €166,439 View
  • Total assets 20256 fiscal years filed €435,673 View
  • Active since 2016founded 28-12-2016 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€435,673
Loss
-€432
Solvency
30.0%
Total assets▲ 3.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 12-10-2023Annual accounts filed
  2. 31-12-2022Back to profit
  3. 13-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
28-12-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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