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CLATIL

Active
Private limited companyfounded 200818 yrs activeAvenue des Thermes 50, 4050 Chaudfontaine, BelgiumKBO/BCE: BE 0897.954.932
Summary

CLATIL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391,947 and a net result of €47,337. Equity is growing by ~21.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability48▲+5
Solvency59▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.67 in 2024; short-term debt: 6.9% and cash: 0% of total assets), and 65.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.3%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
27 d late
2023
27 d late
2022
31 d late
2021
12 d late
2020
20 d late
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 24 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 May 2008, CLATIL was incorporated.1 Total assets went from EUR 380,759 in 2018 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€391,947▲ 13.7%
2024 · €344,610
Total assets
€1.1m▼ 0.6%
2024 · €1.2m
Net result
€47,337▲ 89.3%
2024 · €25,000
Working capital
€3,582
2024 · -€43,756
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,898=€3,881▼ 0.4%€3,787▼ 2.4%€2,283▼ 39.7%€3,136▲ 37.4%
Net result€2,365▼ 95.1%€93,469▲ 3,852%€48,001▼ 48.6%€25,000▼ 47.9%€47,337▲ 89.3%
Equity€178,140▲ 1.3%€271,609▲ 52.5%€319,610▲ 17.7%€344,610▲ 7.8%€391,947▲ 13.7%
Total assets€554,175▲ 10.9%€1.1m▲ 107%€1.1m▼ 0.2%€1.2m▲ 0.7%€1.1m▼ 0.6%
Debt€376,035▲ 16.1%€873,415▲ 132%€823,172▼ 5.8%€806,258▼ 2.1%€752,247▼ 6.7%
Working capital-€165,240▲ 30.9%-€116,756▲ 29.3%-€68,756▲ 41.1%-€43,756▲ 36.4%€3,582
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2021: €3,898€3,898Net result 2021: €2,365€2,365Operating result 2022: €3,881€3,881Net result 2022: €93,469€93,469Operating result 2023: €3,787€3,787Net result 2023: €48,001€48,001Operating result 2024: €2,283€2,283Net result 2024: €25,000€25,000Operating result 2025: €3,136€3,136Net result 2025: €47,337€47,33720212022202320242025€0€20,000€40,000Operating result 2023: €3,787€3,790Net result 2023: €48,001€48,000Operating result 2024: €2,283€2,280Net result 2024: €25,000€25,000Operating result 2025: €3,136€3,140Net result 2025: €47,337€47,300202320242025
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €1.1m =
Current assets €82,313 ▼ 7.5%
Equity and liabilities €1.1m
Equity €391,947 ▲ 13.7%
Debt €752,247 ▼ 6.7%
Debt's share of the balance-sheet total falls from 70.1% to 65.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.05▲
2024 · 0.67
Debt to equity
1.92▼
2024 · 2.34
ROE
12.1%▲
2024 · 7.3%
ROA
4.1%▲
2024 · 2.2%
Debt ≤ 1 year
€78,732▼
2024 · €132,743
Debt > 1 year
€673,515=
2024 · €673,515
Income taxes
€5,424▲
2024 · €3,182
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.1m▼
Formation expenses20€0-
Fixed assets21/28€1.1m€1.1m=
Financial fixed assets28€1.1m€1.1m=
Current assets29/58€88,988€82,313▼
Amounts receivable within one year40/41€82,097€81,878▼
Other amounts receivable41€82,097€81,878▼
Cash at bank and in hand54/58€6,891€436▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.1m▼
Equity10/15€344,610€391,947▲
Contributions10/11€6,200€6,200=
Reserves13€265,560€312,897▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€263,700€311,037▲
Profit (loss) carried forward14€72,850€72,850=
Amounts payable17/49€806,258€752,247▼
Amounts payable after more than one year17€673,515€673,515=
Financial debts170/4€673,515€673,515=
Amounts payable within one year42/48€132,743€78,732▼
Trade debts44€696€726▲
Suppliers440/4€696€726▲
Advances received on contracts in progress46€53,076€9,268▼
Taxes, remuneration and social security45€5,784€550▼
Taxes450/3€5,784€550▼
Other amounts payable47/48€73,188€68,188▼
Income statement Code20242025
Gross operating margin9900€2,283€3,136▲
Operating profit (loss)9901€2,283€3,136▲
Financial income75/76B€26,000€50,000▲
Recurring financial income75€26,000€50,000▲
Financial charges65/66B€102€375▲
Recurring financial charges65€102€375▲
Profit (loss) for the period before taxes9903€28,182€52,761▲
Income taxes67/77€3,182€5,424▲
Profit (loss) for the period9904€25,000€47,337▲
Profit (loss) for the period to be appropriated9905€25,000€47,337▲
Appropriation of the result
Profit (loss) to be appropriated9906€97,850€120,187▲
Profit (loss) brought forward from the previous period14P€72,850€72,850=
Transfer to equity691/2€25,000€47,337▲
To other reserves6921€25,000€47,337▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Gross operating margin9900€3,898€3,881€3,787€2,283€3,136▲ 37.4%
Operating profit (loss)9901€3,898€3,881€3,787€2,283€3,136▲ 37.4%
Financial income75/76B-€100,000€50,000€26,000€50,000▲ 92.3%
Recurring financial income75-€100,000€50,000€26,000€50,000▲ 92.3%
Financial charges65/66B€303€72€100€102€375▲ 269%
Recurring financial charges65€303€72€100€102€375▲ 269%
Profit (loss) for the period before taxes9903€3,595€103,809€53,687€28,182€52,761▲ 87.2%
Income taxes67/77€1,230€10,340€5,686€3,182€5,424▲ 70.5%
Profit (loss) for the period9904€2,365€93,469€48,001€25,000€47,337▲ 89.3%
Profit (loss) for the period to be appropriated9905€2,365€93,469€48,001€25,000€47,337▲ 89.3%
Line20212022202320242025Change
Assets
Total assets20/58€554,175€1.1m€1.1m€1.2m€1.1m▼ 0.6%
Formation expenses20--€0€0--
Fixed assets21/28€484,380€1.1m€1.1m€1.1m€1.1m=
Financial fixed assets28€484,380€1.1m€1.1m€1.1m€1.1m=
Current assets29/58€69,795€83,144€80,901€88,988€82,313▼ 7.5%
Amounts receivable within one year40/41-€80,207€80,218€82,097€81,878▼ 0.3%
Other amounts receivable41-€80,207€80,218€82,097€81,878▼ 0.3%
Cash at bank and in hand54/58€69,795€2,937€684€6,891€436▼ 93.7%
Equity and liabilities
Total equity and liabilities10/49€554,175€1.1m€1.1m€1.2m€1.1m▼ 0.6%
Equity10/15€178,140€271,609€319,610€344,610€391,947▲ 13.7%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200€6,200----
Issued capital100€18,600€18,600----
Uncalled capital101€12,400€12,400----
Reserves13€99,160€192,560€240,560€265,560€312,897▲ 17.8%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860€1,860----
Reserves not available under the articles1311--€1,860€1,860€1,860=
Distributable reserves133€97,300€190,700€238,700€263,700€311,037▲ 18.0%
Profit (loss) carried forward14€72,780€72,849€72,850€72,850€72,850=
Amounts payable17/49€376,035€873,415€823,172€806,258€752,247▼ 6.7%
Amounts payable after more than one year17€141,000€673,515€673,515€673,515€673,515=
Financial debts170/4€141,000€673,515€673,515€673,515€673,515=
Amounts payable within one year42/48€235,035€199,900€149,657€132,743€78,732▼ 40.7%
Trade debts44--€1,068€696€726▲ 4.3%
Suppliers440/4--€1,068€696€726▲ 4.3%
Advances received on contracts in progress46€165,000€130,192€74,384€53,076€9,268▼ 82.5%
Taxes, remuneration and social security45€1,847€1,521€6,017€5,784€550▼ 90.5%
Taxes450/3€1,847€1,521€6,017€5,784€550▼ 90.5%
Other amounts payable47/48€68,188€68,188€68,188€73,188€68,188▼ 6.8%
Line20212022202320242025Change
Profit (loss) for the period9904€2,365€93,469€48,001€25,000€47,337▲ 89.3%
Operating cash flow (approximation)€2,365€93,469€48,001€25,000€47,337▲ 89.3%
Investment in fixed assets (approximation)--€577,500€0€0€0-
Change in cash--€66,858-€2,253€6,207-€6,455▼ 204%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Highest result since 2018net €93,469 ▲3,852%
Net result €93,469, the highest in the series.
31-12
Financial Equity above €200,000Eq €271,609 ▲52.5%
5 profitable years in a row build equity to €271,609.
12-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial Weakest financial yearnet €2,365 ▼95.1%
Net result drops to €2,365, the lowest in the series; recovery starts the following year.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial Equity above €150,000Eq €175,775 ▲37.6%
3 profitable years in a row build equity to €175,775.
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial Equity above €100,000Eq €127,751 ▲60.1%
2 profitable years in a row build equity to €127,751.
Show earlier events
19-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
4,452 m²
Building footprint
391 m²
Volume, LiDAR
3,036 m³
2 parcels, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
CLATIL
Au Tiège 28, 4052 ChaudfontaineFinancial service activities, except insurance and pension funding
since 20082.171.760.120
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62012C0070/00Z000 Wallonia 2,877 m² 1 · 299 m² 10.0 m · 3 fl.
62022C0059/00S000 Wallonia 1,575 m² 1 · 91 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded16-05-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

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Register as of 30 September 2026 · Peppol Directory

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