Financials
- Financial year
- 2026
- Total assets
- €438,049
- Loss
- -€325,079
- Solvency
- 76.3%
Total assets▼ 36.8%
Net result
20192026
CLASSIC DIAM
ActiveSummary
The annual accounts of CLASSIC DIAM for financial year 2026 show a net loss of 74% of total assets and of 114% of the equity at the start of that year. The 2026 annual accounts show equity of €334,303 and a net result of -€325,079. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 82% of 263 sector peers (NACE 46, financial year 2026). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
€438,049total assets 2026
- Equity
- €334,303
- Loss
- -€325,079
Turnover not published (abbreviated or micro format)
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €325,079, the second in a row (financial year 2026)lowers riskSize: total assets €438,049Equity €334,303 (76.3% of total assets)Founded in 2002Show the evidence
Checked score
Score 2026
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 46, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Average
Solvency
100+34
equity 76.3% of total assets
Liquidity
55+29
short-term debt 23.7% · cash 11.2%
Profitability
0=
return on assets -74.2%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%▲ +0.2 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026highest value
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €18,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.5, compared with 0.72 in 2025, below 1; short-term debt: 23.7% and cash: 11.2% of total assets), and 23.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 61% on liquidity, 6% on profitability and 73% on growth.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-09-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
31 days early
2025
31 days early
2024
36 days early
2023
36 days early
2022
24 days late
2021
37 days early
2020
41 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
19-10-2026 today31-03-2027 year end31-10-2027 deadline
- Annual accounts filedfinancial year 2026 · abbreviated…
- Appointment: Mehta Rubin (director)Gazette deed
- Annual accounts filedfinancial year 2025 · abbreviated…
Key points
- Risk: 3 loss-making years in a rowloss financial year 2026 -€325,079 View
- Caution: Among the weakest 5% on net resultsector median €38,683 · 263 companies -€325,079 View
- New directorlatest change 01-07-2026 · 1 in office 1 joined View
- Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View
By topic
Board & ownership
- Board
- 1 member
- Mehta RubinDirector
Timeline
- Events
- 30
- Since
- 2003
- Next accounts
- by 31-10-2027
- 31-03-2025Weakest financial year
- 25-09-2024Annual accounts filed
- 22-04-2024Miscellaneous
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of diamonds and other precious stonesNACE 46861
- Founded
- 08-01-2002
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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