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CLASS

Active
Private limited companyfounded 2013active for 13 yearsDijkstraat 47, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0502.718.831
Summary

CLASS has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.7m and a net result of €520. Equity is growing by about 32% per year across the filed financial years. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
“Het aanbrengen van aanvragen, het negotiëren en het bemiddelen bij het afsluiten van verzekeringen…” (deed in Dutch)
From the articles, 10 activitiesNo NACE code in the KBO yet1 site
Size
≈ €160,000turnover 2025, estimated
Equity
€4.7m
Profit
€520
Turnover estimated from the gross marginNet result -100%: 12-month year
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
2025 accounts filed 28 days late3 of 6 deeds summarised
Why 95raises riskNo main activity registeredlowers riskSize: total assets €5.6mFigures for financial year 2025 (filed 28-08-2026)Liquidity: current ratio 8.98, cash €1.6m, halvedShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (no NACE code, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.3% of total assets
Liquidity 86-9
short-term debt 8.3% · cash 28.8%
Profitability 23-77
return on assets 0.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024highest value 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €450,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.98, compared with 4.34 in 2024, above the usual 1.5; short-term debt: 8.3% and cash: 28.8% of total assets), and 15.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 82% on solvency, 95% on liquidity, 15% on profitability and 34% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €5.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 8.98, cash €1.6m, halved
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
9 days early
2024
28 days early
2023
1 day early
2022
5 days early
2021
7 days early
2020
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €520 ▼100%
  3. Liquidity more than doubledcurrent ratio 8.98

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00444808.

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
≈ €160,000
Estimated: probably between €96,000 and €290,000
Total assets
€5.6m▼ 5.0%
2024 · €5.9m
Net result
€520▼ 100.0%
2024 · €4.4m
Working capital
€3.7m▲ 4.9%
2024 · €3.5m
Trend over the years

2022 to 2025, 5 financial years 2019 to 2025, 8 financial years

Multiple financial year ends fall in the same calendar year; an annual trend is not displayed.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.005m 2025 Net result€0.001m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420242025
Operating result€0.04m-€0.07m▲ 65.9%€0.1m▲ 31.6%€0.04m▼ 61.8%€0.05m▲ 40.3%€0.03m▼ 36.5%€4.8m-€0.005m▼ 99.9%
Net result€0.03m-€0.05m▲ 62.5%€0.07m▲ 31.0%€0.1m▲ 83.5%€0.08m▼ 31.5%€0.09m▲ 8.7%€4.4m-€0.001m▼ 100.0%
Equity€0.05m-€0.1m▲ 109%€0.2m▲ 68.2%€0.3m▲ 74.4%€0.4m▲ 29.2%€0.5m▲ 24.6%€4.8m-€4.7m▼ 1.1%
Total assets€0.2m-€1.1m▲ 609%€1.1m▼ 1.6%€1.1m▲ 1.2%€1.1m▲ 3.6%€1.2m▲ 6.0%€5.9m-€5.6m▼ 5.0%
Debt€0.1m-€1.0m▲ 832%€0.9m▼ 8.6%€0.8m▼ 12.2%€0.7m▼ 5.8%€0.7m▼ 3.3%€1.1m-€0.9m▼ 21.5%
Working capital€0.04m--€0.2m-€0.1m▲ 18.7%-€0.07m▲ 39.8%-€0.07m▲ 3.4%-€0.05m▲ 29.5%€3.5m-€3.7m▲ 4.9%
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Why a figure moved sharply
  • 2025 Net result -100% on 2024. The previous financial year ran 6 months, this one 12.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.6m
Fixed assets €1.4m ▲ 9.5%
Current assets €4.2m ▼ 9.1%
Equity and liabilities €5.6m
Equity €4.7m ▼ 1.1%
Debt €886,078 ▼ 21.5%
Debt's share of the balance-sheet total falls from 19.1% to 15.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,225▼
2024 · €4.8m
Cash flow
€9,597▼
2024 · €4.4m
Current ratio
8.98▲
2024 · 4.34
Debt to equity
0.19▼
2024 · 0.24
ROE
0.0%▼
2024 · 90.9%
ROA
0.0%▼
2024 · 73.6%
Interest coverage
0.56▼
2024 · over 100
Debt ≤ 1 year
€466,078▼
2024 · €1.1m
Debt > 1 year
€420,000▲
2024 · €68,567
Income taxes
€9,441▼
2024 · €436,084
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,049 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96.0% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.4% went bankrupt
3.6% stopped otherwise
96.0% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.9m€5.6m▼
Fixed assets21/28€1.3m€1.4m▲
Tangible fixed assets22/27€0.2m€0.09m▼
Furniture and vehicles24€0.2m€0.09m▼
Financial fixed assets28€1.1m€1.4m▲
Current assets29/58€4.6m€4.2m▼
Amounts receivable after more than one year29-€0.2m
Other amounts receivable291-€0.2m
Amounts receivable within one year40/41-€0.02m
Trade receivables40-€0.02m
Current investments50/53-€2.4m
Cash at bank and in hand54/58€4.6m€1.6m▼
Deferred charges and accrued income490/1€275€0.004m▲
Equity and liabilities
Total equity and liabilities10/49€5.9m€5.6m▼
Equity10/15€4.8m€4.7m▼
Contributions10/11€0.02m€0.02m=
Reserves13€4.8m€4.7m▼
Distributable reserves133€4.8m€4.7m▼
Profit (loss) carried forward14-€0.001m
Amounts payable17/49€1.1m€0.9m▼
Amounts payable after more than one year17€0.07m€0.4m▲
Financial debts170/4€0.07m€0.4m▲
Amounts payable within one year42/48€1.1m€0.5m▼
Current portion of amounts payable after more than one year42€0.5m-
Trade debts44€0.08m€0.005m▼
Suppliers440/4€0.08m€0.005m▼
Taxes, remuneration and social security45€0.4m€0.4m▼
Taxes450/3€0.4m€0.4m▼
Other amounts payable47/48€0.1m€0.05m▼
Income statement Code20242025
Non-recurring operating income76A€4.8m-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.009m▼
Other operating charges640/8€0.002m€0.002m▲
Non-recurring operating charges66A-€0.02m
Gross operating margin9900€4.8m€0.04m▼
Operating profit (loss)9901€4.8m€0.005m▼
Financial income75/76B€0.01m€0.03m▲
Recurring financial income75€0.01m€0.03m▲
Financial charges65/66B€0.02m€0.03m▲
Recurring financial charges65€0.02m€0.03m▲
Profit (loss) for the period before taxes9903€4.8m€0.01m▼
Income taxes67/77€0.4m€0.009m▼
Profit (loss) for the period9904€4.4m€0.001m▼
Profit (loss) for the period to be appropriated9905€4.4m€0.001m▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.4m€0.001m▼
Profit (loss) brought forward from the previous period14P€0.03m-
Transfer from equity791/2-€0.05m
Transfer to equity691/2€4.4m-
To other reserves6921€4.4m-
Profit to be distributed694/7€0.03m€0.05m▲
Return on contributions (dividend)694€0.03m€0.05m▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023202420242025Change
Non-recurring operating income76A------€4.8m--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.02m€0.001m€0.02m€0.01m€0.005m€0.02m€0.009m▼ 50.1%
Other operating charges640/8---€0.002m€0.003m€0.002m€0.002m€0.002m▲ 49.6%
Non-recurring operating charges66A----€0.001m€0.04m-€0.02m-
Gross operating margin9900€0.06m€0.2m€0.1m€0.06m€0.07m€0.08m€4.8m€0.04m▼ 99.2%
Operating profit (loss)9901€0.04m€0.07m€0.1m€0.04m€0.05m€0.03m€4.8m€0.005m▼ 99.9%
Financial income75/76B---€0.1m€0.08m€0.1m€0.01m€0.03m▲ 198%
Recurring financial income75€1€0€0€0.1m€0.08m€0.1m€0.01m€0.03m▲ 198%
Financial charges65/66B---€0.01m€0.02m€0.02m€0.02m€0.03m▲ 11.3%
Recurring financial charges65€0.001m€0.002m€0.003m€0.01m€0.02m€0.02m€0.02m€0.03m▲ 11.3%
Profit (loss) for the period before taxes9903€0.04m€0.07m€0.09m€0.1m€0.1m€0.1m€4.8m€0.01m▼ 99.8%
Income taxes67/77€0.01m€0.02m€0.03m€0.02m€0.03m€0.01m€0.4m€0.009m▼ 97.8%
Profit (loss) for the period9904€0.03m€0.05m€0.07m€0.1m€0.08m€0.09m€4.4m€0.001m▼ 100.0%
Profit (loss) for the period to be appropriated9905€0.03m€0.05m€0.07m€0.1m€0.08m€0.09m€4.4m€0.001m▼ 100.0%
Line20192020202120222023202420242025Change
Assets
Total assets20/58€0.2m€1.1m€1.1m€1.1m€1.1m€1.2m€5.9m€5.6m▼ 5.0%
Fixed assets21/28€0.06m€0.9m€1.0m€1.0m€1.0m€1.0m€1.3m€1.4m▲ 9.5%
Tangible fixed assets22/27€0.06m€0.04m€0.08m€0.06m€0.1m€0.1m€0.2m€0.09m▼ 56.9%
Furniture and vehicles24---€0.06m€0.1m€0.1m€0.2m€0.09m▼ 56.9%
Financial fixed assets28-€0.9m€0.9m€0.9m€0.9m€0.9m€1.1m€1.4m▲ 22.4%
Current assets29/58€0.09m€0.1m€0.1m€0.1m€0.1m€0.1m€4.6m€4.2m▼ 9.1%
Amounts receivable after more than one year29-------€0.2m-
Other amounts receivable291-------€0.2m-
Amounts receivable within one year40/41--€0.01m€0.02m€0.02m€0.02m-€0.02m-
Trade receivables40---€0.01m€0.01m€0.01m-€0.02m-
Other amounts receivable41---€0.004m€0.005m€0.01m---
Current investments50/53-------€2.4m-
Cash at bank and in hand54/58€0.09m€0.1m€0.09m€0.1m€0.1m€0.1m€4.6m€1.6m▼ 64.8%
Deferred charges and accrued income490/1---€0.002m€0.004m€0.003m€275€0.004m▲ 16×
Equity and liabilities
Total equity and liabilities10/49€0.2m€1.1m€1.1m€1.1m€1.1m€1.2m€5.9m€5.6m▼ 5.0%
Equity10/15€0.05m€0.1m€0.2m€0.3m€0.4m€0.5m€4.8m€4.7m▼ 1.1%
Contributions10/11€0.02m€0.02m-€0.02m€0.02m€0.02m€0.02m€0.02m=
Reserves13€0.002m€0.05m€0.1m€0.2m€0.3m€0.4m€4.8m€4.7m▼ 1.1%
Non-distributable reserves130/1---€0.002m-----
Reserves not available under the articles1311---€0.002m-----
Distributable reserves133---€0.2m€0.3m€0.4m€4.8m€4.7m▼ 1.1%
Profit (loss) carried forward14€0.03m€0.03m€0.03m€0.03m€0.03m€0.03m-€0.001m-
Amounts payable17/49€0.1m€1.0m€0.9m€0.8m€0.7m€0.7m€1.1m€0.9m▼ 21.5%
Amounts payable after more than one year17€0.05m€0.7m€0.7m€0.6m€0.5m€0.5m€0.07m€0.4m▲ 513%
Financial debts170/4---€0.6m€0.5m€0.5m€0.07m€0.4m▲ 513%
Amounts payable within one year42/48€0.06m€0.3m€0.2m€0.2m€0.2m€0.2m€1.1m€0.5m▼ 56.1%
Current portion of amounts payable after more than one year42---€0.1m€0.1m€0.1m€0.5m--
Trade debts44€0.01m€0.006m€0.002m€0.001m€0.008m€0.001m€0.08m€0.005m▼ 93.7%
Suppliers440/4---€0.001m€0.008m€0.001m€0.08m€0.005m▼ 93.7%
Taxes, remuneration and social security45---€0.001m€0.002m€0.002m€0.4m€0.4m▼ 5.5%
Taxes450/3---€0.001m€0.002m€0.002m€0.4m€0.4m▼ 5.5%
Other amounts payable47/48---€0.1m€0.09m€0.1m€0.1m€0.05m▼ 43.9%
Line20192020202120222023202420242025Change
Profit (loss) for the period9904€0.03m€0.05m€0.07m€0.1m€0.08m€0.09m€4.4m€0.001m▼ 100.0%
+ Depreciation and write-downs630€0.02m€0.02m€0.001m€0.02m€0.01m€0.005m€0.02m€0.009m▼ 50.1%
Operating cash flow (approximation)€0.05m€0.07m€0.07m€0.1m€0.1m€0.1m€4.4m€0.01m▼ 99.8%
Investment in fixed assets (approximation)--€0.9m-€0.03m-€0.005m-€0.06m-€0.05m--€0.1m-
Change in cash-€0.06m-€0.06m€0.02m-€0.008m€0.02m--€3.0m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 13 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 28-08-2026 2026-00444808
31-12-2024 micro format 22-07-2025 2025-00295567
30-06-2024 micro format 03-01-2025 2025-00630915
30-06-2023 micro format 30-01-2024 2024-00013368
30-06-2022 micro format 26-01-2023 2023-00005042
30-06-2021 micro format 24-01-2022 2022-01500204
30-06-2020 micro format 28-01-2021 2021-03400065
30-06-2019 micro format 02-01-2020 2020-00100191
30-06-2018 micro format 21-01-2019 2019-01900026
30-06-2017 micro format 31-01-2018 2018-03800169

Show all 13 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
3 of this company's 6 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2023, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
CLAUS Mathieu
  • Director, since before 20-07-2023
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Capital over the years
  1. 20-07-2023 Converted to unavailable equity

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the annual accounts to 30-06-2024 of CLASS and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

CLASS was incorporated on 7 January 2013.1 The registered office was moved to Oudenaarde in 2022.2 Total assets rose from €152,875 in 2019 to €5.6m in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-06-2022
  3. 3National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 28 days late
2025
31-12
Financial Weakest financial yearnet €520 ▼100%
Net result drops to €520, the lowest in the series.
31-12
Financial Liquidity more than doubledcurrent ratio 8.98
Current ratio from 4.34 to 8.98; short-term debt falls from €1.1m to €466,078.
22-07
NBB filing Annual accounts filed
financial year 2024 · micro format
03-01
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2019 to 2025net €4.4m ▲4,656%
Operating result €4.8m, net result €4.4m, both a record.
31-12
Financial Liquidity more than 5 timescurrent ratio 4.34
Current ratio from 0.74 to 4.34.
31-12
Financial Equity above €2mequity €4.8m ▲933%
A profit in every financial year since 2019 builds equity to €4.8m.
30-12
Gazette deed Algemene Vergadering - Boekjaar
Power of attorney3 facts ▸
  • General meeting, “buitengewone algemene vergadering van de enige aandeelhouder” (deed in Dutch)
  • Power of attorney
  • Power of attorney, Niels Debakker
30-01
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
20-07
Gazette deed Reappointment: CLAUS Mathieu (director)
Registered office clause · Power of attorney · Amendment of the articles10 facts ▸
  • Other provision, “coördinatie opmaken en ondertekenen overeenkomstig vorige besluiten en neerlegging in vennootschapsdossier verzorgen, coördinatie statuten” (deed in Dutch)
  • Other provision, 01-01-2020, “nieuwe terminologie WVV” (deed in Dutch)
  • Director reappointment, CLAUS Mathieu (director)
  • Registered office clause, “9700 Oudenaarde, Dijkstraat 47” (deed in Dutch)
  • Power of attorney
  • General meeting, 11-07-2023
  • Amendment of the articles (2 times)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Reserve release, “statutair onbeschikbare eigen vermogensrekening opheffen en middelen beschikbaar maken voor uitkering, niet vermelden in statuten” (deed in Dutch)
  • Other provision, “voorlezing en toelichting door notaris, geen uitkering indien netto-actief negatief is of zou worden of gedaald of zou dalen tot beneden onbeschikbaar eigen ver…” (deed in Dutch)
26-01
NBB filing Annual accounts filed
financial year 2022 · micro format
Show earlier events
2022
30-06
Financial Equity above €200,000equity €288,429 ▲74.4%
A profit in every financial year since 2019 builds equity to €288,429.
27-06
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 24-05-2022
  • Registered-office move, Dijkstraat 47 te 9700 Oudenaarde
24-01
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
30-06
Financial Equity above €150,000equity €165,398 ▲68.2%
A profit in every financial year since 2019 builds equity to €165,398.
28-01
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
02-01
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
21-01
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
31-01
NBB filing Annual accounts filed
financial year 2017 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 13 annual accounts filed, the latest 10 are here; all 13 are under Financials.
3 of 6 deeds read
About the unread acts

Of the 6 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded07-01-2013
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0502718831
Also 9925:BE0502718831
Registered 25-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

9845001J789091O90543
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2013
registered office establishment The establishment unit on the map
Ground area
374 m²
Building footprint
285 m²
Parcel 45035A0121/00H003, Flanders. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Dijkstraat 47, 9700 Oudenaarde
Activities auxiliary to financial services and insurance activities
since 2013unit no. 2.216.325.878
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
45035A0121/00H003 Flanders 374 m² 1 · 285 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het aanbrengen van aanvragen, het negotiëren en het bemiddelen bij het afsluiten van verzekeringen, het verlenen van adviezen omtrent alle…” (deed in Dutch)
10 activities (deed in Dutch)
  1. Het aanbrengen van aanvragen, het negotiëren en het bemiddelen bij het afsluiten van verzekeringen, het verlenen van adviezen omtrent alle takken van het verzekeringswezen, het verzekeren en laten verzekeren van alle risico's en te dien einde tussenkomen bij verzekeringsmaatschappijen, en herverzekeringsmaatschappijen zowel in binnen- als in het buitenland, het beheer van verzekeringsportefeuilles, zowel voor eigen rekening als voor rekening van derden, de bemiddeling voor het plaatsen of verkrijgen van leningen via of gedekt door verzekeringsmaatschappijen, het optreden als schaderegelaar voor het om het even welke derde en dit na om het even welk schadegeval aan derden overkomen, kortom het verrichten van alle handelingen die normaal tot het domein van verzekeringen behoren.
  2. Tegelijkertijd zal zij, in strikte naleving van de Belgische en internationale wetgevingen en reglementeringen, alle vormen van consultancy kunnen leveren op het vlak van diensten.
  3. Zowel voor eigen rekening als voor rekening van derden, alle mogelijke soorten industriële, commerciële, financiële, roerende en onroerende verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderwerp, de studie, de coördinatie, de expertise, de onteigening, de verbouwing, de decoratie, de inrichting, de uitbating, de verhuring, het beheer, de zaakvoering en de verkaveling van alle onroerende goederen, alsook de promotie, in België en in het buitenland en in elke mogelijke vorm, inzake immobiliën.
  4. Zowel in België als in het buitenland mag zij deelnemen bij wijze van inbreng, fusie, overdracht, participatie, inschrijving of op elke andere manier in alle bestaande of op te richten vennootschappen en in alle industriële, financiële of commerciële ondernemingen en verrichtingen die geheel of gedeeltelijk, op een zelfde of vergelijkbaar voorwerp als het hare afgestemd zijn of die er de ontwikkeling van kunnen bevorderen,
  5. Zij mag alle daden stellen, alle transacties en ondernemingen uitvoeren, alle roerende en onroerende, civiele of industriële, financiële of commerciële verrichtingen doen die, rechtstreeks of onrechtstreeks, geheel of gedeeltelijk in verband staan met haar voorwerp of met een onderdeel ervan of die kunnen bijdragen tot het vergemakkelijken, het begunstigen of het ontwikkelen van haar nijverheid of handel.
  6. De vennootschap kan eveneens optreden als bestuurder, volmachtdrager, mandataris of vereffenaar in andere vennootschap of onderneming.
  7. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak
  8. Voor eigen rekening, voor rekening van derden of in deelneming met derden, prestaties te verrichten die rechtstreeks of onrechtstreeks betrekking hebben op: Aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen, in 't kort "tussenpersoon in de handel".
  9. De vennootschap mag hiertoe alle handelsverrichtingen, ambachtelijke, industriële, financiële, roerende of onroerende handelingen stellen die rechtstreeks of onrechtstreeks met dit voorwerp verband houden of de verwezenlijking ervan kunnen vergemakkelijken.
  10. De vennootschap mag daarenboven belangen nemen, hetzij door deelneming, inbreng of op elke andere wijze in alle vennootschappen, ondernemingen, syndicaten of groeperingen, bestaande op te richten, zo in België als in het buitenland, die een gelijkluidend, aanvullend of soortgelijk voorwerp nastreven, of die van aard zijn de ontwikkelingen van haar onderneming te bevorderen, of de afzet van haar producten te vergemakkelijken, en voor zover de wet dit niet verbiedt.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
CLASS
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)

deed of 20-07-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Niet-statutaire bestuurders herroepbaar ad nutum zonder vergoeding,beëindiging steeds wegens wettige reden zonder opzeggingstermijn of…” (deed in Dutch)
“Met of zonder beperking van duur, Bestuursorgaan” (deed in Dutch)

deed of 20-07-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed

deed of 20-07-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 19:00

deed of 30-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Dagelijks bestuur alsook vertegenwoordiging wat dat bestuur aangaat, gedelegeerd bestuurder” (deed in Dutch)
Other provision: “Bijzondere algemene vergadering, binnen drie weken” (deed in Dutch)
Other provision: “Oproepingen algemene vergadering, bij gewone post zelfde dag als elektronische verzending voor personen zonder e-mailadres” (deed in Dutch)
Other provision: “Toegang algemene vergadering, houder effecten op naam ingeschreven in register per categorie effecten” (deed in Dutch)
Other provision: “Schriftelijke volmacht aan ieder andere persoon al dan niet aandeelhouder, beraadslagingen algemene vergadering” (deed in Dutch)
Other provision: “Op naam, aard aandelen en register” (deed in Dutch)
Other provision: “Dagelijks bestuur, een of meer leden als gedelegeerd bestuurder of een of meer andere personen” (deed in Dutch)
Other provision: “Toegang algemene vergadering, houder effecten op naam ingeschreven in register categorie” (deed in Dutch)
4 more provisions in the deed, see the deed of 20-07-2023

deed of 20-07-2023